Postal Life Insurance [Pli] — death claims by next to kin.

A person had done pli in 1995 appointing his mother as nominee, as he was bachelor. However, later he had married, but didn't changed the nomination to his spouse. The insured and mother died in a car accident six months ago. The spouse obtained next to kin certificate from appropriate authority. But home p. O wants legal heir certificate. If the claimant obtains the same, she have to pay 10% as stamp duty. Poor spouse she lost everything and also not allowed to claim her stake. Is there any way to avoid that?
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It is submitted that my pli policy no 1210463 has not been migrate please migrate the above policy.

Roshan Tamang's reply, Jan 23, 2019
PLI Policy No APS 1210463L r/o Roshan Tamamg has not been update for 2016 to till date, please update the above policy.
Sir, how can I contact with PLI Cell?

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