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L&T Finance Complaints & Reviews

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Updated: Apr 1, 2026
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L&T Finance reviews & complaints(1074)

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S
sunil.ssr
from Jaipur, Rajasthan
Apr 1, 2026
Apr 1, 2026
This thread was updated on Apr 1, 2026
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Unethical foreclosure charges levied which was against the sanction terms & conditions

Address: C scheme Jaipur

This is with reference to my loan account H115LP[protected] from L&T Finance and my earlier communications regarding the incorrect levy of foreclosure charges (2.36% inclusive of GST).

Due to continuous delays and non-resolution from your end, I was compelled to pay the foreclosure charges under protest in order to close the loan account. However, I would like to clearly state that these charges were wrongfully and unethically...
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Bhadrafgg
Nov 28, 2025
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Wrong calls from l and t finance

Address: 5-39/A

Wrong calls from L and T finance

I have been getting wrong calls from L and T finance customer care to clear the loan since 2020 in the name of Edla Venkata lakshmi from the your branch office Karimnagar-Kothirampur, Telangana. so many times I have said to your customer care executive that this is EDLA MHALAKSHMI number and I also begged them so many times delete my number from your data base. But They have not deleted my number....
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Vicky9495
from Vijayawada, Andhra Pradesh
Aug 27, 2025
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Need noc

Address: Balaji plaza, governor pet, vijayawada

My Loan Cleared on Jan 2022, this day i.e 27th aug 2025 some agency named easwar agencies took my two wheeler and asking 31000 for release my bike, i approach the nearby LNT office and told the current situation, as per the records from the LNT side loan closed on Jan 2022, but they have the data from 2023, Same as showing in the LNT app with my loan number T[protected], pls kindly issue my NOC asap, the agency staff rude behaviour...
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satish2602
from Chennai, Tamil Nadu
Jan 23, 2025
Jan 23, 2025
This thread was updated on Jan 23, 2025
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Address: Satish, C203. Grand Gandharva apt Kenchenahalli Rajeshwari nagar Bangalore

Hi
Recently I purchased 2 wheeler from Solar TVS Bangalore. And availed loan from L&T finance. While booking vehicle at showroom, I was told that ROI is 8.5%. After getting vehicle delivered i recieved loan documents.
I was shocked to see that ROI has changed to 14.78%.
Immediately I called customer care and asked to reduce ROI. They didn't accept my request and also they are not ready to close my loan also.

Respected authority; please look into this matter and resolve.
L&T Finance customer support has been notified about the posted complaint.
Jan 23, 2025
Updated by satish2602
Respected authority, please look into this
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    R
    Rachna1807
    from Hyderabad, Telangana
    Sep 16, 2024
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    Harrasment - Loan late payment fees charged despite sufficient balance in bank account

    Hi Team,

    I am very frustrated with the way I am receiving 20 calls and messages in a day. It’s mental harrasment and affecting my health and mental peace. I have an ongoing home loan with LnT Finance and I have an auto debit set up this month. However, despite the minimum balance being in my account, my auto debit did not go through, and I have been charged a late payment fees. I have already paid my monthly home loan amount...
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    Dibyajyoti Bhuyan
    from LAKHIMPUR, Uttar Pradesh
    Sep 4, 2024
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    Address: Sri Dibyajyoti Bhuyan Add: Debananda Bhuyan Path, K. B. Road, Ward No. 12, P.O- North Lakhimpur, Dist- Lakhimpur, Pin – 787001, Assam.

    Respected Sir,

    With due respect I would like to inform you that, my loan installment are to be paid on the 3rd of every month as specified by the L&T Fin Ltd. But I paid the loan installment on[protected] earlier April. I was fined Rs. 500.00 for paying the loan installment before the due date. Paid Rs. 500.00 of the penalty on[protected]. Again a fine of Rs. 500.00 was imposed on the delay in payment of fine. Again I paid Rs. 500.00 fine on[protected].

    I have paid the loan installment on[protected] on due date last month. But again, they have imposed a fine of Rs. 500.00. They deducted Rs. 295.00 from my account on[protected] without my permission.

    These phone numbers have caused me a lot of mental turmoil. Phone Number [protected], [protected], [protected]. I request you to look at the whole thing thoroughly.

    So I request you to do justice in this regard.

    My Loan A/C No. T[protected], L&T Finance Ltd.


    My Bank Details :-
    SB A/C No.[protected], Punjab National Bank.
    IFSC Code : PUNB0125320.
    MICR Code :[protected].

    My Mobile No. [protected]

    The said related messages have been attached to it.
    L&T Finance customer support has been notified about the posted complaint.
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      D
      Dibyajyoti Bhuyan
      from LAKHIMPUR, Uttar Pradesh
      Sep 4, 2024
      Sep 4, 2024
      This thread was updated on Sep 4, 2024
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      Address: Sri Dibyajyoti Bhuyan Add: Debananda Bhuyan Path, K. B. Road, Ward No. 12, P.O- North Lakhimpur, Dist- Lakhimpur, Pin – 787001, Assam.

      Respected Sir,

      With due respect I would like to inform you that, my loan installment are to be paid on the 3rd of every month as specified by the L&T Fin Ltd. But I paid the loan installment on[protected] earlier April. I was fined Rs. 500.00 for paying the loan installment before the due date. Paid Rs. 500.00 of the penalty on[protected]. Again a fine of Rs. 500.00 was imposed on the delay in payment of fine. Again I paid Rs. 500.00 fine on[protected].

      I have paid the loan installment on[protected] on due date last month. But again, they have imposed a fine of Rs. 500.00. They deducted Rs. 295.00 from my account on[protected] without my permission.

      These phone numbers have caused me a lot of mental turmoil. Phone Number [protected], [protected], [protected]. I request you to look at the whole thing thoroughly.

      So I request you to do justice in this regard.

      My Loan A/C No. T[protected], L&T Finance Ltd.


      My Bank Details :-
      SB A/C No.[protected], Punjab National Bank.
      IFSC Code : PUNB0125320.
      MICR Code :[protected].

      My Mobile No. [protected].

      The said related messages have been attached to it.
      L&T Finance customer support has been notified about the posted complaint.
      Sep 04, 2024
      Updated by Dibyajyoti Bhuyan
      The said related messages have been attached to it.
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        B
        BirjuKumar92
        Aug 30, 2024
        Aug 30, 2024
        This thread was updated on Aug 30, 2024
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        Address: https://www.bing.com/search?q=%f0%9d%99%bb%26%f0%9d%9a%83+%f0%9d%99%b5%f0%9d%9a%92%f0%9d%9a%97%f0%9d%9a%8a%f0%9d%9a%97%f0%9d%9a%8c%f0%9d%9a%8e+darbhan

        Dear Sir,
        My Name Is Birju Kumar Madal I Faience One Bike From L&T On My Wife Name pooja Kumar i will Not Pay 7 EMI Because I Will Job Less Now I Am Ready To pay And I am Already Send To Mail for Settlement On Date 7/08/2024 But Today some Body Is Came To My office Around 8 man to came my office and misbehave With me and By force Taken Bike Key i request him please give me time to pay my lone because waiting for mail for startlement I Have All video And Photo Available on your recovery agent to came to my office he not provide any id card not given any paper only misbehaving with me on my office so i hand over the bike but this is not good
        L&T Finance customer support has been notified about the posted complaint.
        Aug 30, 2024
        Updated by BirjuKumar92
        Recovery Agent misbehave with me
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          R
          rajseal
          from Kolkata, West Bengal
          Aug 6, 2024
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          Took 2wheeler loan and paid that in full long back. L&T Finance has issued NoC hardcopy for me long back. But due to some problem not able to submit that to RTO for Hypothecation termination. Now I want to submit the same. But L&T Finance asking to pay for NoC. So paid the mentioned amount at their web site on 11-July-2024. But the file downloaded not able to open. Hence, I raised this issue to their Customer Care then to GPO then to PNO. But till date they yet to resolve my issue stating that the matter under another department. But yet to get any resolution. Seek your help to get my NoC from L&T Finance company.
          L&T Finance customer support has been notified about the posted complaint.
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            A
            Aman2525
            from Mumbai, Maharashtra
            May 13, 2024
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            Fraud done with us by l&t finance

            1 Hello I am aman sharma brother of Shivam sharma having Home Loan account H[protected] and Taken Loan Against Property Loan Account Number H[protected]
            2 We have Taken disbursement as Shrimant sahu and Shashikant sir have told us to take disbursement as they are going to waive the interest till Cheque has not been hand over same has been confirmed in mail by Shrimant sahu the representative for L&T Finance.
            3 The...
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            S
            Styg.us
            Mar 27, 2024
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            Two wheeler loan

            I took a two wheeler loan on L&T finance (Loan No T[protected] and completed the loan. I paid the last Emi Rs.4990 through the L&T Planet mobile app on 1st March 2024. But the debit money Rs. 4990 from the bank account. So I contacted the customer care, They are asking the cancelled check the process the refund. I am not willing to submit the cancelled check. So please do the need full. Thank you...
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            S
            Shashwat50
            from Mumbai, Maharashtra
            Mar 5, 2024
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            Harassment by unwanted calls and messages

            I am getting 10-15 automated calls day from L&T Finance even though i have registered for DnD....
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            A
            anupampahuja
            from Noida, Uttar Pradesh
            Feb 29, 2024
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            Address: India

            They keep calling me from different numbers. Don't know what their problem is. I DO NOT WANT THEIR FINANCE SERVICES. Request you to block them RIGHTAWAY!!!

            Very frustrating.
            L&T Finance customer support has been notified about the posted complaint.
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              R
              Rudranayak
              from Jajpur, Odisha
              Feb 26, 2024
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              Noc for two wheeler not downloaded but asking for charge amount of Rs-295

              Address: At-Mirzapur, Po-Madhubanhat, Kuakhia, JAJPUR, Odisha

              Dear sir,
              I had a two whleer loan with L& T finance having loan Account No-TI[protected].I have closed the loan amount with a Forecloser. I tried to download the Noc from their website but I didn't get the download documents. But when I tried to do the same again the system is asking for extra amont to deposit of Rs. 295.when I have not received the download copy why should i pay the extra amount for the same?. please do the...
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              H
              Feb 23, 2024
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              I get so many calls for Loan. How do they have the right to disturb me like that. I need to file a compliant
              L&T Finance customer support has been notified about the posted complaint.
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                R
                rinkuk1993
                from Bengaluru, Karnataka
                Feb 23, 2024
                Feb 23, 2024
                This thread was updated on Feb 23, 2024
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                I have never subscribed for L&T finance. And I am repeatedly getting calls from them from different numbers which leads to IVR which does not give me option to unsubscribe from the call.

                I have reported the incident to L&T Finance via twitter (screenshot attached), but this calls has not yet been stopped.

                Since the number is different everytime, it is hard for me to report to 1903, hence requesting your help to expedite this and enforce the company to give option to unsubscribe the call through IVR.

                Thanks.
                L&T Finance customer support has been notified about the posted complaint.
                Feb 23, 2024
                Updated by rinkuk1993
                Adding Phone number to which I am getting call: [protected]
                This was reported to L&T Finance on Feb 14th, but no action is taken from them
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                  N
                  narpender janghu
                  from Mumbai, Maharashtra
                  Feb 11, 2024
                  Feb 11, 2024
                  This thread was updated on Feb 11, 2024
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                  Address: L&T Finance Ltd, 6th Floor, Unit No. 627 and 628, Lodha Supremus II, Road No. 22, Wagle Estate, Thane West - 400604

                  I am writing to formally request the transfer of ownership for the vehicle that was recently auctioned .The details of the vehicle are as follows:
                  Scooty -TVS JUPITER JUPITER ZX SMARTXONNECT & TVS JUPITER JUPITER STANDARD BS6 (“the Asset”) bearing Regn.No. NA & MH43CB7791, Eng. No.GG5AP1900733&GG5NM1307824 and Chassis No._MD626EG55P1A00811&MD626EG56M1N08570 registered in the name of RUNITA DWARKANATH MHATRE & RUCHITA NARAYANKAR respectively .
                  As the winning bidder, I have fulfilled all necessary payment requirements and now seeking the appropriate documentation to complete the transfer of ownership process or refund of my bidding amount.

                  Regards,
                  Bindu,
                  Contact -[protected]
                  L&T Finance customer support has been notified about the posted complaint.
                  Feb 11, 2024
                  Updated by narpender janghu
                  I want to return these 2 auctioned vehicle due to not providing required documents for transfer of ownership of vehicle and refund my bidding amount and other charges which are paid by me.
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                    R
                    Raman0009
                    from Rewari, Haryana
                    Jan 25, 2024
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                    Two Wheeler loan

                    Address: rewari

                    I pay my emi on advance but L&T Finance charge me late fee...
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                    K
                    Krish2611
                    from KOLHAPUR, Maharashtra
                    Jan 15, 2024
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                    Settlement shown in my loan

                    I am raghvendra patil taken a commercial vechicle loan KGB121206R[protected] from l&t fin.whoch i closed on2018 but now shows settlement in my cibil
                    I have all ready paid all amt witj dues in l&t fin but now shows settlement which effect my cibil so kindly clear this settlement...
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                    S
                    sandesh061291
                    from Bengaluru, Karnataka
                    Nov 13, 2023
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                    Regarding Home loan Foreclosure letter

                    Hi Team,

                    Please help with regards to above mentioned subject. I have requested Loan Foreclosure letter on October 26th 2023 for loan account no. H[protected] and here is the case registered no. Case# 24806826 from L&T. According to their conversation they need 18 days to send the Foreclosure letter. Initially they said there is a freezing period for your Next EMI i.e. 20th to next month 3rd and after that they will process...
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