Probus Insurance Broker — fake promises & fraudulent service

Address:

Kolkata, West Bengal, 700101

My name is santu sinha, i have purchased hdfc life sanchay policy (On 13th nov 2017) from probus insurance broker limited. I got a call from this company they introducing them as calling from hdfc life.
Mr. S. Ganguly (Not sure his name is shamik ganguly or not, he told me this name) from agent side told me about this policy that 'sir if you pay inr 40000 per year till 5 years, after 5th year end you will get inr 320000 or near about this amount'. He promised me i will get some medical insurance as well. Till now i only received hdfc life policy kit.
My issue is: 1. Till date i didn't received any document related to medical insurance. Now he told me i didn't tell you anything like that.
2. He has provide me fraudulent service like he told me if i pay inr 40000/year till 5 years that means inr 200000 after 5th year end i will get inr 320000. So i have given a cheque of inr20000. When i poke him regarding my medical insurance document he always keep me in a loop and say it returned from your home as we are not available at home. I asked him to show me the tracking id but he refused. This time i doubt about the policy, so i go to the nearest hdfc life branch office and they told me that i have to pay inr40000/year till 5 years and after 15 years i will get inr320000, as the policy is over 3 month so can't be cancelled it, either you have to pay the premiums or forgot what you have paid. I am totally helpless regarding this matter. I need help to get my money back.