[Resolved]  Jammu & Kashmir Bank / J&k Bank — regarding consumption loan

Dear sir,
Since i have applied for consumption loan of rs 9.00 lacs at khanyar branch srinagar for which i have submitted all requisite papers viz lpc letter of confirmation as well as guarantee papers of my mrs who is also govt employee and is getting her salary through the same branch of jammu and kashmir bank. It is fact i was under suspension and still getting 75 percent of my salary regularly through the branch khanyar, under sb account no 91000 but the branch office either on one or other pretext delayed my case which can be confirmed from my application date which has been mutilated by the branch at its own level. Any how i was asked that branch is not in a position to sanction the case at branch level and on my request the case was submitted to zonal office. The said case was submitted to corporate office for accord of sanction. I personally as well as telephonically approached the corporate office and was advised there to approach branch office. Today i approached branch office khanyar where i was told that my case has been declined.
On the one hand they wasted my more than one month and on the other hand put me in trouble as i have to defray the expenses on clearance of liability for treatment expenses of my parents and marriage of daughter.
In this connection i humbly request to kindly intimate my through return mail, on what grounds the case has been declined by the corporate office so that i may proceed further.
It should not be out of place to mention here that any employee of the branch may have some personal grudge with me who created all this problem.
In this regard a detailed complaint shall follow.
Yours faithfully
Gowher ali tugoo
Khawajapora syedpora rainawari srinagar
[protected]
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Aug 3, 2017
Complaint marked as Resolved 
I am not satisfied with the reply of jammu and Kashmir Bank limited. I think it is wastage of time to make correspondence with them as they are not governed with CSR. Still then I will prove it in near future how they are granting financial assistance on PICK AND CHOOSE basis
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    +91 19 4248 1953 [ATM Helpdesk]
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    Maulana Azad Road, Srinagar, Uttarakhand, India - 190001
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