IDBI Bank Complaints & Reviews

my name is harpreet Singh whala i have recently open savings account with idbi bank in gujarat vadodara at karelibaug branch and it took 2 to 3 weeks to get my account active or i don't know if it was activated before. cause they are still giving me my account kit in installments i have received my checkbook and ATM after 2 to3 weeks just cause their was nobody at home to receive it they were sending it back to the bank and nobody contacted me for that, that means you can't go to work or lock your home if you have opened an account with idbi you always have to be their standing and waiting like a war widow for your dead husband to come. and when i visit the branch to get my ATM pin they say, we can't give you we'll again mail it to you so please stand their like a war widow and wait for us to come and if we don't come you will know that our services are dead. they did same with my checkbook and then i have requested to the mailing company that i can't be at home all the time and given them id proof and all to get it. they are simply get pleasure by harassing people and telling them that they bunch of who are maintaining professionalism. i am the same person who open the account why can't you give me my atm pin in my hand, nobody still contacted me even now its been a month and i have lost all hope just wanted to share this so that nobody go to idbi bank and get stuck with these lamers..

Dear Sir, I have take a home loan and after one year I have closed the loan by making full payment including precloser charges. Still my Sibil rating is going negating I am not able to take credit card or loan. This is not only with IDBI but also with HDFC (Personal Loan), Icici (credit card and Personal Loan), Centurian Bank (2 wheeler Loan). All has been fully paid but they have not updated the things in SIBIL. so we are sufferring because of their inefficiency
Balasubramanian

TWO times they have changed my mobile no without my permission


last time they changed on 7 april
I informed base branch also they should not do it

y'day April 19 again it got changed,I gone to gachibowli branch and reverted back

today when I called home branch Mr Chetan gave idiotic reply as hee seeing my proper number,even after explaining to him it was changed a day ago ,he did not understand and told me to come to base branch which is not possible since I am in hyd




When I email to customer care first time Kalyani Salunkhe replied that I should send email from registered id

on apr 10 only told her its my registered id ,she did not even bother to reply

does anybody have contact of RBI appealatte to tell how insecure idbi bank is?

maybe I can go to arvind kejriwal

IDBI Bank is not refunding my Processing Fees which the executive had promised it will be refunded if i dont take loan from IDBI. Executive Name: Balwant Gupta

On 14th of march i withdraw Rs 3500 from IDBI BANK ATM from boisar ATM but my transaction got declined and i didn't received money inspite of that i got message that "Rs 3500 has been debited from your account". So please refund my money as soon as possible plz.And my ac in union bank of india no is [protected]

Non receipt of redemption amount on maturity against my certificate no[protected] having Distinctive nos [protected]-[protected].
6 Nos of Rs 30000/-(Rupees thirty thousand only). Please find attached scanned copy of IDBI FLEXIBONDS23.
It is therefore requested to do the needful and send the payment at the earliest.
My bank detail as given below
Bank CANARA BANK
Branch Nehru Ground Faridabad Main-121001
Saving A/c No[protected]

A word of confirmation from your end will be highly appreciable.

Thanks.
Yours Sincerely

. (Sham Sunder Pasrija)
House No 1947
Sector - 7D
FARIDABAD-121006
mail id - [protected]@astyremachines.com

Dear Sir,
Request you to kindly inform undersigned about the status of following bonds :

Name Folio no Certificate no Distinctive no

RANAJIT KR DASGUPTA 10IFB1546744 [protected] [protected] - [protected]

RANAJIT KR DASGUPTA 15IFB083329 83329 [protected] - [protected]

RANAJIT KR DASGUPTA 15IFB083336 83336 [protected] - [protected]
RANAJIT KR DASGUPTA 19IFB2064899 [protected] [protected] - [protected]

RANAJIT KR DASGUPTA 22IFBD2535583 [protected] [protected] - [protected]

Request you to kindly assist me for redeem / en-cash the aforesaid bonds.


Thanks & regards.

Ranajit Kr Dasgupta ( [protected] )
523 Netaji Colony
Calcutta - 700 090
[protected]@yahoo.co.in



ReplyReply AllMove...Inbox-Boxbe Waiting List-A V RAJESHB K DasDhruba MitraGirish jahagirdarRKDGStan MarkTCLVIKAS KHANNAVision ComptelWalky Talky

The service of IDBI really sucks...had sent the following mail

Hi Rupali ,

As Discussed in the morning please send my Debit card and pin any of kalyan Branch.

As I have change my house but due to timing issue I am not able to change the address in my IDBDI account

I will collect from here only

Name: - Prashant visoriya

Company name: - Next Retail India Ltd



Please confirm branch detail so I can collect

Thanks & Regards
Prashant visoriya


Since then have got no feedback from the bank...psl don't trust the hoax promises & image they portray regarding their services.They don't give a damn to the customer I have been tormented by there pathetic service.So don't even by mistake trust such an organization.

Today they have informed me that they have delivered my debit card to my home , since i am not living there from last two year than Without ID verification how come my Debit card has been delivered if somebody missuses my Debit card who will pay for my losses Pathetic service

Regards
Prashant visoriya

Non receipt of maturity amount
I am having 6 nos. of IDBI Flexibonds 23 [i.e. IDBI Infrastructure Bond (2005 B)]. The details are as under:-
No. of bonds 6 FLEXIBOND23
Certificate no[protected]
Distinctive no(s) [protected]-[protected]
Registered folio no 231FBB2334708
Option B (Cumulative)

First holder: HARIOM S. VYAS
Second holder: HASUMATI H. VYAS
Adress : 543/1, Kolavadanagar, Sector-28, Gandhinagar. Gujarat
Pincode No. 382028

The above bonds have since matured on 20/04/2010 but still I have not received any amount from you.
Kindly arrange to pay the maturity amount of above FLEXIBOND23 & oblige.


Thanking you in anticipation.

Yours truely

HARIOM S. VYAS
HASUMATI H. VYAS

Respected Sir
I am one of the investor of IDBI DOUBLE MONEY BOND 1997 on 31 January .The first holder is BALWANT SINGH and second holder is DARSHAN KAUR my Folio No is:-FDM 114266 381881 Certificate No:-1088554. I have purchased 5 bonds of face value of 1000 each.
Distinctive no(s)' [protected]-[protected]. Option A.
I have not received any cheque . I want to know that what happend with my money what's the status of it.I have really need of this money.But nobody hear my request . I am sending too much complaints about it in IDBI office.But they don't give me any responce.Now what can I do.

i am preferred customer of IDBI Bank Ltd having a saving account No. [protected] with Deoghar branch. I used my idbi atm card to withdraw a some of amount 10,000 from kotak mahindra bank atm [gandhi market branch] delhi. while withdrawing the amount 3 transaction were successfull but while withdrawing 4th transaction i heard a noise from atm but my money didn't come out and i received a atm slip which shows my transaction successfull and rs 10,000 was debit from my a/c i was surprised for a while and with in 2-3 more seconds i received one more slip in which it shows transaction declined.
Both the slip contains same record number[932] dated 04-december-2011. from kotak mahindra.
when i returned back home i cheked if my balance was reversed or not.. i find amount is not there. Then i complaint it to my local branch on 10th december in which i am holding my account, they raised a complain to kotak mahindra bank. but KMB declines the complain and says the transaction was successful.
As i am showing both of my transiction slip which i received. But idbi bank declines and taking no further action against kotak mahindra bank & also not co-operating with me even not reversing my amount to my account.
I am requesting to help me out and to get the solution to return my amount to my idbi a/c as soon as possible. if needed i have all the paper and slips which i received from atm and bank. i will be thank full to you.


THANKING YOU
GAURAV KUMAR
Mohania Niwas,
Jain Mandir Road,
DEOGHAR-814112

Mobile:- +91-[protected]

I am having an account in IDBI bank since last two years, when I opened the account it was told to me that it is a zero balance acc, and there are no charges for using this acc, but this year on 07 Aug 2012 without intimating me the bank deducted the charges of rs 110/- towards card fee, and when inquired they said that we have started deducting from this year, more over there is only 1 ATM in whole kalyan (w)

Not at all acceptable from a govt bank

Dear Sir/Madam,

As am unable to log-in into my net-banking account. Its showing like your i-net banking is disabled for security log-in, please contact your relationship manager. I don't know what should i do now how to contact relationship manager. Please suggest me.

I am waiting for your reply. I am attaching the screenshot where am getting error.

Thanks & Regards,
IDBI Customer

Hi,

My name is geetanjali
My complain is that IDBI bank deduct my money for rs 1000/- for that exp which i did not made. According to bank that i have made two times card swap in a petrol pump for rs 500/- and rs 1000/- but according to me i have purchase petrol only for rs 500/- when i am sitting at my home i saw in my mobbile that rs 1000/- deduct from my bank account.

Please need your help beaiuse i am a middle calss girl and every coin is important to me.


Geetanjali

Subject: Amount Revert karane k liy

dear sir, Please rectify my prob. a/c no.[protected] complain no. 241/820425 Actually mane apna amount Bank of India k sever error 08/07/2012 ki wajhe dubara mere a/c main cr. 500 Rs.nahi hua jis k liy mane apne local branch main complain ki but vo reject kar diya gaya phir ish k liy unho ne customer care per contact kar ne k liy kaha jaha per bhi mane continue 5 time bat ki ,three month ho gaya hai . customer care per meri continu bat ki but koi sulution nahi hua first meri bat soyab ji s hui jis k liy mujhe complainer se continu bat hoti rahi 1.) shoyab G17 days mange 2.) kalpesh G three day's 3.) pushpa Gone week 4.) rani G one week 5.) kaviraj Gone week phir finaly Team leader Yateen G s contect hua unho n kaha kk Pre-Harbartion k according amount rewart nahi aaya aur last mujhe Mr. Dipankar Day G se contect kr ne k liy kaha
Regards,
mohammed faquir ali
mobile no. [protected]
REPLY
Dear Sir,

We once again wish to inform that since the said dispute was rejected by Bank of India, we would be unable to reverse the amount to your account.

Thanking you.

Regards,
Snigdha Shah
Customer Care Center

sir on20thoct on request of executive of idbi bank i have applied 4 top up ho me lonof rs 500000.executive mr.narpat sing came at my home & after checking papers map etc he said that lon ll sanctionedwith in a week, give me papars alongwith a chaque of rs 2500 .i dothe same.after one dayhe demand 309 rs igave him by a chaque .both cleared from my ac on 30thoct but now mr narpat not attending my phon &not replying sms&other exctv saying that yor lon ll notsanctiod due technical problem while i m exiting home lon holder of the same bank but first time no tech. problem was faced.now they r neither paying lon not refunding my paid amountof rs 2809&untill today morning they were saying that yor amont ll disbursed with 1 or 2 days now after 38days what sud i do. lalit kumar idbi home lon ac [protected]&9736 mob no.[protected] [protected]@gmail .com

I have applied for Composite loan(Land and Home Loan) from IDBI Bank Bangalore Mission Road in May 2010 for the amount 50 Lakhs.Out of which an amount of 17 lakhs was released at the begining as payment for the Land.When the loan amount was approved the Land was hassle free and all the paper work related was accurate and agreed by the Bank Advocate.

I was paying an EMI for 17 Lakhs for the 1st one after which the EMI amount increased for 50 Lakhs from July 2011 though 33 Lakhs is still with the bank.In June 2012 I started the construction of the house and requested for the release of the remaining 33 lakhs , now the bank officials have problems releasing the Funds saying that the Land has Khata problems.And for releasing funds I would have to give a bribe of 1 % of the remaining amount.This is really very disturbing and annoying , since I had no other option I accepted their terms, even after things dint go any further.
I had submitted the house paper work to bank in the month of July 2012 and have been running from pillar to post for the money.The construction of the house has stalled as my reserve has exhausted.
The staff is misbehaved , ignorant and not fit for any organisation
I want to ask if they had issues why did they release the Land Loan and why did they approve the loan.

Hello Sir/ Madam,

My IDBI Bank a/c details were used for the fraud internet shopping.
The shopping was done on bestylish.com website.
The bank sent the transaction unique key on the wrong mobile no. that was initially in their database and the bank has also accepted this mistake but there is no action from their end to refund my money back.

The transaction details are as follows :

Date Payee id Payee name Payment amt Bill ref. info
[protected] [protected] AVENUES INDIA PVT. LTD- INR 16,573.000 CCA11LAKR738
(TRAVEL PORTAL)

[protected] [protected] AVENUES INDIA PVT. LTD- INR 9,400.000 CCA11LAKR749
(TRAVEL PORTAL)

My bank account details are :

Name : Madhumita Baviskar
Account No. : [protected]
Account type : Savings (but opened on behalf of Raisoni Group for salary)
Bank : IDBI
Branch : Sitabuldi, Nagpur

My work location : Raisoni, Pune

I have lodged the complaint in the bank and have deactivated my internet banking moreover I have lodged a complaint in Lonikand Police Station, near Pune.
I have also sent a copy of FIR to the bank officials in Nagpur, but there is still no reply from their end.

I sincerely request you to log my complaint and take some strict action against it. Looking towards a positive response from your side.


Regards,

Madhumita Baviskar

I HAVE BEEN PURCHASING MUTUAL FUNDS FROM IDBI BANK ON MONTHLY BASIS FOR LAST 3 YEARS, NOW WHEN I HAVE REQUESTED FOR REDEMTION OF MY FUNDS THEY ARE CONTINOUSLY DELAYING THE PAYMENT WITHOUT ASSIGNING ANY REASON, I HAVE BEEN VISITING THE BANK ON REGULAR BASIS FOR LAST 45 DAYS AND THEY ALWAYS TELL ME THAT ITS IN PROCESS, WE HAVE FORWARDED YOUR REQUEST AND WAITING FOR REPLY FROM RELIANCE MUTUAL FUND COMPANY, WE WILL LET U KNOW ASAP. FINALLY I HAVE DECIDED TO CLOSE MY COMPANY ACCOUNT FROM SUCH A PATHETIC SERVING BANK.

Respected Sir,
I have taken IDBI home loan of Rs. 725000.00 from IDBI home finance Ltd; in June 2005 at the fixed rate of interest. that time fixed rate of interest was more than floating rate of interest. Loan was sanctioned and disbursed as per procedure.36 PDC was given. After completion of three years, I was called and asked for "Whether I want fixed rate of interest or floating rate of interest". I opt for fixed rate of interest. however that time also floating rate was lower than fixed rate of interest. I had submitted again 36 PDC for next three years. Before completion of next three years , bank has changed my fixed rate of interest to floating rate of interest, without my concerned. By asking reason , Chembur bank in charge told me that this is banks policy and need not to take customer's concerned and if you want to change it from floating rate of interst to fixed rate of interest, you have to give in writting. At this point bank want customer concerned which seems to be double standard.
Sir, I am a government PSU employee and gets interest subsidy accordingly.
kindly look in to matter and help me.

Yours,
E.L.DIGHE
Mo [protected]