State Bank Of India [SBI] — Continued illegal practices by SBI to put customers into hell

Complaint against-
STATE BANK OF INDIA
MUMBAI

My SBA [protected]
at Would House road branch (0572)
Mumbai 400 021

Subject
Legal notice served here by upon SBI giving seven days ultimatum to provide your legal reply concerning to the long pending servere issues, causing hell of trauma, troubles and waste of our valuable so much time duty your persistent and purposeful criminal negligence, not tolerable anymore. And if you still fail and ignore as you are habit and for, a legal case will be filed against you in the consumer court under the consumer protection act, 1986 entirely at your risk and cost and consequences for compensation and penalty of Rs ons lakh for each offence of criminal negligence and deficiency committed by you. As elaborated below.

1. INCOME TAX FORM 15H -
Refer our previous many grievances put to you for your illegal clause in 15H, illegally restricting senior citizen to avail of 15H, if his annual income in any financial year exceeds 3 lakhs. The law says such restriction of exemption limit is not applicable to a senior citizen, where as 15H is meant for only senior citizens of 60 years or above.
The law says, if a senior citizen's annual income is not taxable, maybe beyond 3 lakhs, he could submit 15H.
But you continued and remained stuck with your illegal clause, still after heap of warnings and complaints, sent to you through emails and through various regulatory authorities, making us face hell of trauma and troubles to complete 15H.
We had to to lie every time in 15H, declaring falsely our income below 3 lakhs, carrying the serious risk to face problems from income tax authorities and your liable for these trauma.
Therefore consequently you are liable to pay compensation for all these trauma for Rs 1 lakh, plus legal and other expenses.

2. SCSS quarterly interest always illegal delayed
Refer our various complaints, through regulatory authority authorities also but you never cared to rectify your illegal habit to make the interest credited into our account properly on time but always delayed it till the day ends.
We had also submitted the screenshot of India Post, where the y always credit the quarterly interest amount at midnight, when the 31st day begins but what you do, you credit when the 31st day ends in the night, when this amount cannot be used on that day. So you retain the interest for the whole day with you making you liable to pay the interest for that day also, which you have never done, in a spite of our several warnings. This very clearly proves your purposeful negligence and deficiency punishable under the consumer protection act, 1986, making you liable for this offence to pay compensation of another one lakh rupees, plus legal and other expenses.

3. Your YONO app malfunctioning for so long
Refer our various complaints sent along with screenshot, how your YONO app is malfunctioning and remains stuck, causing hell of trauma to us but for so long you ignored and did nothing to rectify your app system error at your end in your system but went on asking about our mobile details which we provided but you continued to remain as idle and negligent as ever. Again holds you liable to pay compensation of another one lakh rupees, plus legal and other expenses.

4. Arrogant, obscene, rude and humiliating language by your cashier but no action by you.
In this serious case too, you have totally failed in your legal duty to take stern action against such culprit. Your lall the efforts were directed only to protect this shameless person. You even failed to mention his name, in spite of our repeatedly asking. This person had even dared to use obscene language to my wife and your protecting such a creature. As pointed out earlier, for complete episode, contact the then chief manager Shri Subbarao and his assistant Shri Guru.
Another evidence of illegally protecting the accused, the shameless creature, when SBI failed to make tender written apology but it came from the new chief manager. If a rapist is convicted, who will be hanged to death for rape? The rapish or anybody else?
So evidently this SBI and the cashier, both are equally and severely and jointly are liable and guilty for the offence as cited above and elaborated in our previous complaints, making both have them pay compensation and penalty jointly for rupees one lakh, plus legal and other expenses.

5. It is very pertinent and scaring to observe that SBI has $2.6 billion of loans to Gautam Adani. Consequently SBI shares values lost 10.28 per cent in the past one month. We have invested many millions as FD in your SBI Bank and considering the above incidence of Gautam Adani, why shouldn't we withdraw all our millions from your bank entirely at your risk and cost, considering your SBI Bank no more safe even for a penny invested in your such a bank?

RK Agrawal
(Deponent)
Place- Mumbai
Notice ultimatum sent on
12th February, 2023