Pancard Clubs Ltd — NCo. not returning the surrender value amount as per Maturity date mentioned on certificate

Address: Nashik, Maharashtra

I am regular member of Pancard Clubs Ltd doing business by booking room nights Now a days I am not receiving surrndered amount at prescribed date on certificate as maturity date Can co. regularies the amount to be returned to the customer If not so shall I go to the court Shirish P. Bhavsar CDM7 Code No 32603