Maruti Insurance — Not proper claim

My Car No UP32 GT 9907 Insurance are your Maruti Insurance company (IFFCO) 0% sure on dept his IDV Rs.357638/- After talking to the company after the estimated cost, only Rs.103638/- for repair by telling me your rules.
I have been asked to give, my car accident happened on 06 June 2021 in which I was seriously injured, my left hand was cut more than half after which I stayed in the hospital for 16 days or am still on bed rest, but I There was a lot of mental torture which I am very hurt.
I am an old custmer of your company.
KTL Maruti gave me 3 estimates in which the first 6 lakhs, the second around 4 lakhs, then when I went myself, I was given an estimate of 3 lakhs.
My car is being repair in KTL Chinhat Maruti. Kindly help me to get proper repair amount for repair.

Parvinder Singh
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