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IDBI Bank Complaints & Reviews

1.2
Updated: Sep 3, 2025
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438
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IDBI Bank reviews & complaints page 29

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S
Sudipta Ban
from Mumbai, Maharashtra
Oct 10, 2020
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Home loan issues - no reply from IDBI Bank

Availed a home loan with Account number [protected] with customer id 78554148. Foreclosed the loan by paying outstanding amount of 54000/- with a cheque of 55200/- with HDFC cq number 000109 on 21st Sep at IDBI Pune- kharadi branch. The amount has been debited on 25th Sep but there is no status update. It is still showing as overflow amount and has not been settled. I have sent repeated mail to [protected]@idbi.co.in, [protected]@idbi.co.in bu...
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Dipak Gholap
Oct 5, 2020
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Address: A/P- masur Tal. Karad Dist. Satara

ʀᴇsᴘᴇᴄᴛᴇᴅ sɪʀ, ɪ ᴀᴍ ᴇʟɪɢɪʙʟᴇ ғᴏʀ ᴄʀᴏᴘ ʟᴏᴀɴ ᴀs ᴘᴇʀ ɢᴏᴠᴇʀɴᴍᴇɴᴛs ɢᴜɪᴅᴇʟɪɴᴇs ʙᴜᴛ ʙᴀɴᴋ ʀᴇᴊᴇᴄᴛᴇᴅ ᴍʏ ʟᴏᴀɴ ᴘʀᴏᴘᴏsᴀʟ.
Oct 8, 2020
Complaint marked as Resolved 
Company not yet called me or mailed me.poor service center.
IDBI Bank customer support has been notified about the posted complaint.
Oct 05, 2020
Updated by Dipak Gholap
ғᴏʀ ᴄʀᴏᴘ ʟᴏᴀɴ ɪ sᴜʙᴍᴍɪᴛᴇᴅ ᴅᴏᴄᴜᴍᴇɴᴛs ᴀs ᴘᴇʀ ɢᴏᴠᴇʀɴᴍᴇɴᴛ ʀᴜʟᴇ ʙᴜᴛ ʙᴀɴᴋ ᴅᴏᴇsɴ'ᴛ ᴀᴘᴘʀᴏᴠᴇᴅ sᴏ ᴘʟᴇᴀsᴇ ʜᴇʟᴘ ᴍᴇ.
Oct 07, 2020
Updated by Dipak Gholap
What happened????
Oct 10, 2020
Updated by Dipak Gholap
No call no message still from bank poor customer service ...
Oct 12, 2020
Updated by Dipak Gholap
Bad customer service no issue solved
Oct 14, 2020
Updated by Dipak Gholap
Still No any one contact me.
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    R
    Rakesh6747
    Oct 3, 2020
    Jan 1, 2025
    This thread was updated on Jan 1, 2025
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    ACH RTN Charge Refund

    Address: Laxmi Commercial Complex , Gudri Bazar , Gulzarbagh , Patna City , Patna - 800008 , Bihar

    The ACH RTN Charges Of 590rs Has Been leived.
    With the current situation I Request IDBI to Refund The Deduction Amount.

    Ach-rtn-chrg - 590 rs
    Ach-rtn-chrg - 590 rs
    Ach-rtn-chrg - 590 rs
    Ach-rtn-chrg - 590 rs
    Ach-rtn-chrg - 590 rs
    Ach-rtn-chrg - 590 rs
    Ach-rtn-chrg - 590 rs
    Ach-rtn-chrg - 590 rs

    Total 8 Times = 590 × 8 = 4720rs

    Name - Rakesh...
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    Rakesh6747
    Oct 3, 2020
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    ACH RTN Charges Of 590 rs Have Been Deducted 8 Times From My IDBI Bank Account...For No Reason...
    8 Times Means 4720 rs
    +2 photos
    IDBI Bank customer support has been notified about the posted complaint.
    I am also facing same issue with same bank
    Rakesh6747's [Complaint's author] reply, Nov 25, 2020
    Yes,
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      D
      deeprajdt
      Oct 1, 2020
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      Allotment of deep discount bonds series 1

      Address: c/o. dinesh enterprises, maliwes chowk, subhash road, beed 431122 co.no. 9226558190

      Application No: 09414320
      Folio No: DD00564049 and DD00564047
      Name of Bond Holder: Rajesh (Minor) and Rohit (minor)
      U/G: Satyanarayan /Hariprasad Toshniwal
      Issue Price: Rs 2700

      My father bought this bond on 1992 for 2700Rs.
      I want encash the amount now

      Please help me to encash amount....
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      K
      kiran patra
      Oct 1, 2020
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      Address: idbi bank

      Sanction of loan for Housing was done with out proper field verification and documentation on a sold out property flat no 204 205 Asiyana appartment Baliapanda Puri and no action against Builder PGS construction taken till now after complaint also Mortgage of sold out property Bank is silent and holding lonee responsible No RBI guidelines followed properly
      If tripartite agrements dont carry any importance then why paid to Builder and holding costumer responcible now

      So blacklisting of Builder must be initiated with loan recovery with intrest
      Proofs submitted at rac833 idbicoin and branch also

      so total 43 lakh paid is at stake and 23 lakh outstanding at Janpath Branch of IDBI bank at Bhubaneswar
      IDBI Bank customer support has been notified about the posted complaint.
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        Address: Dineshchandra L Bamania H-56 Mahavir society Ajwa Road Vadodara Gujarat state

        Idbi bank deep discount bond (Series -1) 1992 ke bond kà paisa leneke leye
        Dineshchandra l bamania h-56 mahavir society ajwa road vadodara gujarat state bond mà likh adress 17-b jay महाकाली society ajwa road vadodara...
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        Vkadiga
        Sep 22, 2020
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        Idbi infrastructure tax saving bond 2005 a

        Please let me know the status of idbi infrastructure tax saving bond 2005 in my name.
        I have not recd the redemption proceeds.
        Details given below
        Regd foilo no: 22ifba2983026
        Name vijaya kumar adiga
        No of bonds 6...
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        Puneet@29
        Sep 21, 2020
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        Address: IDBI, Gwalior

        I have few bond of idbi bank i have received one time dividend
        after that no one can give me divident as well as maturity amount
        +1 photos
        IDBI Bank customer support has been notified about the posted complaint.
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          H
          harshacn
          Sep 12, 2020
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          Dear team,

          This is regarding continuous followup with idbi bank with regarding to verify the odv from hdfc bank and mail is been sent for idbi yelahanka branch bangalore and they are not allowing to move my loan to another bank truly bad feedback to idbi bank it is almost two months i am trying to move my loan bank is not allowing to do verification of documents

          Let me know how to proceed further now i have paid fees to hdfc also my loan amount and interest to idbi
          Loan account no : [protected]

          Regards
          Harsha
          IDBI Bank customer support has been notified about the posted complaint.
          Sep 12, 2020
          Updated by harshacn
          [protected] Forwarded message[protected]
          From: Harsha Kumar <[protected]@gmail.com>
          Date: Sat, Sep 12, 2020 at 3:54 PM
          Subject: Fwd: [External]Re: [External] Re: LAN[protected] Loan account number : [protected]
          To: <[protected]@idbi.co.in>, <[protected]@idbi.co.in>

          Hi Team,
          i am not getting any help from IDBI bank Yelahanka even with multiple follow ups i am not getting any response since i am moving out of my loan from IDBI.
          this is regarding continuous followup with IDBI bank with regarding to Verify the ODV from HDFC bank and mail is been sent for IDBI yelahanka branch and they are not allowing to move my loan to another bank truly bad feedback to IDBI bank it is almost two months i am trying to move my loan bank is not allowing to do verification of documents

          let me know how to proceed further now i have paid fees to hdfc also my loan amount with interest to idbi.
          I want to file a case against the IDBI Yelahanka Branch which is not allowing me to move my loan to another bank.

          Regards
          Harsha

          [protected] Forwarded message[protected]
          From: Aakansha Lakhani <aakansha.[protected]@hdfc.com>
          Date: Sat, Sep 12, 2020 at 2:20 PM
          Subject: Re: [External]Re: [External] Re: LAN[protected] Loan account number : [protected]
          To: Harsha Kumar <[protected]@gmail.com>
          Cc: Ajit Kumar B R <[protected]@hdfcsales.com>, Harini P <[protected]@gmail.com>, Hemamalini Aravamudhan <hemamalini.[protected]@hdfc.com>, MANJUNATH SINGH LAKSHMAN SINGH <[protected]@hdfcsales.com>, Niranjan T N <[protected]@hdfc.com>, Prabin Swain <[protected]@hdfcsales.com>, Shanmukharadhya . <[protected]@hdfcsales.com>, UTTAM MOHANTY <[protected]@hdfcsales.com>

          Dear Mr. Harsha,

          Please refer tothe screenshot,

          The case is beingfollowed up for confirmation since 26/8/20, post which closure mail senton 10/9/20

          We have not receivedthe ODV confirmation yet

          Request you tokindly provide it maximum by 16/9/20

          Post which, nofurther intimation will be sent regarding the same

          Thanks& Regards,
          AakanshaLakhani
          AssistantManager - Credit
          [protected]/[protected]*aakansha.[protected]@hdfc.com
           HousingDevelopment Finance Corporation Ltd
          Pleasefind contact of my Supervisor, Ms. Hemamalini Aravamudhan, Deputy Managershe is reachable at hemamalini.[protected]@hdfc.com.
                            



          From:       "HarshaKumar" <[protected]@gmail.com>
          To:       "priyanka"<priyanka.[protected]@idbi.co.in>, "Hema Aloysius" <a.[protected]@idbi.co.in>, "rac8011" <[protected]@idbi.co.in>, "SUMESH C M"<sumesh.[protected]@idbi.co.in>, "Divya Arakkal" <divya.[protected]@idbi.co.in>, "aparna" <aparna.[protected]@idbi.co.in>, "SharadaK" <pdc.[protected]@idbi.co.in>, "Ariya K M" <ariya.[protected]@idbi.co.in>
          Cc:       "AjitKumar B R" <[protected]@hdfcsales.com>, "Hemamalini Aravamudhan"<hemamalini.[protected]@hdfc.com>, "MANJUNATH SINGH LAKSHMANSINGH" <[protected]@hdfcsales.com>, "Niranjan T N"<[protected]@hdfc.com>, "Prabin Swain" <[protected]@hdfcsales.com>, "Shanmukharadhya ." <[protected]@hdfcsales.com>, "UTTAMMOHANTY" <[protected]@hdfcsales.com>, "Harini P" <[protected]@gmail.com>, "Aakansha Lakhani" <aakansha.[protected]@hdfc.com>
          Date:       12/09/202001:05
          Subject:       [External]Re:[External] Re: LAN[protected] Loan account number : [protected]

          Hi Priyanka,

          Can you confirm the same which has beenrequested from HDFC bank, let me know whom to escalate or provide me branchmanager details.

          this is going around the circles, canyou confirm that ODV can be done to move my loan to HDFC bank.

          Nameof the borrower : Harsha kumar C N
          Loanaccount number : [protected]

          Regards
          Harsha

          On Fri, Sep 11, 2020 at 6:10 PM AakanshaLakhani <aakansha.[protected]@hdfc.com>wrote:
          Dear Mr. Harsha,

          As already confirmed, a confirmation from IDBI that HDFC ltd. can conductODV (Original Document Verification) has to be mandatorily provided

          The mail mentioned below does not confirm the same

          Thanks & Regards,
          Aakansha Lakhani
          Assistant Manager - Credit
          [protected]/[protected]*aakansha.[protected]@hdfc.com
           HousingDevelopment Finance Corporation Ltd
          Please find contact of my Supervisor, Ms. Hemamalini Aravamudhan, DeputyManager she is reachable at hemamalini.[protected]@hdfc.com.
                             

          From:        "HariniP" <[protected]@gmail.com>
          To:        "AakanshaLakhani" <aakansha.[protected]@hdfc.com>
          Cc:        "PrabinSwain" <[protected]@hdfcsales.com>, "Ajit Kumar B R" <[protected]@hdfcsales.com>, "Shanmukharadhya ." <[protected]@hdfcsales.com>, "UTTAM MOHANTY" <[protected]@hdfcsales.com>, "Niranjan T N" <[protected]@hdfc.com>, "Hemamalini Aravamudhan" <hemamalini.[protected]@hdfc.com>, "MANJUNATH SINGH LAKSHMAN SINGH" <[protected]@hdfcsales.com>, [protected]@gmail.com
          Date:        11/09/202014:08
          Subject:        [External]Re: LAN[protected]

          HI Aakansha,

          Please find the details which were sent from IDBI bank.
          Let us know if you can proceed.

          Regards
          Harsha


          On Thu, Sep 10, 2020 at 7:21 PM Aakansha Lakhani <aakansha.[protected]@hdfc.com>wrote:
          Dear Mr. Harsha,

          Thank you for your application for HDFC Home loan/Plot loan/Loan againstProperty

          We have reviewed the application submitted by you and the documents provided.We regret our inability to approve your application for a Home loan/Plotloan/Loan Against Property as it does not meet our credit acceptance parameters.

          The above decision has been taken after careful consideration of your applicationon its merits in line with HDFC's internal policies and operating procedures.
          Please be assured that our inability to approve the loan application doesnot reflect on your credit standing or your financial stability.

          We would be pleased to provide any other assistance/service that you mayrequire.

          Thanks & Regards,
          Aakansha Lakhani
          Assistant Manager - Credit
          [protected]/[protected]*aakansha.[protected]@hdfc.com
           HousingDevelopment Finance Corporation Ltd
          Please find contact of my Supervisor, Ms. Hemamalini Aravamudhan, DeputyManager she is reachable at
          hemamalini.[protected]@hdfc.com.
                             
          Disclaimer :The information contained herein (including any accompanyingdocuments) is confidential and is intended solely for the addressee(s).If you have erroneously received this message, please immediately deleteit and notify the sender. Also, if you are not the intended recipient, you are hereby notified that any disclosure, copying, distribution or takingany action in reliance on the contents of this message or any accompanyingdocument is strictly prohibited and is unlawful. The organisation is notresponsible for any damage caused by a virus or alteration of the e-mailby a third party or otherwise . The contents of this message may not necessarilyrepresent the views or policies of Housing Development Finance CorporationLimited.
          Warning: This email is from EXTERNAL source. Exercise caution while openingattachments / links.

          Disclaimer :The information contained herein (including any accompanyingdocuments) is confidential and is intended solely for the addressee(s).If you have erroneously received this message, please immediately deleteit and notify the sender. Also, if you are not the intended recipient, you are hereby notified that any disclosure, copying, distribution or takingany action in reliance on the contents of this message or any accompanyingdocument is strictly prohibited and is unlawful. The organisation is notresponsible for any damage caused by a virus or alteration of the e-mailby a third party or otherwise . The contents of this message may not necessarilyrepresent the views or policies of Housing Development Finance CorporationLimited.
          Warning: This email is fromEXTERNAL source. Exercise caution while opening attachments / links.

          Disclaimer :The information contained herein (including any accompanyingdocuments) is confidential and is intended solely for the addressee(s).If you have erroneously received this message, please immediately deleteit and notify the sender. Also, if you are not the intended recipient, you are hereby notified that any disclosure, copying, distribution or takingany action in reliance on the contents of this message or any accompanyingdocument is strictly prohibited and is unlawful. The organisation is notresponsible for any damage caused by a virus or alteration of the e-mailby a third party or otherwise . The contents of this message may not necessarilyrepresent the views or policies of Housing Development Finance CorporationLimited.
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            Bharat Rouniyaar
            Sep 11, 2020
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            Didn't refund amount
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            IDBI Bank customer support has been notified about the posted complaint.
            Sep 11, 2020
            Updated by Bharat Rouniyaar
            Refund Nhi hua

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              Indrashis
              Sep 7, 2020
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              My home loan account number with idbi bank is [protected]. The emi payments were completed in march 2020. I have still not received intimation of closure of loan, and i have not been informed to collect the home documents back, even after 6 months. Please provide a date as to when i can expect the documents by!
              IDBI Bank customer support has been notified about the posted complaint.
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                G
                GN Kannan
                from Mumbai, Maharashtra
                Sep 6, 2020
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                I am having the following bonds, please inform the redemption details along with payment credit details.

                1. Idbi infrastructur bond (2004b)
                Certificate no.[protected], due on 5/3/2009.

                2. Idbi infrastructur bond (2005a)
                Certificate no.[protected], due on 25/02/2008.

                Thanks
                S. Gsnesan
                IDBI Bank customer support has been notified about the posted complaint.
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                  S
                  Souvik Acharya
                  Sep 5, 2020
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                  enquiry about deep discount bond (series-i)

                  Have taken one deep discount bond of 1992 series on my name with a issue price of rs.2700/- with a folio no. Dd00940514 and a bond certificate numbers[01133590], distinctive numbers of[protected]], with a maturity value of rs.1, 00, 000 by 31st march, 2017. Please inform the status of the bond & payment as on date.
                  Kindly help in getting it redeemed....
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                  S
                  shreya dhone
                  from Noida, Uttar Pradesh
                  Sep 4, 2020
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                  Hi team,

                  I have been trying to reach out to you but no luck. I tried calling no response, tried sending email got a reply to register online complaint but no luck as its not accepting the complaint.

                  There have been ach rtn charges which are getting deducted from my account. This is not the first time this has happened. An amount of rs. 590 gets deducted till the time the amount for my emi is not reached and my emi gets bounced back affecting my loan structure.
                  This is highly unbearable as my cibil is getting affected.in the past as well you have deducted the charges but somehow it got skipped from my mind.

                  I want to understand what is the issue here asap and need a full refund of the amount deducted.
                  A/c no - [protected]

                  Thanks,
                  Shreya
                  IDBI Bank customer support has been notified about the posted complaint.
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                    pritikapathak99
                    Aug 27, 2020
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                    Misbehavior of the manager and false statement

                    Address: 135, Criper Road, Konnagore, Dist Hoogly - West Bengal

                    I am Pritika Pathak D/o Prabir Pathak applied for an Educational Loan through Vidya Laxmi Scheme in IDBI Bank Konnagar on 6th July 2020. As I mailed earlier regarding how the branch manager (Mr. Santosh Pandey) misled us through this process and also misbehaved with me. He rejected my loan with a false allegation. In Vidya laxmi portal he remarks that "we requested" which is false and a complete lie. On the other hand, they provide us a rejection...
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                    devpatil2018
                    Aug 24, 2020
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                    Address: 75 B Balaji, Balaji Hills Sanawad

                    I paid the properly home loan emi from 19 months, as per idbi wrong maintain my civil score also wrong present my civil score on paisa bajar and paytm bank. As discussed with bank manager he said it is our mistake, we cover and recover civil score also we give to home loan top up. As bank side not written mail the mail why should so late payment deduct my idbi saving account, i have already 10 day ago home loan emi deposit my account, i went many time on bank and discussed about the issue, but no response properly way.

                    So poor my civil score and credit score as mistake from bank side.
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                      Bhairav Mohite
                      Aug 22, 2020
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                      On 15th august 2020 at about 7:50 am. I withdrawn rs.10000 (Ten thousand rs. Only), from hdfc bank atm of cbs kolhapur. But before collection all amount went back inside atm. And withdrawl slip showed 10000rs. Deduction from my account. I called customer care immediately, they said it will automatically be deposited in my account within 24 hrs,

                      Accont no.[protected] idbi bank shahupuri kolhapur
                      IDBI Bank customer support has been notified about the posted complaint.
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                        lions3
                        Aug 18, 2020
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                        My regd folio number is 22IFBE2498194, MATURITY DATE WAS 25.02.2010. Certificate number is[protected]. Pl send the cheque to the following address .I have not received the maturity amount of IDBI infrastructure tax saving bond so far. DHARMARAJ KHODE, HIG 64, NAVANAGAR, HUBBALLI, KARNATAKA 580029
                        IDBI Bank customer support has been notified about the posted complaint.
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                          Seenukhan
                          Aug 18, 2020
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                          Address: IDBI BANK JHAJJAR HARYANA

                          I have done a transaction on 22 August 2020 at 12:00 p.m. on Flipkart my order was being held and amount was deducted I called to Flipkart customer care they said to me that we have not receive your amount you should contact to your bank customer care I called IDBI customer care and told my balance deduction problem they did not solve my problem I have done about 10 to 12 complaints in my IDBI Bank customer care still there is no solution and my amount is not refunded
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