IDBI Bank — about the refund of failed transaction

Sir, my name is malkit and i filled a form of my friend sukhbinder in haryana govt vacancy and pay fee from idbi merchant they take my debit card details i fill my debit card details of my paytm account i fill all information and processed to pat a otp come to my mobile number for security reasion and i fill it and it processing and due to technical reasons my fess is deducted from my account but failed by you so please take me my fess refund, i am very thankfuls to you and your bank please sir, please sir take me my refund, my transaction id is s4369443 and reference number is[protected] please help me to give refund to my account
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Hi
My salary account in idbi bank so I visited koregaon idbi bank branch for loan request then branch manager tell me that idbi bank provide loan for only government employees.. Is it true.. If it is true then why bank opens salary account for private sector employees.. Kindly shared loan policy
I went to Idbi sanpada to cancel SMS alerts. The person in charge said that if I do that I will not get OTP. I have been able to do it with other banks but I still get the OTP. I told her the same thing and asked her to check again. But she just ignored me

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