Maruti Insurance — non inclusion of engine protect & return to invoice

Address:

Raja Ram Mohan Roy Lane, Bidhan Pally South, Raja Ram Mohan Roy Lane, Bidhan Pally South, Cooch Behar, West Bengal, 736159

My car no wb64s8574 purchase date 18th july 2018 i deposited rs 63199 by check vide no 050451 dated 24th july 2018 for 5 year insurance premium to poddar car world cooch behar west bengal but engine protect & return to invoice are not included my renewed policy. As per condition pcw bound to include the items either pcw will take to arrange the inclusion of the items in the policy or back my money with bank interest after deduction of the policy premium i think this is one type of cheating