Star Health And Allied Insurance — Increase in premium with the out the change of age slab

Address:

Near kummaripalem center, 1-3/18-32, Tunuguntla vari street , opposite Yakkala jyothi hospital, vijayawada

I have taken "Family Health Optima Insurance Plan" policy in star health in 2018. I have continued it till now and now all of a sudden I could see a spike in premium from 21, 600 to 31, 400 some change.

When I ask the reason for the increment what I got as an answer from customer care executive is they are few more benefits have been added to this plan and hence premium got increased.

My first question is Did I ask for additional benefits? I just need to renew my old plan to the further years and I don't need any benefits added since I am ok with benefits I get during issuing the policy for the first time.

It is like I have taken Car of low variant and went to service center and while service people have few more gadgets to the car which I was not interested and asking for money out of it.

This cannot be done especially in the health insurance, Health insurance has an advantage of have the same policy for longer periods which will support more diseases. Demanding more money for the same policy renewal with out the change of age slab is like blackmailing people to renew it since they cant go for new policy at the higher age loosing long running policy.

Thanks
Anil
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