[Resolved]  LIC Housing Finance — irregular collection of charges towards encashment of chweques in my LICHFL account bearing no.[protected]

Address:

Kurnool, Andhra Pradesh

This is regarding irregular collection charges towards encashment of cheques from myhousing loan account bearing no.[protected] in the month of 07/2014. A letter to the LICHFL Kurnool branch was sent through register post on 06/092014 for irregular collection charges of an amount Rs.393.26 Asseen my bank statement which is enclosed herewith shows that the cheque bearingno.119477 was cleared on 12.07.2014 for Rs.8441/- again another cheque bearingno.46349 was submitted by the LICHCL on 17.07.2014 for Ra.8441/- which wastwice trial in the same month, accordingly the cheque was returned as bounceddue to insufficient of funds in my account as already the monthly EMI wasencashed through cheque no.119477 as stated above. This resulted the returningcharges were charged from my savings account for Rs.393.26 from AXIS Bankauthorities again you were asking the charges for cheque bounced of Rs.450/-, which is not correct as per agreement bond. and again in my AXIS bank account an amount of Rs.628 was encashed throgh cheque no.119461 which was very irregular as i am regularly crediting amount to the LIC HFL. Please look into the matter and refund the amount which was irregularly recovered from my AXIS bank account of Rs.393.26 plus Rs.628 with penal interest within 7 days other wise i will approach to the consumer forum.