[Resolved]  Karvy — Foreclosure charges on personal loan a/c

Address:	Ludhiana, Punjab, 141015
Website:	www.karvyfinance.com

We are informed you that, I am Ajay Kumar malhotra R/off House No.1784, urban estate road, Ludhiana (Pb). Sir matter is this, last year I was taken a loan from karvy financial services pvt.ltd. With sectioned loan amount rupees-65, 65, 000/-.
Sir the rate of interest of bank was very high, (approx. @13%). So that now I was decided to pay all my dues to bank. But sir last month bank was send me a foreclosure letter with unnecessary foreclosure charges. This foreclosure penalties charges are very high rate approx. @5%. Sir I have also a section letter of this bank, which is declared from bank that clearly, this is a personal loan and not a business loan.And sir, I have more clarified evidences such as like that, which is stated that the loan is only on personal loan. And sir, we are also known as very well “Any bank cannot take any such of penalties or for closer charges on personal loan accountSir, we are send emails on karvy customer care to several times to regarding this matter. But bank does not give us any response for this matter. And now we are totally in trouble. So that, now we are filling complaint to you regarding this bank behavior. Sir kindly helps us in this matter and as well as such advise too. So that I am paying all my dues to karvy financial services private limited without pay any fore-closer charges.
Sir, I am sending you to all evidence of personal loan like, bank sectioned letter, repayment schedule of bank, and letter which was send by us to bank several times.
Thanks.
Mr.Ajay Kumar Malhotra.