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L&T Finance Complaints & Reviews

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Updated: Apr 1, 2026
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L&T Finance reviews & complaints(1074)

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S
sunil.ssr
from Jaipur, Rajasthan
Apr 1, 2026
Apr 1, 2026
This thread was updated on Apr 1, 2026
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Unethical foreclosure charges levied which was against the sanction terms & conditions

Address: C scheme Jaipur

This is with reference to my loan account H115LP[protected] from L&T Finance and my earlier communications regarding the incorrect levy of foreclosure charges (2.36% inclusive of GST).

Due to continuous delays and non-resolution from your end, I was compelled to pay the foreclosure charges under protest in order to close the loan account. However, I would like to clearly state that these charges were wrongfully and unethically...
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Bhadrafgg
Nov 28, 2025
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Wrong calls from l and t finance

Address: 5-39/A

Wrong calls from L and T finance

I have been getting wrong calls from L and T finance customer care to clear the loan since 2020 in the name of Edla Venkata lakshmi from the your branch office Karimnagar-Kothirampur, Telangana. so many times I have said to your customer care executive that this is EDLA MHALAKSHMI number and I also begged them so many times delete my number from your data base. But They have not deleted my number....
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Vicky9495
from Vijayawada, Andhra Pradesh
Aug 27, 2025
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Need noc

Address: Balaji plaza, governor pet, vijayawada

My Loan Cleared on Jan 2022, this day i.e 27th aug 2025 some agency named easwar agencies took my two wheeler and asking 31000 for release my bike, i approach the nearby LNT office and told the current situation, as per the records from the LNT side loan closed on Jan 2022, but they have the data from 2023, Same as showing in the LNT app with my loan number T[protected], pls kindly issue my NOC asap, the agency staff rude behaviour...
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R
Rachna1807
from Hyderabad, Telangana
Sep 16, 2024
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Harrasment - Loan late payment fees charged despite sufficient balance in bank account

Hi Team,

I am very frustrated with the way I am receiving 20 calls and messages in a day. It’s mental harrasment and affecting my health and mental peace. I have an ongoing home loan with LnT Finance and I have an auto debit set up this month. However, despite the minimum balance being in my account, my auto debit did not go through, and I have been charged a late payment fees. I have already paid my monthly home loan amount...
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Aman2525
from Mumbai, Maharashtra
May 13, 2024
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Fraud done with us by l&t finance

1 Hello I am aman sharma brother of Shivam sharma having Home Loan account H[protected] and Taken Loan Against Property Loan Account Number H[protected]
2 We have Taken disbursement as Shrimant sahu and Shashikant sir have told us to take disbursement as they are going to waive the interest till Cheque has not been hand over same has been confirmed in mail by Shrimant sahu the representative for L&T Finance.
3 The...
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S
Styg.us
Mar 27, 2024
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Two wheeler loan

I took a two wheeler loan on L&T finance (Loan No T[protected] and completed the loan. I paid the last Emi Rs.4990 through the L&T Planet mobile app on 1st March 2024. But the debit money Rs. 4990 from the bank account. So I contacted the customer care, They are asking the cancelled check the process the refund. I am not willing to submit the cancelled check. So please do the need full. Thank you...
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Shashwat50
from Mumbai, Maharashtra
Mar 5, 2024
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Harassment by unwanted calls and messages

I am getting 10-15 automated calls day from L&T Finance even though i have registered for DnD....
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R
Rudranayak
from Jajpur, Odisha
Feb 26, 2024
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Noc for two wheeler not downloaded but asking for charge amount of Rs-295

Address: At-Mirzapur, Po-Madhubanhat, Kuakhia, JAJPUR, Odisha

Dear sir,
I had a two whleer loan with L& T finance having loan Account No-TI[protected].I have closed the loan amount with a Forecloser. I tried to download the Noc from their website but I didn't get the download documents. But when I tried to do the same again the system is asking for extra amont to deposit of Rs. 295.when I have not received the download copy why should i pay the extra amount for the same?. please do the...
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R
Raman0009
from Rewari, Haryana
Jan 25, 2024
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Two Wheeler loan

Address: rewari

I pay my emi on advance but L&T Finance charge me late fee...
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K
Krish2611
from KOLHAPUR, Maharashtra
Jan 15, 2024
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Settlement shown in my loan

I am raghvendra patil taken a commercial vechicle loan KGB121206R[protected] from l&t fin.whoch i closed on2018 but now shows settlement in my cibil
I have all ready paid all amt witj dues in l&t fin but now shows settlement which effect my cibil so kindly clear this settlement...
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S
sandesh061291
from Bengaluru, Karnataka
Nov 13, 2023
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Regarding Home loan Foreclosure letter

Hi Team,

Please help with regards to above mentioned subject. I have requested Loan Foreclosure letter on October 26th 2023 for loan account no. H[protected] and here is the case registered no. Case# 24806826 from L&T. According to their conversation they need 18 days to send the Foreclosure letter. Initially they said there is a freezing period for your Next EMI i.e. 20th to next month 3rd and after that they will process...
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R
rahuljais26
from Delhi, Delhi
Jul 19, 2023
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Regarding Home loan Foreclosure letter H00695280520112028

I am writing to bring to your attention the ongoing issue I have been facing regarding the delay in receiving my LOD (Letter of Disbursement) and FC documents for my home loan.

Despite my continuous efforts and follow-ups over the past few months, I have only received the LOD letter. Despite repeatedly contacting the customer care team, my request remains pending. They have repeatedly informed me that it would take 9 working...
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A
A aram h
Jul 18, 2023
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Scam

I have been receiving calling and meshes regarding loan repayment and settlement where as i haven't made a loan neither i m with the company in any sense it's really harassing and stressful seeing all the texts regarding the persons and blackmailing. They make fake documents or whatever and register it to a person's phone number even after verifying my phone number and identity they keep sending me the same pls fix it otherwise I'll have...
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I have been trying to get a foreclosure letter for my Home Loan but since 21st June, I am struggling to get the foreclosure letter. I request your support to get the foreclosure letter before 20th. I have explained many times to L&T Executives that I was in need of an Education Loan and want to move Home Loan to my Salary Account which is giving me a collateral Education Loan. I tried to get a top up loan from L&T as well, but I was refused...
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K
Komalgowda
May 24, 2023
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Disbursement delay of 348859

Hi Team,

L&t finance to disburse my pending loan amount of 348859 by 24th may'23 yet no resolution provided on this. I had shared the demand letter on 11th may'23 as per their 9 working days the amount should be disbursed by 24th may'23 but yet not done which is delaying my process....
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K
Komalgowda
May 24, 2023
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Pending amount 348859 not yet disbursed

Hi Team,

My loan pending amount 348859 is not yet disbursed by L&t finance. I had shared the demand letter on 24th may'23 itself but no response yet. As per their 9 days window it should have been disbursed by 24th may'23 but still i don't see the amount has been disbursed. It's delaying my process now. Worst service by L&t finance....
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A
ArifPathan7491
from Mumbai, Maharashtra
May 23, 2023
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L & T finance harassment to while family just 1 Month delay to pay EMI

Address: Brindavan, Plot no. 177,CST Road, Kalina, Santacruz (East), Mumbai - 400 098, Maharashtra, India

Dear Sir/Mam,

My self ARIF AYUB PATHAN, leave in Mumbai, and I'm working in Scorpion Group as Senior executive -IT, I was took loan for bike in on 30 Aug 2021, Rupees 1, 11, 632.00 only, From 30 Aug 2021 to till date, I was paid all 20 emi on time, 2 emi are my late due to salary was created late, so I was also paid their charges rs 350 as per delay month, just for 2 3 day late,
But in this month, my house was renovated...
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H
HKishore76
May 1, 2023
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Foreclosure letter for my loan account number H17502220319023355

Dear Sir/Madam,

I requested for foreclosure letter of my housing loan account number H[protected] on March 16, however, after multiple emails and call, they finally registered my request on March 21. But still I didn't receive my foreclosure letter and send them multiple emails and made several calls, and finally got to know that there was no request registered for foreclosure letter. Based on a call, they again registered...
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pankajkumarjangid
from Jaipur, Rajasthan
Apr 27, 2023
Sep 20, 2024
This thread was updated on Sep 20, 2024
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I am getting messages that personal loan application could not be process but I never apply the loan in L&T Finance

Address: Jaipur,Rajasthan

Dear L&T Finance Customer Service,

I am writing to express my disappointment and frustration regarding the messages that I have been receiving lately regarding my personal loan application. To my surprise, I have been receiving messages stating that my personal loan application could not be processed by your company. However, I want to clarify that I have never applied for a personal loan with L&T Finance or any other...
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Dear L&T Finance Team I have never applied for any kind of loan but somebody using my fake documents to apply for loan iam recieving OTP's for loan approval.. this is very disturbing and causing me mental pressure.
I request you to please look into this and block my number so that nobody can use my documents to apply for loan in future....
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