Punjab National Bank [PNB] — invalid deduction of amount

Address:Nashik, Maharashtra, 422003

From my Account (Acc No. [protected]), 118.00 Rupees Deducted with heading - ACH return
Charges,[protected]. I need clarification why its charge me.

Also from last month ACH - (HDFC Bank LTD 89629) not deducting from the account.

I am maintaining balance as per require.

Still Facing problem also given written complain, please do needful.
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    Punjab National Bank [PNB] Phone
    +91 11 2610 2303
    +91 12 024 9000
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    Punjab National Bank [PNB] Address
    7 Bhikhaiji Cama Place, New Delhi, Delhi, India - 110607
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