[Resolved]  Kissht — i had paid emi loan from time to time each and every month. but rs 349 duducted from my account extra closure of loan emi

Address:Delhi, New Delhi, Delhi, 110033

I have taken emi loan with kissht loan id no - 1148858 from kissht 05.07.2019. It was a loan balance transfer from pnb punjab national bank with account no - [protected] to time to time. The first emi hit my account on 05.07.2019 and last emi 02.05.2019.in themeantime rs 349 rs deducted from my account extra on which is not acceptable to me. I want the refund rs 349. No resolution to this effect has been given to me till date.

I took loan for purchasing a mobile phone from mobile ghar and and repayment of emi laon was 8 months. I received a copy of the payment receipt of full loan repayment on 5 feb, 2020. Once the loan was paid in full, i assumed that you don’t have to pay any more equated monthly instalments (Emi) from the next month, i. E. March, 2020.. However, the you had deducted the emi amount on 5 march rs 349 a fine despite i having made the full repayment from time to time each months. I would like to request to you kindly initiate refund rs 349 rs in original source of deducted account otherwise i will move consumer forum.
Regards
Nirbhay kumar
Mobile no - [protected]/[protected]
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Apr 8, 2020
Complaint marked as Resolved 
Kissht customer support has been notified about the posted complaint.
Verified Support
Mar 08, 2020
Kissht Customer Care's response
Dear Nirbhay,

Thank you for sharing your concern with us.

We want to inform you that as per our system record, your ECS was bounced in the month of December. You had made the EMI payment on the same day but have not paid the bounce charges.

This is the reason we have submitted your ECS to the bank on[protected] and the same has been updated in the system.

Your loan has been closed now.

For more clarification, reach us on [protected]@kissht.com

Have a pleasant day!
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Comments

I have pemding small loan on kisht and kishht compny illigali way to coppy all my contact list and data and call all my contact list number how can copy my all contact without knowing me and call i will legal cass on lissht to data and contact copy on cyber cRime
I have taken loan rs 3677/ from kissht, due to my son admitted in hospital . i was unable to pay on time. so i requested them give me some time i will pay it after some days with all penalities . but every day they call my relatives and and use slang words
I'm md Nawaz ALI my mobile number is [protected] my problem is next loan note section please section my next loan ok medam I'm pay timing to timing pay ok I'm waiting medam please application accept ok medam

super INdia channel's reply, Mar 3, 2020
My next loan section please medam

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