[Resolved]  Max Life Insurance — max life insurance incorrect & backdated late policy issued - policy no. :[protected]

Address:	Mumbai City, Maharashtra, 400055
Website:	maxlifeinsurance.com

Dear sir / madam,

Policy no. :[protected]

I am compelled to raise this concern in this forum, after a long chase of 3+ months with maxlife insuracnce regarding policy issuance.

I bought a maxlife online term plan policy on 28-april-2017 of sum insured of rs. 2, 00, 00, 000 by making a payment of rs 31, 503.63

But after a follow up and begging for policy issuance of all 3 months, finally i received the policy with a date as 28-april-2017, which is totally incorrect.

Does this mean i was insured from 28-april-2017? Would company had paid the sum insured if anything would have happened to me during this 3 months? No. The comapny would have happily declined the saying the policy is not issued yet.

And now they send me a back dated policy stating i was covered from last 3 months?

So the money which i have paid as a premium for 1 year, the first 3 months are a total waste.

I demand a refund of 3 months of premium where i was not covered as policy was not issued to me or change the issue date in the policy to 24-july-2017 when i received the policy by mail & courier.

Kindly help resolve this issue and advise the further proceedings.

Thanks

Regards,
Jiger shah
+91-[protected]