[Resolved]  Birla Sunlife Insurance Ltd — RESPONSE BY MAIL.ADDRESS

Address:Kolkata, West Bengal

Sub: Misssell of policy Policy No:[protected] Respected Sir, Myself Bapi Roy has received your response by mail on www.[protected]@gmail.com wherein the things were mentioned that is not accordingly my expectation and too surprise and shocked to get your response due to below mention reasons:- 1st; Your Agent(MrAkash Deep Chatterjee) misguided me during purchasing your policy[protected] to say that the policy is a fixed Deposit plan and you get good return after maturity. I trusted him because of good reputation of your company and on the other hand, even my English is too poor,so I could not understand the language of application form, which was in English. 2nd ; Myself Bapi Roy is under the employee of private companies where my annual income was near about INR 55,000-65,000 that time(2008) and there were total Eight members into my family including me.I was single income of source in my whole family ,so just think and suppose that ,is this possible for me to afford the premium per year till maturity period of that policy after serving the family’s duties. As I have already said, that my English language is too poor but application (Policy) form’s language was in English. So I was totally depends on your agent who misguide me to say that this policy is Fixed Deposits Policy, means you will have to pay one time premium and after maturity there will be good return. But when I received a letter from your company in 2009 where in this was said that you will have to pay premium every year till maturity period. 3rd; I tried to contact that agent but he had changed his mobile number. So, couldn’t. 4th ; I tried to complain verbally and in written to the branch office (Kolkata) of Birla Sunlife Insurance. But, I did not get any positive feedback yet from there. 5th ; I complained to customer care of the company and complain no:REF NO[protected] DATED 21/04/2009 , but do not get any kinds of positive feedback from there. Thus, I haveshared enough things how your Agent misguide me and did not get any kinds of assistance from your company (Birla Sunlife Insurance)against my complains. That’s why I am requesting you please invite your Agent who misguides me. I want to prove my said things in front of you. Finally I hope that you will take a welfare steps for your Policy holder who was cheated by your Agent. Thanking you,
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Complaint marked as Resolved 
From: BSLI Customerservice Date: Thu, 19 Sep 2013 08:43:40 +0000 Subject: Policy number 001691355 Reference number 34640090 To: "[email protected]", "[email protected]" Dear Mr. Roy, This is in reference to your concern registered with us regarding your captioned policy. We would like to inform you that your policy was issued as per the application and illustration received by us. In case, you wish to opt for any amendments you can do so under the Free Look option, that is within 15 days from the date of receipt of the policy document. We noticed that no concern was raised within the Free Look period post receipt of the policy document. Hence we are unable to comply with your request to cancel the policy. Further your policy has been terminated on June 06, 2009 due to non receipt of the revival requirements in last two years of lapsation. Since Cash Surrender Value is nil in this policy, no refund amount shall be paid to you. The email id [email protected] is not registered in our records hence we are unable to provide any financial information or accept requests due to security reasons. To register the same we require Policy Service Request Form (PSRF - attached) duly filled and signed along with the valid photo id proof. If our response is not as per your expectations, please feel free to write to our Grievance Officer at [email protected]. In case we do not receive a reply within 8 weeks from the date of our response, your concern will be considered as resolved. In case you require any information or assistance, our customer service executive would be glad to help you. Please feel free to get in touch with us at your convenience on the touch points mentioned below.
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