MoneyTap — Whole amount as shown outstanding to emi deducted even after 2 months

In 1st December I withdrew 25000. But even after 2 months in 13 January no emi has been converted. It's still showing entire amount as outstanding and paying interest amount on the entire credit amount of 25000. This is just like another credit card. No emi scheme or anything. Not only that I was charged 1158 extra without any reason. We are defrauded. Please don't use money tap.
This is the most opaque scheme possible.
Its moneytap but moneytrap.