[Resolved]  Shriram Chits — Agr no. TRPT2TW[protected] Balasubramanyam sure - Activa loan taken - 18 cheques given amount adjusted -loan cleared - no notice was given

I have taken loan for Activa vehicle from Sri Ram Chits. I given 18 cheques to Company counter Clerck as per rules after paying some advance. My 18 cheques monthly payments were cleared in the Indian Bank, Tirupati, Chittoor District. If any cheque is not cleared for payment in the Bank, that information intimated officially to me on those days, I may clear my due amount long back. I have not received any official notice till now. Yester day I received one sms stating that you are due Rs.3967/- . I was shocked. My 18 cheques are with the Sri Ram Chits. If any cheque not en-cashed in the Bank that cheque must be returned to me officially, then I will check and pay the dues if any. As per my knowledge the company received 18 cheques and presented and en-cashed in time. If any cheque not encashed, they may intimated to me by notice. they have not done. Even now they may returned any cheque, I am preferred to pay the cheque value amount. Take action on the Company for not returning the cheque in time and not intimated by notice in time. At the time of loan sanction, the counter clerck taken a sum of Rs.3000/- as Bribe by telling some compaqny story. we observed 30 days, then complained to the Chennai Office, thenb they warned him by phone, then theybgiven Bribe amount back to me, such is the service doing the Costomers. I request you Sir / Madam take action as per rules, I will also follow the rules. Yours' Balasubramanyam, District Cooperative Officer - Retired - 5/2008, Cell Phone No.[protected].