[Resolved]  India Infoline Finance [IIFL] — loan applied

Address:

Kolkata, West Bengal, 700114

A man called Pradeep Kumar Tiwari (mobile no. [protected])called me up on 21/12/2017 claiming that he is from IIFL personal loan section. Since I needed loan he asked me to forward the documents to loandesk.[protected]@gmail.com. I asked him why gmail & why not IIFL mail id, to which he said he is third party who carries out documentation & processing.
Yesterday, i.e. on 26/12/2017 he called me up & said the request had been approved & sent me a mail that contains certain detail. As there was IIFL logo I did not suspect anything. He called me up few hours later and said the EMI will be 7, 950/- and I will have to pay 2 months EMI in advance in order to verify that the account is active, but I will get it back when the loan amount is credited. Though a bit reluctant I agreed, again because of the brand name & good will of IIFL.
Some hours later he sent me another mail confirming that the loan would be transferred but since the provider is a private party I will have to pay 15, 954/- as collateral. When I disagreed he said that since everything is documented & IIFL is involved I have nothing to worry about. I asked for signing the loan agreement, but he said without collateral no agreement can be signed. He sent me a receipt showing how much I paid & how much is going to be transferred. To prevent from getting suspicious he mailed me his id card and said I could lodge complaints against him if I did not get the payment.
In total he got 31, 854/- from me in the pretext of disbursing loan which did not happen.