IDBI Bank Complaints & Reviews

I am writing this to address an issue regarding penalty charges that were levied on my account due to a recent loan renewal. I had previously discussed this matter with your team, and they assured me that no penalties would be imposed in the event of my account balance becoming zero or negative during the renewal process. However, I regret to inform you that my account was charged a penalty of 590 rupees when the automated transaction for my linked SIP's was rejected due to insufficient funds caused by the loan renewal.Although there was sufficient balance in amount before the renewal process to pay the SIP's but got wiped off due to loan.

I had taken proactive measures by reaching out to your branch executives in advance, seeking confirmation that no penalties would be applied in this specific scenario. Regrettably, despite their assurances, it appears that my concern has not been addressed.

I urgently request your immediate attention to rectify this issue and refund the penalty charges. Attached to this message are copies of relevant documents and correspondence for your reference. If you require any further information or documentation, please do not hesitate to contact me.

I Alok Rastogi Customer of your bank facing problems of incorrect e mail address. first complaint lodged on dtd.20th June, 2023 but not yet resolved my last complaint n ID 030/42839010.

According to the SMS my complaint resolved where as as on date my e mail address not yet corrected.

Dear Team,
I am Deepika and my cust ID is 82653130.
There is a deduction of rs 590 for 4 times as DET ACH RTN CHARGES..

What is this deduction for?

If it is wrongly deducted, please do refund or please provide proper explanation on why it was deducted

Deducted 590 as cheque bounce even after having sufficient balance.

Account Number: [protected]

Customer care is not responding. Kindly reverse the amount asap.

Hi, Morning I had the sufficient fund for my loan payment. Still loan check was bounced and bank was charged me 590 which is unethical and not as per RBI guidelines hence requesting IDBI bank to immediately reverse the charges at the earliest.

IDBI Bank A/C NN59468 debited INR. 590.00 Det:ACH-RTN-CHRG-[protected]. Bal (incl. of chq in clg) INR. 256.95 as of 07JUL 09:58 hrs
CIF ID :[protected]
AC: [protected]
IFSC CODE: IBKL0001677
MR: PRANOY MUDI

As i have no loan from your bank plz repay my ammount

The ACH RTN Charges Of 590rs Has Been leived.
With the current situation I Request IDBI to Refund The Deduction Amount.

Ach-rtn-chrg - 590 rs

Name - Rekha Rekha
Ac No - [protected]

On 29th June i did 2 IMPS transactions of 94, 000 and 5000 from my account [protected] and both failed but i was debited. I am still not refunded and i need the money badly

My account number - [protected]. On 29th June, i did 2 IMPs through mobile app for Rs 94, 000 and Rs, 500. Both failed but i was debited. Customer care says it will be reversed in T+1 day but it did not happen. Customer care and branch are not helpful. Please help resolve

Tarunya Tripathy
[protected]

Today In My Account There 8 Times Deduction Of Rupees 590 So kindly refund All Money Which is 590 × 8 = 4720.

The ACH RTN Charges Of Rs.590 Has
Been deducted from my bank account on 14 June. With the current situation I
Request IDBI to Refund The Deduction
Amount of Rs.590
Please Return Charges Early As
Possible!
Email id - [protected]@gmail.com
Acc. No.- [protected]
IDBI BANK KARAD BRANCH

I have a Ner account with IDBI sector-12 B Dwarka, new Delhi branch. From last 7 years. now some calculation mistake for 444 days interest rate 7.15%.
I have sent to branch with complete detail and customer care on 30.5.2023 but not read any response.
I booked fdrs from 12.5.2023 to 2.6.2023.
1. [protected], 4053, 4060, 4077 are wrong calculation.
I attached a sample. fdr copy Idbi bank fixed deposit interest calculator.

2. pl share the payment status for the bewlow holding
1. idbi infrastructure tax saving bond2004 c
folio no 21 ifb382636
maturity date 20.4.2007
name yash pal singh rastogi karta
dist no[protected]
15 bonds rs 5000 each fv.

for VIJAY RANI RASTOGI THROUGH CS NAVEEN KUMAR RASTOGI [protected]

PL share the PAYMENT status of following bond details

name yashpal singh rastogi j/a vijay rani rastogi
certificate no 155084
folio no 21IFB155084
DIST NO[protected]
FACE VALUE 5000
NO OF BONDS 05 FIVE
NOMINEE SANDHYA RASTOGI

FOR VIJAY RANI RASTOGI THROUGH CS NAVEEN KR RASTOGI PH [protected]

There is no loan / credit card against my account still there was a debit of 590 INR from my IDBI Savings Account.

@idbi please consider repaying the same. Details as follows-

IDBI Bank A/C NN49300 debited INR. 590.00 Det:ACH-RTN-CHRG-[protected].

ACH-RTN-CHRG INR.590 deducted from my IDBI bank account on 31-april-2023. Ihave not taken any loan from IDBI bank but still deducted INR 590 from bank account.I request the IDBI management to refund the amount 590 rs which has been deducted as ACH-RTN-CHRG .

Thanking you

Regards'
Rakesh Ku Bankey
A/c No.[protected]
customer Id :- 3419186
Salary Account

My. name is akshay Chauhan and I'm from Modinagar, ghaziabad

The ach rtn charges of 590 x 2 times on 20 may 2023 and 590 on 25/10/2022 has been deducted 3 times from my account till now .With the current situation i request idbi bank to refund the deduction amount back. how can the amount deducted without my any permission and even I don't know for what purpose the charge has been levied.
otherwise I have to close my and wife account in your bank.

please I req u to refund my amount back as soon as possible

mail id - [protected]@gmail.com
customer id[protected]
akshay chauhan

I missed my emi payment as the salary got delayed. By one day. The ach rtn charges of 590 has been deducted.With the current situation i request idbi to refund the deduction amount. Ach-rtn-chrg- ([protected]) - 590inr and Ach-rtn-chrg- ([protected]) -590inr Customer ID. : 97348496
SYED NAFEES SADIQ
Account No : [protected]
IFSC Code: IBKL0000028
Contact number- [protected]
Email - [protected]@gmail.com

On 12 May 2023 an amount of Rs 590 has been deducted for ACH-RTN-CHRG. Also on 11 May 2023 the same amount for the same reason was debited from my account.

I want my refund for the deduction of 590 Rs on 12May 2023.