MoneyTap — 05th march 2023 emi not deducted though the balance is available, why ?

Address:

H-501, 5th Floor, Vandemataram Empire,Near Ayojan Nagar, 200 feet Ring Road, Vinzol

Name : Srividya Subramanian
EMI : Rs.4777
EMI date : 05th march every month
EMI not deducted period : 05.03.2023

Attached screenshot of the account through which the emi is deducted. The account showing that the balance is available for very long, why making us default.
Secondly approval limit has been blocked since it is approved only Rs.50, 000/- informing balance will be released on regular repaying of emi. I have almost complete 6 months and this month is 7, is it to make me default so that I can claim the balance approved limt.