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PaySense Complaints & Reviews

1.3
Updated: Jul 14, 2025
Complaints 584
Resolved
137
Unresolved
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PaySense reviews & complaints page 23

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S
Sunita Heda
from Mumbai, Maharashtra
Jun 30, 2019
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Address: Mumbai City, Maharashtra

This company is third grade company
I hv taken a loan n my one emi is delayed
N this ppl talking third grade n abusive language
Ms ashwini n mr gaurav (Manger of mumbai branch)
This ppl r tracking my contact details..
Who hv given this rite???
N even calling my contacts n using abusive language
N telling everyone that i hv given their reference...
Now i will not pay a peny
We will file case against this company

I hv seen with so many ppl they r doing same thing

Plz any client (Who can guide me how to proceed
Hi,
I have applied for loan submitted the documents on app it is shown loan approved will be disbursed in 3-4 days it's been 7 days still I have not received the loan amount. Every time I mail there is no reply regarding same. Kindly look into this.
Thank you
gopaysense's reply, Jul 22, 2019
Hi Namita,

I do see that the support team had replied to you and the amount has also been disbursed to your account, however we truely regret the delay in disbursal. If you do have any further queries or need assistance then please write to us at [email protected] from your registered email id.

Regards,
Team Paysense
Hi Sunita,

We do not encourage such services and we shall definitely investigate this internally. Request you to please help us with your registered email id with Paysense so that we can look into this matter.

Regards,
Team Paysense
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    B
    Bharat bhagwan kale
    from Mumbai, Maharashtra
    Jun 29, 2019
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    Address: H1,budh purnkutir, D'Souza estate, kajupada pipe line road kurla west, Mumbai City, Maharashtra, 400072

    Respected sir,
    I've took loan from paysense. Last jully my wife gifted me a baby girl. At a same time my mother and mother in law was not feeling well to take care of my wife. For this reason i lost my job. I didn't found good job yet.in october my mother in law expired. Again i can't go out seeking a job. I need some more time to clear my dues but paysense recovery team started arguing with my family members. They also calling my relatives and my neighborhood. Im totally depressed and can't another option except suicide. K need aomeone help to get out of this situation. Recovery person language is to dirty they can't see who is front of them. They don't respect out parents. Its like feeling guilty for me also. I need more time sir.
    THIS IS LAST & FINAL WARNING that Case under IPC Section 138c of Neg instruments act is Now accepted in court against you for Non Bailable arrest warrants. IF DUES ARE NOT CLEARED TODAY, WARRANTS WILL BE EXECUTED TOM MORNING FOR TOTAL AMT RECOVERY OF Rs.7617. Clear minimum of Rs.3771 to avoid Legal actions.
    They guys harrasing me and steal a contact from my device and using abusive words.
    gopaysense's reply, Jul 23, 2019
    Hi Nishant,

    We do not encourage such services and we shall definitely investigate this internally. Request you to please help us with your registered emai id so that we can look into this and help you at the earliest.

    Regards,
    Team Paysense
    Hi Bharat,

    We do not encourage such services and we shall definitely investigate this internally. Request you to please help us with your registered emai id so that we can look into this and help you at the earliest.

    Regards,
    Team Paysense
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      H
      halan priya
      from Mysore, Karnataka
      Jun 26, 2019
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      Case for Issuance of NB Arrest warrants accepted in court. REF - LEGAL Notice Mum/PS/Bor/09/17687/1a - Case under section 138c of Neg Inst Act (Non-Bailable Arrest Warrants) was filed against you for TOTAL AMT RECOVERY and now is ACCEPTED IN COURT. Kindly pay your minimum dues today to avoid Issuance Non Bailable Arrest Warrants by logging on to http://www.gopaysense.com/pay . This will give impact to your current job as notice will be sent to the HR of your current employer.

      Message Received from [protected]
      Hello,

      Apologies for the inconvenience.

      Our team has raised the issue with the concerned department. They will get in touch with you in 24 to 48 working hours. We also see that you have missed your EMI of June, kindly pay the same at the earliest.

      Regards,
      Team PaySense
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        R
        ramsingh ahirwar
        from Mumbai, Maharashtra
        Jun 24, 2019
        Resolved
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        Resolved

        Address: Bhopal, Madhya Pradesh, 462030

        On 20th june 2019. I was applied for a loan through paysense app. I signed the e loan agreement on 21th june after that a paysense compnay executive singed a nach farm on 21th june. Showing your loan is approved and. We will disburse the money after or agent collect your singed auto debit farm (Nach).
        But i have singed nach farm... Paysens has not disbursed my loan amount yet.
        While company policy is that get instantly funds.
        Jun 29, 2019
        Complaint marked as Resolved 
        Thank you Paysense, My Loan Has been disbursed Today . But make your system fast and Take a customer Help Line no . Thank-you Very Much...
        Jun 27, 2019
        Updated by ramsingh ahirwar
        no one is giving me satisfaction answered..paysense employee says every day 24 hours wait kariye ..
        if you really want to give me loan ... then plz disburse loan amount otherwise reject m y loan so that i may try another company...
        Jun 29, 2019
        Updated by ramsingh ahirwar
        there is no updates from paysense till now .. paysense company employee never responses to customer.. all document has been taken by company but there is no loan amount disbursed till now..

        Hello!

        We are extremely sorry for the delay caused in your case.

        Please help us with your registered email Id here so that we can check the reason for this delay.

        Regards,
        Team PaySense
        ramsingh ahirwar's [Complaint's author] reply, Jun 27, 2019
        [email protected]
        please sir get it done fast
        Hello,

        Thanks for sharing your details with us.

        We have escalated this issue with the concerned department. You will get an update on the APP in a maximum of 2 working days.

        Regards,
        Team PaySense
        ramsingh ahirwar's [Complaint's author] reply, Jun 28, 2019
        there is no updates till now ???????
        Hello,

        Your application has been approved today. You should receive the funds in your account in 2 to 3 working days.

        Regards,
        Team PaySense
        I applied for loan on Paysense and the loan is approved on 26th june 2019 and i signed loan agreement also. I uploaded NACH form on WhatsApp and send the NACH form by courier also. Now its 6th day and disbursement still not credited. Application showing we will disburse the money in your bank account 3-4 working days.
        Sandesh Arunchandra's reply, Jul 2, 2019
        Their customer support not give the proper answer on delaying disbursement. they send again and again system generated mail.
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          A
          A9av
          from Patiala, Punjab
          Jun 24, 2019
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          Address: New Delhi, New Delhi, Delhi, 110045
          Website: [email protected]

          This payment company collection team has gone so so low and guttery that they have called the old age parents of mine and abused them. Literally abused. They also called the other family members of my contact list and literally said some unspeakable things to them. And all this because i missed my emi for 12 days. I paid 28 emi and was left out with 3 only and these scums ruined my reputation my family reputation in front of all of my relatives. I will pay my dues. But i promise that now i am gonna invest a good amount of time to make a permanent dent in this company. Even if i have to kill someone.
          Hello,

          We will surely look into the complaint raised by you.

          We do not encourage such activity, please help us with your registered email Id here so that we can look into the matter.

          Regards,
          Team PaySense
          i have paid all 9 emi every month but they dont spare 1 month they have sent me fake legal notice plus they called all my relatives my friends my co workers this is harashment some people might go for sucide im going through alot right now and thia people keep on calling my parents they are disturb, i have taken the loan you are only allwd to call me and also i said please you know my address send me legal notice im ready come to the court i have them if they can reduce my emi they never reply im so disturb right now.
          Hello
          Even they hv done same to us
          So I can understand
          Plz let me know i[censored] hv taken any against them
          As even we want to file a complaint against this abusive paysense company as atleast other ppl get save
          Dear All. Hi there frustrated friends, who are been torchered by Fraud PaySense employees calls, messages, mobile hack can email us at [protected]@gmail.com We have already started working towards taking PaySense to court and we need more people to come forward and support us. Do drop a mail about the incident and harreshment happened with you at [protected]@gmail.com. Instagram ID ( PaySense.fraudhey)
          THIS IS LAST & FINAL WARNING that Case under IPC Section 138c of Neg instruments act is Now accepted in court against you for Non Bailable arrest warrants. IF DUES ARE NOT CLEARED TODAY, WARRANTS WILL BE EXECUTED TOM MORNING FOR TOTAL AMT RECOVERY OF Rs.7617. Clear minimum of Rs.3771 to avoid Legal actions.
          Here is a good idea, madam and sir. PaySense has FD Twitter handle. Jst post this comment or harreshment images on all their FB post. People must know about this
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            P
            paysense fraud
            from Chennai, Tamil Nadu
            Jun 23, 2019
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            Paysense has misused my phone and download the contact list without my permission. Their scan call centre has called each and every one in my contact list and spoke abusive words. They has violated the privacy and with i have filed a non bailable complaint against the firm employee. The number have been traced, which were used to make fake collection calls. A letter to same has been sent to rbi. With thisove and fraud activity, i advice people to not use paysense services. We have recorded conversation and same has been submitted to court. We have sent legal notice and we didn't not get any response.

            As a move to spread awareness and information protection act. We have started an instagram page to help depressed people in need

            Hi there frustrated friends, who are been torchered by fraud paysense employees calls, messages, mobile hack can email us at [protected]@gmail.com we have already started working towards taking paysense to court and we need more people to come forward and support us. Do drop a mail about the incident and harreshment happened with you at [protected]@gmail.com. Instagram id (Paysense. Fraudhey)
            Hello,

            We will surely look into the complaint raised by you.

            We request you to help us with your registered email Id here so that we can look into the matter & assist you further.

            Regards,
            Team PaySense
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              P
              Pandu Madhu
              from Almora, Uttarakhand
              Jun 21, 2019
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              Address: 337b, pocket n, 110076
              Website: www.gopaysense.com

              I am gating calls from recovery agent of Paysense and using abusing languages and threatening to my dad and mom on call and even calling on my all contact number and saying i have given number in reference.this paysense recovery team are using abusive languages and provoking me to use abusive language, they dont know how to talk with customer, i have send couple of mails to [protected]@paysense.com but dont get any reply...
              Jun 21, 2019
              Updated by Pandu Madhu
              www.gopaysense.com
              Hello,

              We are extremely sorry to know that.

              We will surely investigate & take necessary action on this. We request you to help us with your registered email Id here so that we can look into the complaint raised by you.

              Regards,
              Team PaySense
              I have received a mail, app notification, . SMS & WhatsApp mesg that the loan amount is disbursal has been credited to you bank account but when I checked my bank details I don't see any amount has been credited by paysense I request you to kindly look into this they are are not even responding to mails
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                J
                jayantanshuman
                from Mumbai, Maharashtra
                Jun 18, 2019
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                Address: Flat no-C1703 Divyansh Flora Gaur City 2 Greater Noida West, Near Gaur International School Noida, Noida Gautam Buddha Nagar Gautam Buddha Nagar, 201309

                I have been trying to contact Paysense to foreclose my loan and they are not responding. It's been now 8 days and apart from automated responses I have received nothing. There is no contact number or even chat service. They are behaving like thugs. I have sent multiple requests to either contact via email or by calling back and nothing happened. This is disappointing.
                Hello!

                We have sent you the foreclosure details on 12th June on your registered email Id. Looks like you have missed the same. However, we have requested the team to send you the details again & you should receive the same by end of the day.

                Regards,
                Team PaySense
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                  R
                  ramaiah sagala
                  from Calicut, Kerala
                  Jun 16, 2019
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                  Dear sir/madam,
                  I am taking a topup loan from paysence and my on going loan is closed.
                  But they deducted EMI of closed loan.
                  I was sent a many mails to them.
                  They said technical error your amount will refund in 15 days. Every time I complaint they said same answer. Now it is more than 50 days.
                  I am not pay the current EMI because they have my money enough to clear Emi. But they are collected 690/- for late payment. I don't understand what they are doing.please help me.
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                    Z
                    Zuber Kazi
                    from Mumbai, Maharashtra
                    Jun 12, 2019
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                    Hi
                    i am gating calls from recovery agent of Paysense and using abusing languages and threatening to my dad and mom on call and even calling on my all contact number and saying i have given number in reference.this paysense recovery gundas are using abusive languages and provaking me to use abusive language, thay dont know how to talk with customer, i have send cuppal of mails to [protected]@paysense.com but dont get any reply
                    Hello,

                    We are extremely sorry for such an experience.

                    We have forwarded your complaint to the concerned team on a priority & you will get a call from our senior person in 24 to maximum 48 working hours.

                    Regards,
                    Team PaySense
                    Go paysense company and I will get loin
                    Very good loun company paysense have you know know that he just like you are my phone KO ue yeah HRI paysense
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                      U
                      Uday chandran u
                      from Bengaluru, Karnataka
                      Jun 11, 2019
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                      Address: Bangalore Urban, Karnataka, 562106

                      Paysense is a finance provider company I have taken 100000 loan in EMI of 9480 monthly they have called me and asked to pay online I did the same but again they have debited my bank account total 16960 they have taken why they do like this and there is no customer care number for them only non voice process and this is [censored] if we dint pay EMI immediately they’ll call us but for problems no customer care number service...
                      Please get me a solution to this
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                        J
                        jasmina92
                        Jun 10, 2019
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                        Address: 560029
                        Website: paysense

                        I applied loan on pay sense, all my documents were collected by the agent .
                        after 3 days i got an message that the loan is disbursed, however i did not receive a thing, i sent several emails but got no answer .
                        then after 3 days someone called from paysense telling i will be getting by end of the day but did not get, he asked me to give the good rating of the app on play store.
                        now its 7 days i still did not get a thing but in the app it is showing that it is credited. Mind you people i wont pay a thing until i get a loan, its a good way to scam people.

                        bunch o[censored]n-professionals working there, no one bothers to reply or to give a update
                        Hello sir app on showing we will disburse the money in your bank in next 3-4 days and i got mail he said me 24 hour but i am waiting from 4 to 5 days.
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                          M
                          mithunigs86
                          from Chennai, Tamil Nadu
                          Jun 10, 2019
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                          Address: Coimbatore, Tamil Nadu

                          I applied for the personal loan in paysense on may 31st after all the formalities. they collected my auto debit form on june2nd.
                          Today i got one mail stating my loan amount was approved and it will be credited in my account in 1 working day.
                          But in the app it shows my loan has been rejected. I dont know what s going on

                          Here i have attached screen shot
                          Jun 11, 2019
                          Updated by mithunigs86
                          I sent nearly 15 emails. No reply from them
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                            L
                            Lee maya
                            from Delhi, Delhi
                            Jun 9, 2019
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                            Previous loan 9 emi installments in that I cleared 8 emi lastly 1emi was due to be pay on next month 3rd July so for top up loan additional I applied loan yesterday Saturday morning so everything applied finally got message from pay sense that ur amount will credit disburse within 24 hrs late night 11 pm I got message that ur amount credited to ur bank account...for details confirmation I checked many times bank balance amount was not credited I'm really in tension fearly no response from pay sense upto now so many times raised many mails single mail also no response I'm really fed up
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                              @Soni@kumari
                              from Delhi, Delhi
                              Jun 8, 2019
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                              Address: A-26, aali vihar, sarita vihar, New Delhi, Delhi, 110076
                              Website: [email protected]

                              I want loan from paysense of rs 1 Lakh but your agent Abhi singh provide me 61000/- loan and on 31st jan 2019 rs 58314.55 is credited in my account but your agent said that ma'am transfer this amount on my account i will cancel this loan and again will provide you rs 1 lakh loan, on same day i transferred that amount that i have also mail, , and he provide and 1 lakh amount loan threw money tab, but next month in feb 2019 i receive EMI SMS from PAYSENSE for deduction of rs 4819/-, after i spoke to Abhi singh regarding loan that he already told me about paysense loan cancel, after that he said ma'am this loan will take 3 EMI after it will autonomic cancel but this month in june it's again i receive EMI sms from paysense.and now Abhi Singh not receiving my calls and not responding me.
                              Abhi singh no. [protected], [protected]
                              Email id :;- [protected]@gmail.com, [protected]@gopaysense.com

                              I want that take strict action against Abhi singh and refund my money other wise i also complain to Police regarding Paysense and Abhi Singh

                              Vineeta [protected] contact me on this number.
                              We can assist you on this.
                              Kindly mail us on tuliks.[protected]@gmail.com or call us upon [protected]
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                                R
                                Rohityadav0606
                                from Mumbai, Maharashtra
                                Jun 8, 2019
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                                I think it is a fraud.

                                I have received email n sms that the loan amount has been disbanded on 6th june 2019 but till date it is not disbursed yet. Yesterday they told me that it will get disbursed within 24 hours but still not received any amount.

                                They have deducted pre emi from 6th june and still the loan amount not disbursed. They are making fool to the common people.

                                RBI should get involved in this and penalise for the same.
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                                  H
                                  Hari910
                                  from Delhi, Delhi
                                  Jun 4, 2019
                                  Resolved
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                                  Resolved

                                  Address: Our Office. We are located in India. MUMBAI. Jaivilla Dev Shakti 49 Tilak Road, Navyug Colony, Santacruz West, Mumbai, 400054, 400054
                                  Website: Paysence app

                                  Dear sir
                                  Requesting you kindly look at the said matter case I have taken personal loan from paysence for EMI of 9 month now I already laid all EMI and also I informed to mail through payments slip of my last month April and may2019..but still company heat the ecs in my account. And I also informed to collection team in many time of all amount which is payments by me...plz find tha attachment of payments slip month of April and last EMI slip...
                                  Jun 5, 2019
                                  Complaint marked as Resolved 
                                  [email protected] ..don't have any contact no
                                  Jun 05, 2019
                                  Updated by Hari910
                                  Requesting you kindly mark the investigation for said case...please help, today company again hit ecs in my account, who will be responsible for bounces charges of ecs...pleases do the needful. My last EMI was 4329 but I was pay 4400 in may 4th..please find the attachment

                                  Hello,

                                  Sincere apologies for the inconvenience caused.

                                  We have raised the issue with the concerned team on a priority. You will get a call from the team in 24 to 48 working hours.

                                  Regards,
                                  Team PaySense
                                  Hello,

                                  Sincere apologies for the inconvenience caused.

                                  We request you to help us with your registered email Id here so that we can look into the issue & get back to you with a resolution soon.

                                  Regards,
                                  Team PaySense
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                                    A
                                    amju amju
                                    from Cheyyur, Tamil Nadu
                                    May 31, 2019
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                                    This paysense is sending me the following message for not paying 4 emi because of my bad financial condition.
                                    Dear amjathkhan karimulla, this is last & final warning that case under ipc section 138c of neg instruments act is now accepted in court against you for non bailable arrest warrants. If dues are not cleared today, warrants will be executed tom morning for total amt recovery of rs.52600. Clear minimum of rs.8015 to avoid legal actions. Please log on to http://www.gopaysense.com/pay using your reg mob number and clear the dues immediately.
                                    Hello,

                                    We would surely look into the issue raised by you here.

                                    We request you to help us with your registered email Id so that we can escalate this further.

                                    Regards,
                                    Team PaySense
                                    Hello team
                                    Dont know who has taken this loan and paysense keep calling and saying that my name was in his contact list and now he is not making the payments i want to understand did this guys asked before giving the loan to other party if this does not gets resolved i ll post it to consumer forum
                                    I got a message saying my loan has been disbursed and the loan credit status is also shown in the app, but still the funds have not been credited to my account. I emailed paysense but haven't got any reply from their end till now. There is no customer service number.

                                    Pathetic service. Will take this matter to consumers court.
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                                      G
                                      Goutham Sohan
                                      from Delhi, Delhi
                                      May 31, 2019
                                      Resolved
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                                      Resolved

                                      Address: Mumbai, Hyderabad, Andhra Pradesh, 500068

                                      Hello i am M Gowtham took a loan in Paysense i have been paying all the emi but every month ill pay it end of the month im paying all the bills Because of your collection department calls and torture im gonna die today I'm so much pissed of im paying all the emi at end of the Month but this time your collection department called so badly and spoke so vulgerly today I'm Dying for sure how bad and cheap your people so sick you people also will understand the pain

                                      M Gowtham
                                      [protected]
                                      May 31, 2019
                                      Complaint marked as Resolved 
                                      [email protected] (company email id) 091678 25436 083697 56535 020 4855 3102 collection department
                                      May 31, 2019
                                      Updated by Goutham Sohan
                                      My problem is not solved please solve it immediately
                                      Hello,

                                      We are extremely sorry for the inconvenience caused to you.

                                      We request you to help us with your registered email Id here so that we can look into the matter.

                                      Regards,
                                      Team PaySense
                                      Facing same issue. They call and speak what not. They abuse and use slangs all the time. They called my family and said all slangs and told they will come and beat everyone. I have taken all recordings and have filed a police complaint and court case for these abusive people. They do not follow any RBI protocol or rules.
                                      [protected]@gmail.com
                                      Here is my mail id
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                                        N
                                        N1kh1lkum@r
                                        from Bengaluru, Karnataka
                                        May 29, 2019
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                                        This is the worst app ever I have seen. And most importantly is the customer support where you won't get any response from them even after multiple mails sent .I had applied loan on 23rd of May and today it's 29th still amount not received and no response from support team even after sending bank statement and all. My email address is [protected]@gmail.com.
                                        Kindly check .
                                        Hello,

                                        Sincere apologies for the inconvenience caused.

                                        We have responded to your query yesterday & we have received the bank statement too. The team will forward the same to the concerned department & reply to your request within 24 working hours.

                                        Regards,
                                        Team PaySense
                                        Hi. My name is Rayappa. I have taken loan amount rupees 30000... SL2432149. On 6th june night I've got a message that loan amount rupees 28298 rupees was credited to my kotak mahindra account... Today is date 8th June still I didn't get my loan amount to my bank account... Am attaching the screenshort to this.. Please solve the problem
                                        With respect to the above subject, even i have completed my full and final settlement, i am unable to get an NOC, i have sent out 6 remainder by mail, since their not have a contact no. even after that no reply
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