Policy Bazaar — No refund after cancellation

Address:

Gurgaon, Haryana

Policy Bazaar didn't refund after three month. Now saying we can not refund without approval ...don't know when we will get approval.
I bid the travel insurance policy from Policy Bazaar which is biggest fraud company in insurance sector. that was not in list of France embassy i bid alternative policy and applied for cancellation on 25 October. they never refund my money. they said we never refund the money without approval. we dont know about approval. who to give this whom is not cleared. please dont get in trap of both of these company.