PhonePe — amount debited from bank but transaction failed

Address:vijay dandekar chawl,mahim road,, opp laxminarayan temple,, Thane, Maharashtra, 401404

28 nov 2019 transaction for payment lic premium via phonepe app but amount debited from bank but transaction failed. but amount not credit in my account so pleased help.
28 nov 2019 pay lic premium via phonepe and amount debit from account but transaction fail. and i call to customer care say hojayegga but till date no amount credit in bank. Bank say debit from account and middle phonepe credit but lic premium not paid because of transcation fail.
So pleased refund my amount as soon as possible.
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My transaction has been failed but also I didn't receive my money back
I payed my Visa credit card bill Rs.47972 via phonepe but it is not reflecting on my credit card limit. Please refund my money immediately or make it to reflect immediately in my credit card. The amount is huge. Please help me. Please.

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