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Shriram Chits Complaints & Reviews

www.shriramchits.com
1
Updated: Jan 2, 2026
Complaints 389
Resolved
77
Unresolved
312
So far, so good. Shriram Chits is working on building a stronger response system and taking steps to address most of the complaints. While there's room for growth, their efforts show a positive trend in customer support. We hope Shriram Chits will keep up the work and continue to help more customers with their concerns even better 🤝
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Shriram Chits reviews & complaints page 14

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S
Soniya Sundresh
from Bengaluru, Karnataka
Oct 18, 2016
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Address: Bangalore, Karnataka, 560050

I sundresh, I being the agent of the above company from past 20years and I have given crores of business to the company in both chits and insurance. Regarding the complaint I had autioned my 1lakh chit on 12/10/2016. But they company has cancelled my aution and has alloted to somebody else without my notice. The customer service is worst. The company employees doesn't even pick the call nor respond. They are very rude. Literally very unhappy wit there service and the company. And also the company is soo irresponsible that we had payed a sum of rs for a 3lakh chit.. But they dint even put the chit after 3months when we asked they shameless told us to take the money back. Even the higher officers are involved in these kinda activities. No proper information is provided for anything. The most worst company I hav ever seen. Please kindly accept my compliment and oblige
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    R
    Rambabu Vinnakota
    from Vijayawada, Andhra Pradesh
    Oct 17, 2016
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    Address: Krishna, Andhra Pradesh
    Website: PRIZE MONEY

    At Vijayawada sriram chits one town branch staff named NIROSHA was cheated me. She was invested my prize money in sriram insurance instead of fixed deposit. In this ragard I have lodged a complaint at sriram regional office through e mail but we have not received any reply till now, Hence take up issue with concern adn advise us for further proceedings..
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      P
      Parthiban TJ
      from Vadodara, Gujarat
      Oct 16, 2016
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      Address: 635601
      Website: .

      I had booked an FD valued rs.60000/-
      This FD is security deposit of one chit valued rs.5.00 lacs. Monthly due of the chit has closed one year back, still now I have not received the FD receipt and not received the monthly interest for the existing FD from May 2016.
      The FD has booked at Tiruvannamalai branch.
      In spite of several reminders through phone to submit the original receipt, we have not received any responses.
      Pls look into this asap to avoid grievance cell compliant...
      By
      Parthiban
      [protected]
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        P
        Prabh92
        from Siddipet, Telangana
        Oct 15, 2016
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        Address: 507115

        I had 3 no chits in Shriram chits. One no chit of 10 lack in Chirala branch and 2 no 3 lack each in Addanki branch.Four months back one no chit of 3 lack was tendered by me and submitted all the relevant documents after continues persuence. Till today I had not received the subject amount even after complained on 12 th of this month.Poor response never expected this behaviour
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          R
          Ramesh GVS
          from Ponnur, Andhra Pradesh
          Oct 15, 2016
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          Address: 520002
          Website: shriramchits

          Taken a broken chit at 14th month (March 2014) details given below

          Chit reference : 70007/25
          Value : 1, 50, 000/-
          Monthly subscription: 5000/-
          Period : 30 months

          After completion of 20 months it was allocated me, i told to the co - ordinator (Alekya), i wanted to make fd for one year. But the same lady diverted the fd amount 30000/- from 141000/- which was told to make fd.
          After completion of 1 year, i was contacted for fd bond, to withdraw the amount. Then it was found only 111000/- was made fd for one year. & another insurance policy bond also showed me worth of 30000/-, that too lapsed that policy.

          Branch manager: suresh
          Agm : aswin kumar

          Branch:-
          Sriram chits pvt ltd
          27-14-59, rajagopalachari street,
          Governorpet
          Vijayawada-520002
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            C
            chandra_cdpune
            from Hyderabad, Telangana
            Oct 7, 2016
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            Address: 500048
            Website: www.shriramchits.com

             The ‘prize amounts’ should be paid immediately after furnishing security.
             The relevant Act did not grant any time for payment, after furnishing security.
             The District Consumer Forum, Kadapa too has affirmed this.
             It is only M/s Margadasi Chit Fund company that is paying the ‘prize amounts’ on time and also had committed for payment of interest @12%PA from the date of furnishing security in the event of any delay.
             Almost all other Chit Fund companies, to be specific, M/s Shreeram and M/s Kapil are unlawfully detaining the prize amounts for a month or so.
             It is for the subscriber to protect his legitimate right by demanding immediate payment of the ‘prize amount’ after furnishing a satisfactory security.
             Urgent need for a SUO MOTU probe.
            Oct 07, 2016
            Updated by chandra_cdpune             వినియోగదారుడా మేలుకో...
            చిట్ ఫండ్ కంపెనీల మోసాల నుంచి మిమ్మల్ని మీరే రక్షించుకోవడం...ఎలా?
            మనలో చాలామందిమి చిట్స్ లో చేరడం, మనకు అవసరమైనప్పుడు వేలం పాటలో పాల్గొనడం, డబ్బు తీస్కోడం చేస్తూంటాం కదా! చిట్ పాడిన తరువాత మీకు ఎన్నాళ్ళకు డబ్బులు ముడుతున్నాయి? ఈ సందర్భంలొ, మనమందరం తెలుసుకోవాల్సిన ముఖ్యమైన విషయం ఒకటుంది. గమనించండి.

            చట్టప్రకారం మనం సరైన సెక్యూరిటీ ఇచ్చాక కంపెనీ వాళ్ళు మనకు వెంటనే డబ్బులు చెల్లించాలి. ఒక్క మార్గదర్శి కంపెనీ మాత్రం సరైన సమయంలో డబ్బులు చెల్లిస్తూ వస్తూ వున్నది. మిగతా కంపెనీలు, దాదాపుగా అన్నీ, ఉదాహరణకు శ్రీరాం, కపిల్ రెండు తెలుగు రాష్ట్రాల వ్యాప్తంగా, ఆమాట కొస్తే వారి బ్రాంచిలన్నింటిలో, అవి ఎక్కడున్నాసరే, సరైన సెక్యూరిటీ సమర్పించిన తర్వాత కూడా, దాదాపు ఒక్క నెల సమయం తీసుకుంటున్నాయి. ఇది చట్ట రీత్యా నేరం. చట్టవిరుద్ధంగా, వుద్దేశ్య పూర్వకంగా, ఒక్క నెల రోజుల పాటు మన సొమ్ము వారి వద్ద వుంచుకొని, దాని మీద వడ్డీ సంపాయించుకుంటూ, అక్రమార్జన చేసుకుంటున్నాయి ఆ కంపెనీలు. వెంటనే చెల్లించకుండా జాప్యం జరిగినందుకుగాను శ్రీరాం ఛిట్స్ వారికి వినియోగదారుల ఫోరం జరిమానా కూడా విధించింది.

            కావున వినియోగారులందరూ మేల్కొని మీరు సరైన సెక్యూరిటీ సమర్పించిన వెంటనే డబ్బులు చెల్లించమని డిమాండ్ చెయ్యండి. ఇది చట్టరీత్యా మీ హక్కు. మీ హక్కును మీరు పరిరక్షించుకోండి. మోసం చేస్తున్న చిట్ ఫండ్ కంపెనీల ఆటల్ని కట్టించండి.

            మోసం చేస్తున్న చిట్ ఫండ్ కంపెనీల పైన ప్రభుత్వం సత్వరం చర్యలు తీసుకోవాల్సిన అవసరం వున్నది.

            The Author Mr. Thota Chandrasekhara Reddy, Retired Assistant Divisional Manager, (Legal) LIC of India, Kadapa can be contacted at e-mail: [protected]@yahoo.co.uk and Mobile No: [protected].
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              M
              mangarani
              from Tekkali, Andhra Pradesh
              Sep 25, 2016
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              Address: West Godavari, Andhra Pradesh

              Sub: My life has spoiled completely due to pressurizing, cheating, harassing and blackmailing by Tadepalligudem shriram chits Branch, Divisional and Regional managers due to 3 lakhs rupees cutting for shriram life insurance from my chit prized amount of Rs.6, 50, 000 illegally . So please do enquiry and cancel the 3 lakhs rupees illegal insurances and return my amount back to me and do justice.
              Sep 25, 2016
              Updated by mangarani               Please do justice to me.
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                B
                Babjirao.G.
                from Tuni, Andhra Pradesh
                Sep 23, 2016
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                Address: Visakhapatnam, Andhra Pradesh, 530032
                Website: google

                I tithi revathi is having a chit no:67025/29 with commencement no:vnlf25/29 of rs.50000/- for a period of 50 months with monthly installment rs.10000/-. When i am planning to open a chit i contacted the branch and one mr. Ramesh, his mobile no.[protected] is approached me saying that the branch manager has send him for chit opening. He himself introduced that he is an employee of the same branch. I fill all the application forms and paid rs.10000/- to him for the chit on oct'2015. But actually the chit was commenced on jan'2016 the reasons mentioned by the mr. Ramesh, the agent who collected the money is irrelevant and not justifiable. Even though i don't want to extend the issue and agreed to continue the chit. The said ramesh is promised me to collect the monthly installment every month and receipt also issue regularly. But he has never stand on his words and he came for collection once in three or two months and take the money. Even though the money was deposited as and when he is willing and no intimation was given to me when i was called him he tells me a story that systems are not working. Last month some other employee, he don't want to disclose his name and his mobile no:[protected] saying that you are defaulter of two months payment, but actually mr. Ramesh has collected money from me with in the time (Enclosed the attachments). When i am calling to the branch no one is even lifting the phone. Actually, my residence is some how 20 kms from the place of nad branch and also i am a working women, that's why i am unable to go to the branch personally. I am not getting any kind of information like monthly installment to be paid etc.

                Henec, i request you to kindly do the needful in the following :
                1. Information of monthly installment to my mobile no:[protected]
                2. Mode of payment i. E on credit card.
                3. Conformation intimation from the branch to my mobile.

                I am once again request you to help in this issue and save me for this type of fraud employee/ agents.

                Thanking you

                Yours faithfully,

                T. Revathi.) [protected].
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                  M
                  MANI KUMAR SURIPEDDI
                  Sep 12, 2016
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                  Address: Krishna, Andhra Pradesh, 520012
                  Website: www.shriramchits.com

                  We are having Insurance policy in Sriram.Without our knowledge they renewed our insurance and asking us to pay the money.Long back we surrendered the bonds below are the details

                  Suripeddi Prasad:NP[protected]

                  Suripeddi Lalitha:NP[protected]

                  We have been regularly visiting the branch where our insurance has been processed, but the response of the staff is not at all good, Even we raised a letter the same issue to head office(Vijayawada, Andhra Pradesh) a week before but still no response.Its been more than an year the issue has been running

                  Please do the needful.Please find the attached documents for your refe
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                    D
                    dhanabai
                    Sep 10, 2016
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                    Address: 600073

                    Sir,
                    Iam dhana lakshmi from chennai. I had taken two wheeler loan from ur esteemed organisation. Loan tenure is completed last month (august) 2016. I have submitted all the documents needed. But still they say (selaiyur branch) it will take one month for clarification. Another issue is on 10.02.2015 cheque was bounced but I had enough balance in my a/c. This was a mistake from ur side. For this they asked bank statement, that also I submitted. Still they say it will take two months, one month for this cheque bounce and to issue RC and noc. Kindly provide me RC and noc as earlier as possible. Thanku
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                      K
                      k vsarma
                      from Gajuwaka, Andhra Pradesh
                      Aug 31, 2016
                      Resolved
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                      Resolved

                      Address: 530041
                      Website: shriram chits private limited

                      I have a chit no. Vhlf-27/16 in your maharanipet branch of visakhapatnam. I enrolled in this chit on[protected], the chit started in september 2014. Since then, i am not receiving monthly intimation cards nor smss to my mobile. I am up-dating my residence address whenever there is change. 4-5 months back, i complained to the then branch manager, but no use. Last month i met the present br. Manager sri t. Krishna prasad. But there is no change in the situation.
                      Pl. Cause necessary enquiry and see that i get the first hand information. Also, always there will be cash change problem. They prefer to take amount in multiples of hundreds. This type of transactions also may be avoided.
                      Sep 15, 2016
                      Complaint marked as Resolved 
                      Since the date of complaint till to-datw, I did not receive any reply, nor action taken report, nor e-mail or SMS from them.This shows their lack of interest in the customers on their rolls. Very sorry state of affairs. Any-body can suggest me what further action I can take?. I look forward to the valuable suggestions
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                        A
                        akki goud
                        from Hyderabad, Telangana
                        Aug 27, 2016
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                        Address: 500003
                        Website: www.shriramchits

                        I akki santosh kumar member o[censored]r chit company santosh nagar branch hyderabad past sevan years with ur chit company i have completed my 2lakhs chit and 1lakh chit is running.and ur not given my documents .somebody taken my documents from ur office records and misused that documents to P.Venkaiah s/o P.Venkata ramaiah occ;bussiness andhra tiffen centre at kothapet hyderabad i dont know who is he and is chit no SRLC 07/25 and they use my documents as surety to him without my permission and made my signature forgery iam already meet and intimated to the santosh nagar branch manager sevaral times but not responding or not taking any action about that in this matter ur branch manager MR Ydagiri Reddy involved.now i got summons from HONORABLE DEPUTY REGISTER OF CHITS/ARBITRATOR, HYDERABAD (SOUTH) case no 360/2016 stating that i should appear before him on[protected] at 3-00pm today i meet hyderabad regional manager MR NALLA MURALI and given him summon and letter he told that i will see the file and call to u iam intimating that ur fogering documents o[censored]r customers so kindly requesting to take necessary acton immediatly against the people who involved including branch manager on that time Yadagiri Reddy otherwise i will proceed legally and i will call all media and news papers and i lodge a 420 and cheating case against ur company
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                          D
                          dgkraju
                          from Bengaluru, Karnataka
                          Aug 25, 2016
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                          Address: 521175

                          Chit Reference: 84002/37
                          Not received bond for Rs.100000/- for one year deposit.
                          Trying to contact your officials Vijayawada branch and Jaggayyapet agent code no:3329J0004. Vijayawada Branch manager requested me to deposit Rs.100000/- for one year and surprisingly sent bond for 5 years to renewal with every year. The name is Mr. V. V. R. Murthy- Divisional Mgr, Vijayawada branch and his mobile:[protected],[protected] land line. Number of times requested him through SMS also, ultimately no response from him.
                          Kindly resolve the issue immediately.
                          Regards,
                          D.Gopala Krishnam Raju
                          Vice President
                          Kakatiya Cement Sugar & Industries Ltd., V.P bunglow, Srinivasa Nagar, Jaggayyapet-521175, Krishna District, A.P
                          Mobile No:[protected]
                          Aug 29, 2016
                          Updated by dgkraju                           Dear sir,

                          My issue not resolved, som body called after the message on 25th Aug 2016 from Mobile:[protected] and said that he will contact after discussing the matter with his higher officials.
                          I have sent the reminder through SMS, but no response from the said mobile number.
                          Regards,
                          D.Gopala Krishnam Raju
                          Vice President
                          Kakatiya Cement Sugar & Industries Ltd., V.P bungalow, Srinivasa Nagar, Jaggayyapet-521175, Krishna District, A.P
                          Mobile No:[protected]
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                            P
                            Prabhuchand reddy
                            Aug 10, 2016
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                            Address: Warangal, Andhra Pradesh, 506134
                            Website: Gmail

                            Dear support, i have a running repayment process for a loan... If all of the balance is payed at once... Does the intrest decreases...? If it is decreased can u please tell how much percent does it be decreased... I have already paid half of the emi 's... That is 12emi's from a total of 24... Can you please provide information by the following details
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                              T
                              Thonas
                              from Kavali, Andhra Pradesh
                              Jul 31, 2016
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                              Address: Prakasam, Andhra Pradesh

                              Without request from my side, only basing on my previous loan history in shriram chits, ongole branch, they sanctioned me 100000/- loan and they took blank cheques. Through the cheques they debiting loan amount from my bank account. Later they forced me for cash payment why because they misplaced my empty cheques and forcing me for payment. I replied them in my bank account sufficient money is there, hence draw through that cheques or otherwise return back my cheques then only i will pay the installment money. But they filed court case against me and also compelled the persons who given surety to me. Is this genuine?

                              From:- makkena thomas ongole
                              Jul 29, 2016
                              Updated by Thonas                               I took loan from shariram chits In ongole branch, they took empty cheques for EMI, later asked me cash. I asked my cheque return to pay cash.They simply told misplace the cheques.if they give my cheques i can pay the cash. they filed court case against me. the circumstances explained above i submit a complaint 2take furter action

                              From:-
                              M.THOMAS
                              Jul 30, 2016
                              Updated by Thonas                               Sir
                              I took loan from shariram chits In ongole branch, they took empty cheques for EMI, cheques were misplaced by them and hence I was pressed for cash payment i can't trust them 2give cash without get back my cheques.they filed case against me.

                              Hence the circumstances explained above take appropriate action against them

                              From
                              M.THOMAS
                              [protected]
                              View replies
                              Sir, I am Meenakshi from Dindigul I I I want to know my chit amt every month via mail-id. This is my email id sss.[protected]@gmail.com.
                              Group no and chit number 4840/ 18010005. 10 lakhs chit. please update it every month to my emailid. Thank you
                              Reply
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                                E
                                Elumalai Annamalai
                                from Delhi, Delhi
                                Jul 20, 2016
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                                Address: Tiruvannamalai, Tamil Nadu
                                Website: Shriram Finance

                                Dear support,
                                My name is elumalai a from tiruvannamalai and my pan card no is : aaite9440n. I have procured a loan from shirram chit/shriram finance on 2007 and i couldn't pay it in time but cleared it very soon and got noc from shriram finance but when i try to procure a loan from any bank they say that my cibil rating is too low and they couldn't process loan beause of it.
                                I heard that this ratings are updated once in 10 years and automatically my rating will be positive after 10 years if i have made the payment and received noc.
                                Is there any option to increase my cibil rating? I am completely unaware of this. So if you could help me on this, it would be great.
                                Love to hear from you asap.


                                Regards,
                                Elumalai a
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                                  S
                                  sundaramg
                                  from Kumbakonam, Tamil Nadu
                                  Jul 15, 2016
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                                  Address: 607001
                                  Website: www.shriramchits.com

                                  Sir/madam,
                                  I am the regular customer of shriram chits from the year of 1993 in chits without any default i have paid the monthly instalments and i am not the customer of taking chit and furnishing security to the amount payable as balance. i used to furnish my amount as security in the shape of deposit every time. further i made so many deposits other than the chit.

                                  Moreover i am now a customer in the chit of 4420/53070/24 and i was prized for the last january 2016 at the time of my 26th instalment, but i was paid with the chit amount only on 9.3.2016. i furnish the security of rs.30, 000/- for the balance amount payable for the further 12 months at the time of my 28th instalment.

                                  My problem is the security furnished by me in the shape of deposit was informed to me by way of sms.in the trust with shriram i am not saving the sms and the same was erased in due course automatically. then i approached the shriram for receipt of deposit furnished by me. they said the original could not be issued till the security purpose is in force and they accepted to furnish the xerox copy of the deposit receipt. i accept and the xerox copy should be endorsed to the effect that original deposit is with us for the purpose of security for the chit mentioned above and the original will be issued after the closure of the payment of last instalment of the chit. again they accepted and issue me the endorsed xerox copy of the deposit receipt. these are all the struggles during the last five months by me, till today i am not issued with the xerox copy of deposit receipt.

                                  May i know whether the deposit is with you and when the deposit receipt can be given to me and also i further wish to know whether the endorsed xerox copy will be issued to or not. please clarify me in this regard and do the needful or issue me the endorsed xerox copy of deposit receipt.

                                  Thanking you

                                  G. sundaram.
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                                    dr_rasheed
                                    from Siddipet, Telangana
                                    Jul 11, 2016
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                                    Address: Adilabad, Andhra Pradesh, 504001

                                    Respected sir/madam

                                    My self dr. m. a. rasheed (adilabad. telangana state) as u r old chit member
                                    Ab lt 6/40 and ab lt 8/25 this two chits i have already taken with lots of problem.

                                    Now i have a new chit ab lt 15/26, i am regular in payment of amount every month without fail but facing with lots of problem such as not entering my amount regularly
                                    In online. still i have not received gift after 34 months.
                                    All are involved in this game with sunil manager of branch. ali and dattu and sultan.
                                    Please take necessary action against all this member.

                                    This was my last and final chit o[censored] r company because i never expect this thing from u and u r company. i never be a member and i suggest to others also that this was a
                                    Very bad company to customer and its relation and problem.

                                    There are lots of things to say but i am not interested to discuss.

                                    I hope u will do some thing. but i have a dought with u r company action.

                                    Thank u
                                    Dr. m. a. rasheed
                                    Adilabad
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                                      sataeesh
                                      from Mumbai, Maharashtra
                                      Jun 18, 2016
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                                      Address: East Godavari, Andhra Pradesh, 533440

                                      Sir i deposit 20, 000/- amount at East Godavari, Samalkot branch . But staff have given no deposit bond then i will go to our branch and ask the staff why should don't gave me bond they said below 50, 000/- deposits are not permitted so we refund out amount of Rs 20000/-. they said this words last 2months.

                                      plz kindly refund my amount sir.

                                      name : Balla Veera Sathibabu, Nominee : Balla Devi
                                      d.no. 16-15-60, Nuvvulagunta Street, Peddapuram - 533 437
                                      Banck Account No. IDBI Cust ID: 86082052 A/C No.[protected] IFSC : IBKL0001509/ MICR:[protected]
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                                        Ramprabu AR
                                        from Mumbai, Maharashtra
                                        Jun 18, 2016
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                                        Address: Chennai, Tamil Nadu, 600064

                                        Hi,

                                        A worst finance company, they have been forced me to take a two wheeler loan with them, but now for non payment of 3 emis they brought 5 gundos to my home and rudely behave to ladies in house and also they seized my vechile. For seized vechile they dint give me the proper documents for seizing to recover their debt and also after recovery still they take money from my bank through ecs, almost going to be 3 months till now i dint get the loan closer paper. This problem is with shriram chits, tambaram branch.
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                                        My name is nagaraju and i am run the track in sriram chits before 3 years. and i have the good track also and iam asking another loan at sullurpeta branch. but here i am expected (eligibility) amount also not giving me
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