L And T Finance — They trying to earn extra money with sending scam messages.. they doing all this from backhand

Address:	Ganpati Enclave, 2nd D.D Tower Bora Service, Guwahati Shillong Rd, Christian Basti, Guwahati, Assam 781005 0361 213 2118
Website:	www.ltfs.com

Dear Customer, Total Overdue of Rs. 3004 towards late payment & cheque return charges is still unpaid for L&T finance Loan A/c 3413113. Recovery of overdue charges of Rs. 1499 through ECS will be initiated within the next 48 hours. Kindly maintain sufficient funds in your bank for successful transaction.

today i receive this message .. i like to inform that i don't have any over due .. every month emi amount deduct automatically from my bank account on date 5.. . i have all details emi paid every month ... why l and t finance send me this message. .. this is a scam to earn money from people .