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IDFC Bank Complaints & Reviews

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Updated: Aug 4, 2025
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IDFC Bank reviews & complaints page 2

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A
anveshd
Mar 3, 2024
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Personal loan error in cibil

Hello, I have opened a bank account with IDFC bank in the last 1 year and it shows that I have 60, 000 limit worth personal loan which I have never taken and the due shows 0 anyway but, recently I have noticed that it shows "no suit filed". Can you explain or solve this?...
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Laptop India Corporation
from Mumbai, Maharashtra
Feb 26, 2024
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I hold current account and several savings account.

We have a regular pattern o[censored]pdating the pass book provided by bank.

Every time observed since 5 months, when ever a office boy is sent to update the passbook, the officer informs that printer is not working to my person.

Such a hughe corporate has a issue repaiting a printer since 5 months, is not acceptable.

This issus is faced at Chembur east Branch IDFC Bank.

My Number is [protected] and my name is Apurva Gandhi
IDFC Bank customer support has been notified about the posted complaint.
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    P
    parna00
    from Egra, West Bengal
    Feb 24, 2024
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    Address: Renjura, egra

    From egra, West Bengal
    Dear sir/madam,

    I am Parnashree Gharai. Sir i did not took any loan from idfc first bank.
    But in my cibil credit report the below a/c is showing. It is affecting my cibil score. I am suffering to do other bank activities due to my cibil score.
    Kindly remove this loan as soon as possible.
    ifsc:SBINOO15274
    account no: [protected]
    IDFC Bank customer support has been notified about the posted complaint.
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      K
      kuldeep s kohli
      from Agra, Uttar Pradesh
      Feb 17, 2024
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      Address: agra

      Due to their limitation in enhancing our od limit, we are forced to switch our banking from them. We being a msme should not be charged with fore closure charges, but they are still charging.
      Please intervene & get this waived off .

      Aryman footwear exports pvt.Ltd.
      Od a/c [protected]
      current a/c [protected]
      IDFC Bank customer support has been notified about the posted complaint.
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        A
        Ameet Gajankush
        Feb 12, 2024
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        My flipkart pay later has been banned permanently as i have paid all my paylater emis on time how can they do this to customer that is loyal to them their executives are saying that this is due to new internal rules that we can tell you atleast tell me the rule by my which account has been banned this is a personal issue it will declare me as a bad image in market that it will be a great damage to my image after paying all dues on time .
        IDFC Bank customer support has been notified about the posted complaint.
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          P
          Pranay Bharekar
          from Pune, Maharashtra
          Feb 9, 2024
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          Welcome Kit not delivered and marked "C'nee Shifted from the given address"
          IDFC Bank customer support has been notified about the posted complaint.
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            R
            ravikeepsmile
            from DELHI, Delhi
            Jan 6, 2024
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            My paylater account has been blocked with out any reason,

            Address: B-15 laxmi vihar ext prem nagar 3rd kirari suleman nagar north west delhi

            I was using Flipkart pay later since years but on January 4th i woke up and checked out my Flipkart account has been blocked due to non-adherence of FK EMI POLICY. I have complained this to IDFC but do not get any reply. screenshot has been attached with this kindly check and help to resolve the issue....
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            S
            SinghAdarsh
            Jan 4, 2024
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            Address: bangalore

            Hi Team,
            IDFC Fast Tag id: 34161FA820328EE81A615A80

            Above mentioned fast tag is incorrectly charged. Reached them multiple times but they clearly refuse to take any actions.
            IDFC Bank customer support has been notified about the posted complaint.
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              R
              rahulsingh2151
              from new delhi, Delhi
              Jan 2, 2024
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              Active loan of rs 375000 ending with 6449 showing under my name, this is a fraud transaction please detag this.

              thanks
              IDFC Bank customer support has been notified about the posted complaint.
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                M
                M_A_O
                from Palakollu, Andhra Pradesh
                Jan 2, 2024
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                I regularly travel on Hyderabad ORR.
                For some reason, I was charged way too high for 1 day travel on 22nd Dec.

                From Rajendranagar to Nanakramguda, the toll is Rs 30, but I was charged Rs 80, TXN #[protected].
                And on the way back, it should be Rs 15 as it was return journey on the same day, but I was charged Rs 70, TXN #[protected].

                I raised disputes on IDFC First Forward portal, by selecting particular transactions, and categorizing the complaint properly as Excess charge and Partial amount refund.
                But both the disputes were rejected.
                Calling their customer care, I was informed that Trxn number was not mentioned in description, hence 1 dispute was rejected. and for the other they asked me to upload back side copy of RC. She asked me to raise dispute again and write email with RC, vehicle picture etc...

                This is absurd, because without selecting a particular Transaction, I cannot create a dispute. So TRxn details should be there already with dispute process team.
                And without RC copy, dispute cannot be created.
                IDFC Bank customer support has been notified about the posted complaint.
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                  Address: Village Loharwin, PO jakhyol, Teh Bhoranj, Distt Hamirpur, HP

                  Dear sir/madam,

                  I am mr. Rahul Dhiman. Sir i did not took any loan from idfc first bank.
                  But in my cibil credit report the below a/c is showing. It is affecting my cibil score. I am suffering to do other bank activities due to my cibil score.
                  Kindly remove the a/c as soon as possible.

                  The a/c details :-x6448

                  Name of the bank :- idfc first bank
                  Loan a/c no:
                  A/c type...
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                  S
                  Sudeep54
                  Dec 2, 2023
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                  Address: BOYS HOSTEL, AMC ENGINEERING COLLEGE,BANERGHATTA ROAD , KALKERE - 560083
                  Website: FLIPKART PAY LATER

                  I am writing to request the closure of my Flipkart Pay Later account associated with my account ID [Mobile number - [protected], Email - [protected]@flash.co]. This account is currently blocked and impacting my CIBIL score. I have settled all outstanding balances related to this account.

                  Kindly assist in closing this account at your earliest convenience.
                  please close the account, its affecting me to do other bank activities.

                  Mobile number - [protected]
                  Email - [protected]@gmail.com
                  +1 photos
                  IDFC Bank customer support has been notified about the posted complaint.
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                    R
                    Rajinikanth Mallajosyula
                    Nov 28, 2023
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                    Date of travel: 5-Nov-2023
                    Time of travel: 9:48 AM From Borivali to Dahisar. 1:31 PM from Dahisar to Borivali.
                    Toll Plaza name: Dahisar Toll Naka
                    Actual amount to be charged: Rs 90 for onwards and return. But was charged Rs 135 (Additional amount of Rs 45 charged at 10:59 AM on the same day)
                    Disputed Amount: Rs 45
                    IDFC Bank customer support has been notified about the posted complaint.
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                      S
                      Shiva@s
                      from Hyderabad, Telangana
                      Nov 22, 2023
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                      Deducted 99 rs from Bank account..

                      Every year deducting 99 rs as saying.. Dear Customer, We wish to inform you that INR 99.00 has been debited from your A/c no. XX6860 on[protected]:12:44 at ACH-DR-TPCapfrst IDFC FIRST-[protected]-U

                      I don't have any activ loans from capital first and IDFC.....
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                      P
                      Pavan Pulaparthi
                      from Narsapur, Andhra Pradesh
                      Nov 7, 2023
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                      Fraud on my PAN Card
                      Hi,
                      I don't hold any account with IDFC First Bank, but as I was checking my CIBIL score. I saw loan:
                      Personal Loans of 3000 on loan account ending with 4361)

                      Regards,
                      Pulaparthi Pavan
                      +1 photos
                      IDFC Bank customer support has been notified about the posted complaint.
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                        M
                        Massarath
                        from Hyderabad, Andhra Pradesh
                        Oct 30, 2023
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                        Hi,

                        I have not taken any loan and still the payment shows active with Account Number[protected]. I want it to get closed as soon as possible as it is effecting my cibil report. I do not want any flipkart pay later option and all.
                        IDFC Bank customer support has been notified about the posted complaint.
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                          anukr02srma
                          from Bermo, Jharkhand
                          Oct 15, 2023
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                          Hello, my name is Ankur. I want to inform you that I did not take any loan from IDFC bank, but it is negatively impacting my credit score. I have no knowledge of who issued this loan, and I would like to close the active loan account associated with my account. Please let me know if you require any further information the account associated with my account. Please let me know if you require any further information.
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                            M
                            monikamandal1992
                            from Guwahati, Assam
                            Sep 21, 2023
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                            On[protected], around 1:20 pm I got a message from IDFC bank as 5000 rupees has been debited whereas the ATM was with me, so I checked with Customer Care Executive and they confirmed that someone used my Aadhar and fingerprint to withdraw the amount and then they took my complaint and freezed the ATM Card. I am a bit concerned as Aadhar is linked with all of our bank accounts so if that person can withdraw from one account then definitely he/she can withdraw from another account.

                            Could you please suggest what to do next to prevent all of my other bank accounts?
                            Also, how can I find that fraud and get back my money?
                            IDFC Bank customer support has been notified about the posted complaint.
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                              M
                              Mayank Jadeja
                              Sep 18, 2023
                              Sep 20, 2023
                              This thread was updated on Sep 20, 2023
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                              My IDFC loan is showing active which I have never took. the account type is personal loan and account no. is 55817426. In my Experian credit score it is still showing active that is badly affecting my credit score & I never took this loan.
                              IDFC Bank customer support has been notified about the posted complaint.
                              Dear Sir/ Madam,

                              Thank you for sharing your concern with us.

                              We regret to inform you that we are unable to view your contact details in our system.

                              Kindly, help us with your registered contact details at [protected]@kissht.com so we can check and get back to you with the best possible resolution.

                              Awaiting your response.

                              Thank you!
                              Team Kissht!
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                                Naveen abbireddy
                                Sep 18, 2023
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                                2 Loans take with my PAN without my knowledge

                                Hi all,

                                I see 2 loans reflecting on my PAN from IDFC, one personal loan and one consumer loan, Both are taken without my knowledge,
                                Please help me in unlink from my PAN it's effecting my credit score....
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