Irda — taking of insurance and renewals from all insurance companies making aggravated claims at time of issue and renewal of policy

Taking insurance for vehicle, health insurance, life insurance and its renewal has become very difficult because of so many ifs and buts while taking and renewing policy as ths business of most of companies is based on false promises/ assurance given at time of issue or renewal and giving aggravated picture which is found to be false later on. The companies records all conversation for avoiding their liability in future by customer cannot do so. It will be appropriate if plans to be offered are recommended by irda and premiumbis also fixed in uniformity as otherwise customers are being taken for ride and having once paid the premium for 1 -2 yeasrs are at loss when claiming anything in case of any problem. The work of insurance companies via a viz their customers need some strict regulation in interest of customers.