[Resolved]  Birla Sun Life Insurance — Fraud & misconduct in giving policy[protected]

Address:

South 24 Parganas, West Bengal

Fraud & misconduct in giving policy Date: 15/03/2013
Sir/Madam
This is to inform you that, I am Santosh Kumar Sinha is a businessman office at Mominpur, Kolkata-27 (Email: [protected]@yahoo.com). Perhaps 2 months ago I starting talk to Swogata Dutta (phone nos. [protected],[protected]) telephonic regarding loan because that time our financial problems was very bad at that situation I had to need some of fund Rs. 10 Lac. She assurance me that I would be provide loan but you should take our insurance (i.e. Birla Sunlife Insurance for Rs. 1 lac).
She given me some explain details follow:-
1) You should take a Birla Sunlife Insurance for Rs. 1 lac.
2) Only One time payment & maturity after 15 years
3) We are provide flat interest @ 10.5% against Policy for 15 years
4) Sum of assurance will be Rs. 1 lac + Rs. 10,500/- p.a (i.e Rs.1,00,000+ 1,57,500 = Rs. 2,57,500.00)
5) If you not get loan stipulated time against this policy you can cancel this policy within 65 days.
6) Loan interest will be 6.5% p.a
7) EMI would be Rs.8,711.00 p.m (Loan EMI)
After hearing I can’t believe, how it is possible that loan interest lower 6.5%. I discussed several time with Swogata Dutta regarding loan & insurance. She assurance & explain me that your civil checking is okay you will get loan within 35 days. Don’t worry.
After that I've taken policy which is no.[protected] dated, 01/02/2013 for Rs. 1 lac. After one week I have received policy bond papers but there has totally different between policy which I accepted and which policy was explain by Swogata Dutta.
There has some policy details follow:-
1) Policy should be cancel within 15 days.
2) Monthly Basis Premium Rs.8,421.00
3) Last Premium due date on 06/02/2032
4) Sum Assured Rs.15,15,750.00
5) Guaranteed Maturity Benefit Rs. 20,21,040.00
6) Policy Maturity Date on 06/02/2033
I suspected that she was talking lie because those are not match between two separate details. Swogata Dutta commitment me, that after received the policy bond she explain our question regarding this policy and immediate process for loan. I knew before 2 days ago that she is an adviser of M/S SNOWTEX INVESTMENT LIMITED behalf of “Birla Sunlife” she fraud me. Even one week ago she told me that your cheque has dispatch through “Blue Dart” courier. They are sweet talkers, but actually they are frauds and mischievous persons with doubtful integrity. SNOWTEX people have also cheated some other people. I think Birla is one of the standard companies but this is totally wrong. They misguide peoples. I can’t believe that a fake company supported by Birla Sunlife Insurance for selling their product.

Please do appropriate action in case on urgent basis.
****** I want to return policy value please help me*******