Punjab National Bank [PNB] — Refund is initiated by Amazon but still not credited in my bank account

I have cancelled a product victorinox Rally Red Swiss Army Knife 9 function on 4 Dec 2020. Amazon initiated the refund on 5 Dec 2020 and it was expected to 11 Dec 2020. Amazon gave me the Reference number I'd[protected] but the bank has still not credited my money.
This is urgent please help me as soon as possible.
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