Life Insurance Corporation of India [LIC] — Lic policy fumble between last instalment and maturity date

As i am d policy holder of me myself and my two daughters. some policies last instalment this yr to nxt yr oonka pmt.e.g. jeevan anand ...jeevan surabhi last pmtthis yr maturity pmt after 5 yrs. how to remember this type of information...i lost for 14000/-only because of this fumbling dates.. i withdrew my policy as it was last instalment .. the agent did not inform me about this fact instead of deposit of 50000/- i recd only 36000/-..shere loss of 14000/- only bec of lic terms and conditions .. that lic staff even did not give me alert suggestions.just wait for one or two months... i filled that form for options. but that was not considered ..itis d story of 2009... its all over i requested that lic clerk madam to reopen d policy, eventhouth it was not possible.that is why its my humble request to you that policy details should be explained in d policy in d words only not in d columns...one sms should provide all policy details ... last timei was putting my lic for sms facility, , , but it did not accept... one sms for one policy... i am having 8to 10 policies amongst 3... it is very tedious job... for our comforts zone make it easier to fill d data under one roof. thanks...