One97 Communications — refund amount for cancelled ticket

Address:East Singhbhum, Jharkhand
Website:Paytm

Dear sir,
I had booked a train ticket through irctc website and I completed my payment through bank of baroda debit card and paytm payment gateway (one97communications)on 08.10.18
But next day I cancelled the ticket but the refunded amount not has been credited in my bank account. When I am checking irctc ticket refund history it is showing that amount has refunded in paytm bank on 09.10.18.but till now I didn't get my money in my bank account. Please refund my money in my bank account.
Booking ticket transaction Id [protected]
Cancellation/Refund Id [protected]
Bank payment transaction Id S45661971
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One97 Communications customer support has been notified about the posted complaint.
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Rs.1, 600.00 was spent on your SBI Card ending 6597 at ONE97 COMMUNICATIONS L on 10/10/18. Available Credit Limit: Rs.111, 043.77.

Please clear that what kind of this deduction have been done from my credit card

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    +91 22 2613 3197 (Mumbai)
    +91 12 0477 0770 HQ
    +91 33 4000 5197 (Kolkata)
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    B 121, Sector 5, Noida, Uttar Pradesh, India - 201301
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