L I C — missguiding by agent

Address:Mumbai City, Maharashtra

my agents name is Ramji Bhai Prajapati, before 13 yrs i started a policy to him in L I C but he misguided me i wanted a moneyback policy in my sons name but he made a policy that i have to continue till his 18th year old which is quite difficult for me .above all he is not direct agent he registered that policy from gujrat some village, and he is very uncerten about premioum he sends his clerk to collect the cheque and he deposit thae cheq after 15 20 days...im quite confuse if anything happnes that time to whom i should go, please guide me.
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