Reserve Bank Of India [RBI] — Drawing extra interest on home loan.

Address:	Kolkata, West Bengal, kolkata
Website:	indian consumer complaints.

I have two home loan at LICHFL, under kolkata south area office. loan nos are[protected] &[protected]. since loan sanction to the date of my last visit at there office on 24.12.15, they hade never told me that floating interest rate will not reduced with market rate if ECS / Cheque has bounced. They raises my rate of interest when market / RBI saises the interest, but they had not reduced any interest for any day when market / RBI reduced the rate interest since the loan sanctioned. So, LICHFL has thefting with me. Please take necessary action to get complete facility of "floating rate of interest" . What ever extra interest they taken from me, please make them bound to immediate adjustment / repay with my principal amount of loan.