Syndicate Bank — rs.295 deducted from my account

Address:Velupumadugu, 515870

I opened this bank account recently ifsc code: synb0003129, so that i can make a little savings by transfering small amounts of money every month. My recent transcation was 1000 rupees on[protected] from hdfc bank account to syndicate account, the amount of 295. Rs got deducted on mar-02-2019 and the message read like

Your a/c xxx0490 is debited with inr 295.00 on 02-mar-2019 08.48.47pm for service charge

Avl. Bal inr 3, 205.28.

May i know for what services did they deduct money and if this will keep continuing when ever i make transactions to this account.
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I have transferred amount of 35000 from syndicate bank to hdfc bank through IMPS. Amount has been debited from my account but it is not credited nor refund

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