Kissht Complaints & Reviews

Sir covid 19 sabhi company band hai jisse income ka koi source nahi is bich kissht company loan repayment ke liye kha rahi mana karne par gali galoch kar rahe hai

Hi
I have checked my cibil score recently, & found out there are loan running from different private firms, including si creva (Kissht).

Si creva account no - ao3l

These loan account is fake & is hurting my credit report, i never took any loans from them, i followed up with them on email, but no positive response given, i raise the dispute with cibil but they decline to change.
I never got any loan credited to my account,

All loan accounts mentioned in my credit report is fake, & i am totally unaware of these loans,
I dont know how these firms give loan to someone else & then it shows up on others credit report.

All the mobile no., email addresses & address mentioned in loan details are not mine, only my pan card (Acnpl1960d) details are corrects, all other details are someones else, & i am not aware of it.

Kindly arrange to remove my pan details from these loans as i have never taken any loans from these firms.

I tried to launch a complaint to rbi banking ombudsman, but cannot find the nbfc registered name,

Kindly launch a complaint against them asap, this is a total negligence from their end, how they give loan to someone without proper verification of documents???

Hi
I have checked my cibil score recently, & found out there are several loan running from different private firms, including si creva (Kissht).

Si creva account no - 2197541
Si creva account no - 1787997

These loan accounts are fake & is hurting my credit report, i never took any loans from them, i followed up with them on email, but no positive response given, i raise the dispute with cibil but they decline to change.
I never got any loan credited to my account,

All loan accounts mentioned in my credit report is fake, & i am totally unaware of these loans,
I dont know how these firms give loan to someone else & then it shows up on others credit report.

All the mobile no., email addresses & address mentioned in loan details are not mine, only my pan card (Aeyph2521k) details are corrects, all other details are someones else, & i am not aware of it.

Kindly arrange to remove my pan details from these loans as i have never taken any loans from these firms.

I tried to launch a complaint to rbi banking ombudsman, but cannot find the nbfc registered name,

Kindly launch a complaint against them asap, this is a total negligence from their end, how they give loan to someone without proper verification of documents???

Hello sir
My name is nowbatthu venkateswara rao. Im from (Penugonda) west godavari district, andhar pradesh im use kissht app for online loan amount in kissht app. I useing since nearly 6 months but now still my loan amount was 6850/- now i am in covid-19 contonment zone i have no any chances for loan repayment at this time but kissht company order payble me over due extra interset amount 2100/- rupees im also mentioned my kissht app inter face

I never applied this type of loan line[protected]fycw and why he shows in my cibil record ..report and

Sir
I have closed all my loans on kisst before due date. But when i check my latest cibil score i was shocked that kisst is not updating my payment. I have written several emails to kisst to update my cibil but no response from them. Last date of loan closure was
[protected].
Mobile [protected]
Email. [protected]@gmail.com

My registered mobile number is [protected]

I have cleared the loan amount but loan is still showing as active in cibil report.

Please close the loan as it's already paid and your executive who visited my place for the recovery i asked time of 10 days but he called to my manager number and asked the loan amount which humiliated me in my office.

I said i would pay and i couldn't pick the call as mobile phone is not allowed inside office. But why he called to my manager and informed i have given number as reference where i forced to resign the job from humiliation. I want a callback as after resignation i couldn't get a job due to lockdown which is sole is kishht

I heard that rbi and the govt have announced as loan takers can pay there loan in 3months with intrest and they credit score will not be reduced. But here they totally damaged my cibil score and marked me as im fraud. Now they sending msg as pay amount and get relif for 21 days i paid that but after that you have to understand that in lockdown how was the condition of ppl. Yahi chiz aagar tumhare yaha hoti to samj aata hai... And they dont know how to talk how rubbish ppl are working in this company dont know. I also given complaint of this company in rbi and they said they will take report on it..in last before 1 week in they tell everything on news.. If you are helping ppl so help in lockdown also

I have an made a payment from Kissht in make my trip and the flight ticket has been cancelled on 17 mar 2020 due to flight in operational reason and today is 30 April 2020 and I had a call with Kissht and they always keep pushing my case forward by asking me to wait for 24 hours and say That I’ll a call from them. So moving forward on this case I had a call on 30 April 2020 and had a terrible arrogant human being on my call. So after listening all my case the guy asked me to wait for a day and unfortunate thing here is I have already paid my emi for one month and on top I haven’t got any refund for the ticket and the started advising me to not pay emi if the ticket is cancelled and listening all those I got angry and told him that I’ll keep his word as promise to solve it by next day within 24 hours and the guy flipped his words and started yelling at me and he said I don’t care if your an Australian, I’m from India and you know your rights before you talk to me. I Have been in Australia for 4 years and never saw this kind of person anywhere in my life. So I asked him what my rights are he didn’t say anything to me and sadly I had to teach him what employee rights are by advising him not to shout on any customer. Kindly I request Kissht to act on this terrific situation your employee has created and stop by direct debit stop this kind of arrogant behaviour towards customers and also to take relevant action on Kissht by Indian commission on this behaviour. The name of the employee is Akshay and the call was on 30 April 2020 at 5:40 pm around. Hope Kissht responds and change such employees if they wish to continue business in future.

As per the company's covid 19 offer i have paid 20% of the loan amount. Loan amount was rs. 5037/- but still my kloan amount is 5037/- & company forcing me to pay the full amount 5037/-. The concern persons say that you have paid a snooze amount of rs. 1183/- for extension of 21 days.

Inka dimag khrab hai kya 5037/- k laobn amount pr 1183/- snooze fee for just 21 days extension.

It is totally a unethical behavior of the company, they are not trying to understand the current scenario of lockdown & covid 19.

If the company mentally torched again, i will file suit a before the hon'ble court & also compliant against the company before the ombudsman & the rbi

Please two months realeve from my loan after moritoriyam iam paying my loan

महोदय
सविनय निवेदन है की मैं विनय कुमार तिवारी पुत्र श्री द्विजेन्द्र नाथ तिवारी निवासी 49 A योगेंद्र विहार खाण्डेपुर नौबस्ता कानपूर नगर अपनी शिकायत आपके समक्ष प्रस्तुत करना चाहता हूँ/ शिकायत इस प्रकार है की मैंने 17 मार्च 2019 को एक मोबाइल Vivo 1814 Y 93 अपने पास के ही एक Vivo शोरूम द्वारा किश्त कंपनी से फाइनेंस करवाया था ये कम्प्लेन मैं किश्त कंपनी के खिलाफ कर रहा हूँ / मेरी EMI मई माह 2019 से शुरू हुई थी मई, जून, जुलाई की EMI समय पर ही गयी जुलाई में EMI 6 जुलाई को मेरी अकाउंट से कटी थी जिस कारन मैंने यह सोचा की आगे की EMI माह की 6 तारीख को ही आएगी अगस्त माह में मैंने अपने अकाउंट में 6 तारीख को ही बैलेंस रखा था लेकिन EMI की राशि बैंक में 5 तारीख को ही आ गयी बैंक में पर्याप्त राशि न होने के कारन EMI बाउंस हो गयी मैंने जिस दुकान से मोबाइल फाइनेंस करवाया था उससे बात की तो उसने कहा की आप किश्त कंपनी के टोलफ्री नंबर पर बाउंसिंग चार्जेज न देने का निवेदन कर लेना तो वह बाउंसिंग चार्जेज माफ़ कर देंगे मैंने टोलफ्री नंबर पर बात करके ऐसा ही कहा बाकि की सभी EMI समय पर ही गयी टोलफ्री पर हुई उस वार्ता के बाद न ही कोई रजिस्टर्ड नंबर पर कोई मैसेज आया और न ही कोई कॉल आयी और न ही कोई मेल आयी उनका पहला मैसेज मोबाइल पर 16 जनवरी को आया जो की 5 महीने बाद आया क्या कंपनी की जिम्मेदारी नहीं बनती थी की वह इन 5 महीनो में मुझे बाउंसिंग चार्जेज के बारे में बताते इस प्रकार तो वह यदि 2 वर्ष बाद मुझे बताते और बाउंसिंग चार्जेज 20000 बोल देते तो क्या यह ठीक होता उन्होंने चार्जेज बढ़ा कर 2500 रूपए कर दिए, मैंने Vivo शोरूम में बात की तो वह यह बोले की यह कंपनी सभी के साथ ऐसा ही करती है अब आप ही न्याय करें की न तो मेरे पास 5 महीने तक कोई कॉल आयी और न ही कोई मैसेज आया और न ही रजिस्टर्ड मेल पर कोई मेल आयी तो मुझे लगा की बाउंसिंग चार्जेज स्वता ही समाप्त हो गया होगा/
जिस प्रकार उन्होंने मुझे जनवरी में मैसेज और कॉल की क्या वह उन 5 महीनो में मुझे कॉल करके सुचना नहीं दे सकते थे की यदि आप बाउंसिंग चार्जेज नहीं देंगे तो आपके चार्जेज और बढ़ जायेंगे जब मैंने उनसे यही बात की उनके टोलफ्री नंबर पर तो उन्होंने कहा की आपके APP पर तो उसकी जानकारी आती ही होगी मैंने उनको बताया की APP डिलीट हो गया था और मैंने उस पर कभी ध्यान भी नहीं दिया तो क्या आपकी जिम्मेदारी नहीं बनती थी की जैसे आप जनवरी में कॉल कर रहे है वैसे ही कॉल, मैसेज, या मेल उन 5 महीनो में करते /
लौक्डॉन में जहा सभी परेशां है वही किश्त कंपनी ने मेरे अकाउंट से 500 रूपए काट लिए, जिससे मुझे काफी असुविधा हो गयी

आपसे निवेदन है की कृपया ऐसी कंपनी जो हमारे देश में लूटमार का धंधा खोल कर बैठी है उन पर सख्त से सख्त कारवाही करे /
आपकी महान दया होगी /
जो मोबाइल मैंने ख़रीदा था वह फाइनेंस करवाया था जिस कारन इसका कोई इनवॉइस मुझे नहीं मिला, किश्त कंपनी में रजिस्ट्रेशन है -
रजिस्ट्रेशन डिटेल इस प्रकार है -
मोबाइल मॉडल – Vivo 1814 Y 93 3 GB Ram
नाम - विनय तिवारी पुत्र श्री द्विजेन्द्र नाथ तिवारी
पता – 49 A योगेंद्र विहार, खाण्डेपुर, नौबस्ता - कानपूर नगर
रजिस्टर्ड मोबाइल नंबर - [protected]
जन्म तिथि –[protected]
रजिस्टर्ड मेल – [protected]@gmail.com

Sir on 16/feb/2020 i take a mini loan amount rs 4000 for 15 days repayment time. I take this loan for my medical emergence only. But unfortunately health condition became very bad, heavy feaver, continuous diarrhea & vomiting. Iam a alcohol addicted i suddenly stopped consuming it so i was very badly suffering from withdraw symtoms so doctors advice was to take me to rehabilitation centre at redhills chennai. There i was admitted and got treatment for 21days. After i came back from treatment i was quarantined for keeping contact with abrod return persons my friend who came to see me in that hospital. He was infected by virus so who all he meet keeped separately for stop virus spreading to another person without they knowlage. After they conformed as im not infected and report where negative they let me to go. After that 1ly i saw kissht app calls and msg they send. I dont know what to do iam not even able to go work reason 1st is i need to be seperate for 28days and 2 reason is lockdown. I heard that rbi and tn govt have announced as loan takers can pay there loan in 3months with intrest and they credit score will not be reduced. But here they totally damaged my cibil score and marked me as im fraud. Now they sending msg as pay rs 951 and get relif for 21days. What is this sir here iam not even having money to eat food then how can i able to pay rs 951. Hereafter i will not able to take any loan in my emergency too they spoiled my life im really feeling ashamed for being like this im thinking to do something n die. Please understand my situations and help me sir thank you... My name is mohammed ibrahim, my mail id is [protected]@gmail.com my mobile no is [protected]

My emi pending due to covid-19 situation and i am already informed but they call to my relatives and my friends and me with very cheap & Abusive language.

Hi

Flipkart cardless credit pay is a service offered by kissht which is company financed by si creva capital services pvt ltd. I have a final payment of rs 5134 to be paid. I am unable to make this payment due to financial issues due to the lockdown. I have called kissht and was informed that my request for moratorium has been forwarded to the concerned department will get back to me. I haven't recieved any reply.in the meantime they have charged a late fee of rs 200 to my account. As far as the moratorium i haven't recieved any repply from kissht and i also spoke with rashmi and customer service rep from kissht who was very rude and says that a fee of rs 299 will also be charged to skip or postpone the emi for a month and the late fee charge will have to paid as well. I dont mind paying a small amount of interest but late fee being charged is not as directed by the rbi. Ive attached screenshots as well for reference.

Joe fernandes
[protected]

Stolen contacts and data from our mobile phone without our permission, talk to our family members very rudely, cheating app, don't go into their trap blindly beware of kissht I will going to complaint on kishht and their recovery agents regarding my data misusing

As our honourable prime minister has said till 3 month we are free from emi... and we can pay after lockdown is over... then too this guyz going on increasing overdue amount...so i kindly request to ban this app soon so tht they can steal money from poor peoples...and soon

Dear team,

I have take a loan from kissht and pay it back before the due day .

Even after doing the payment they are continuously calling me and mental torching for the payment .
I have sent about 13 email to the company regarding the payment but no response from them .
Now they are asking for a late fee also with is not at all acceptable .

Please take necessary action on the company

You can contact me in below mail ID for further details . [protected]@gmail.com

My name is md sakib ashraf and i have take loan of rupees 5870 from kissht my loan number is rpay[protected]oqk7. But due to lock down in whole india i cant able to pay the loan right now but kissht company call me every day and disturb me and take in a very bad manner they are tell me to pay the amount even in lock down. But i request they that when the lockdowm will be over i will surely pay the amount, still the kissht comany call me and disturb and abusing me every day.

Sir I have requested for moratorium, and I got the answer that the loan time will be extended for 21 days. But no action has been taken so far. I call and send messages everyday. I reminded myself many times, my grandfather died recently. So I may be unable to pay. Please help