IDFC Bank — Despite making timely payments, the bank levies bounce charges.

Address:	Surya vihar part 2 Faridabad Haryana 121013
Website:	IDFC FIRST BANK

Hi,
My name is ANURAG ARYA, 3 month ago I took loan from IDFC bank and the due date is 2nd of every month, then I pay my EMI 5374 RS. every month of 2nd but the bank charge me bounce charges every month and now this month I paid my bill on 1st June from IDFC first bank app but the money was deducted and money went to paynimo Mutual fund, then bank charged me 1888 Rs. Of bounce charges, and they do same things to every month, please look into the matter and please force them to waive my all bounce charges because I pay my all bills on time, and now this month I paid my bill on 1st June but they deducted my money and didn't refunded and then they changed me 1888 Rs bounce charges. How can I pay this when I don't have money because I don't have job but am paying the bills on time but the bank cheet with me every month
My loan agreement number: 39902267
Name: ANURAG ARYA
BOUNCE CHARGES:1888 Rs.
Monthly EMI: 5374

Regards,
ANURAG ARYA