Star Health And Allied Insurance — Health Insurance Claim was not fully approved

Address:

Gingee

I have Star Health Insurance policy from 26-Dec-2016. In Feb 2023, my wife had undergone left ovarian cyst operation, the cost of operation and medical bills RS 45616.00 in non-network hospital of Star Health Insurance, same amount was applied for re-imbursement, only RS 31420.00 approved by them. They were telling so many reasons for RS 14196.00 rejected amount. Almost 30% of the amount was not approved by the medical team of Star Health Insurance. Raised grievance in Star Health Insurance, no helped, same comments from them.
I had paid insurance premium RS 116834.00 for last 7 years, if put it same amount in Fixed deposit, it may help better than Star Health Insurance.
Don’t go for Star Health Insurance, it is waste of money as well as they will not bother about insurer, their way of communication to the insurer also very poor.