IDFC Bank — Urgent: Fraudulent Loan Account[protected] Affecting My CIBIL Score

Dear Consumer Department Team,

I hope this message finds you well. I am writing to bring to your urgent attention a serious issue regarding a fraudulent loan account that has been incorrectly attributed to my name by IDFC First Bank This erroneous account has adversely impacted my CIBIL score, causing significant distress and potential financial repercussions.

Details of the Issue:

Name: Neel Desai
CIBIL ID: [protected]
Disputed Loan Account Number:[protected]
Member Name: IDFC First Bank
Account Type: Personal Loan

I have never applied for or received any personal loan from IDFC First Bank Despite this, my CIBIL report shows an active loan account under my name, which has led to a decrease in my credit score. This is a clear case of identity theft or administrative error.

Actions Requested:

Immediate investigation and rectification of the fraudulent loan account.
Correction of my CIBIL report to reflect accurate information.
Restoration of my credit score to its rightful status.

I kindly request your prompt attention to this matter to prevent any further damage to my financial standing. Please confirm receipt of this complaint and provide me with an update on the actions taken at your earliest convenience.

Thank you for your understanding and cooperation.

Sincerely,
Neel Desai
+91 [protected]
[protected]@gmail.com
Pune - MH