Sir/Madam,
I am regular and prompt payer of EMIs since 20 years. And now due to this unfortunate Pandemic Covid-19 situation, my Business is obviously stopped due to lock-down announced by the Government. Due to this RBI has announced EMI Moratorium to the suffering Borrowers on March 27th 2020, which I opted, also an Extension for 3 more months till Aug 2020, for which also I have opted. Now the DMI Finance ECS has presented many number of times in the month of June 2020 in my account and bounced, which has affected my credit in my bank, also many many harassing calls over phones, also unlimited harassing auto-calls, messages, mails etc etc. I am feeling frustrated and depressed over this. If I was in a position to pay, I would have not opted for Moratorium. Now My bank has stopped me the NACH/ Cheque facility due to this. What do I do in such a crisis situation.
Kindly do the needful to give me sufficient time to repay the EMIs also refund the bounce charges also replace my credit with the bank.
Thanking You.
Ashok A Nittur
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