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TATA Capital Complaints & Reviews

2.9
Updated: Aug 22, 2026
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A
anil@12345
from Bathinda, Punjab
Oct 4, 2016
Resolved
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Website: www.tatacapital.com

Sir,
I have given my file before four months in TATA Capital Karnal Branch through MR. Jagmohan(Sales Officer) and Mr. Ajay but four months have passed out they have not taken any action and fooling me they have taken all my original documents fr the purpose of loan they said the sanctioned loan amount is Rs 35, 00, 000 and now they said only Rs. 15, 00, 000 have sanctioned against my Rs. 90, 00, 000 lakh property they have taken from me 12 cheques in favour of Tata Capital and some amount in cash for the purpose of Loan processing fees. Sir please look into this matter and take action at the earliest
Nov 10, 2016
Complaint marked as Resolved 
TATA Capital customer support has been notified about the posted complaint.
Verified Support
Oct 10, 2016
TATA Capital Customer Care's response
Dear Sir, we regret the inconvenience caused. Request you to kindly inbox your contact details for our team to get in touch and assist you with your query.
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    S
    Sake Kumar
    from Bengaluru, Karnataka
    Sep 29, 2016
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    Address: Bangalore, Karnataka
    Website: www.tatacapital.com

    Dear Mr Ratan TATA,

    Greetings !

    Trust & wish you are fine.

    At the very outset, let me make a lucid & forthright point-" I am veraciously upset with your TATA CAPITAL HOUSING LOAN TEAM in the city of Bangalore."

    Curt explanation on what has happened with my loan account[protected]

    " In the year 2012, I have availed TATA CAPITAL HOUSING LOAN for my first house in Bangalore and the ECS was debited from my savings account with ICICI Bank Ltd.

    In 2013, When i was travelling to the U.S.A, i need to close the ICICI account and informed TATA CAPITAL employee Rudresh in written format to stop the ECS as i am closing the account with ICICI and handed over the PDCs for two years."

    TO MY SHOCKING, I UNDERSTOOD AFTER SEEING MY CIBIL THAT ECS IS STILL HITTING THE CLOSED ACCOUNT AND BOUNCE CHARGES ARE BEING ADDED TO MY LOAN AND MY CIBIL SCORE DRASTICALLY CAME DOWN"

    when i have already asked your team to stop ECS and handed over PDCs, how come it is still hitting my closed account and showing as bounced with reason "payment stopped by drawer".

    I came to know on this exactly three months before and Trust me MR TATA, none of them have responded on this; other than saying "We are sorry."

    I am IIT Madras & IIM Bangalore Alumnus, Founder & Director of a Multi National Firm.They made me to run multiple branches for the mistakes what your team has done ; just imagine how much a middle class person would have suffered from the whimsical management team in Bangalore.

    "I WANT THE MANAGEMENT TO LOOK INTO THIS MATTER, WAVE OFF THE BOUNCE CHARGES AND UPDATE THE SAME IN THE CIBIL AT THE EARLIEST ELSE I HAVE TO CLOSE THE LOAN WITH TATACAPITAL. MY RESPECT FOR YOU & MR JRD TATA MADE ME NOT A FILE A LEGAL SUITE."

    Thanks in advance.
    TATA Capital customer support has been notified about the posted complaint.
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      D
      debjit2016
      from Mumbai, Maharashtra
      Sep 23, 2016
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      Address: 560037

      Dear Sir/Madam,

      Tata DoCoMo sent a legal notice for not paying the outstanding amount. I have a raised a network issue on 1st February 2016 for not able to use the internet. Site engineer visited by house and assured that it will be resolved within 72 hours. But after following up with the network team they finally updated that the issue will not be resolve because of network problem at month end. So I have asked the Tata DoCoMo to recalculated the outstanding bill of February month according to the usage but they sent me whole month bill even though I have not used and it is their fault. Please advise what has to be done regarding the issue?

      Tata docomo ACCOUNT-NO :[protected] DEL-NO:- [protected]
      TATA Capital customer support has been notified about the posted complaint.
      Sep 29, 2016
      Updated by debjit2016
      Dear Sir/Madam,

      I have paid the outstanding bill amount 1662/- today. Hope Tata DoCoMo will give better network service to his all customers.

      Thanks and Regards,
      Debjit Basu.
      Dear Customer,
      We have received your complaint and we will ensure it is resolved soon.
      Thanks and Regards,
      Customer Care
      Tata DOCOMO.
      Tata capital Finance Limited company Chor Hai
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        H
        hariprasad3809
        from Khamharia, Chhattisgarh
        Sep 23, 2016
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        Address: Mumbai City, Maharashtra, 400 001
        Website: www.tatacliq.com

        Fulfilled By: Tata CliQ
        Seller Order Number:[protected].

        this is the order. i have received this order on this month 17th. on the same day i have called customer care asked for the return. they have given complaint no [protected] for return. one week is no pick up. no refund fake company fake customer care. plzzz don't but. they won't accept return. fake company.
        and more over customer care people are telling fake news. i am not in position to book my return in online. tata cancelled my return. fake company telling 30 days return, only 10 days .they are not accepting return.
        Sep 30, 2016
        Updated by hariprasad3809
        no resolution
        Oct 05, 2016
        Updated by hariprasad3809
        no refund
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          R
          Ronii123
          from Gurgaon, Haryana
          Sep 22, 2016
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          Address: 201005

          Top up loan reject after pricessing fee deucted
          Dear sir,
          Mene aapki tata company se loan le rkha h or top up krwane k liye apply kr chuka hu uske baad jb sari procesing ho gyi h aapki lajpat nagar ki branch emplyoee name pankaj kumar ne kha aapka loan reject kr diya gya h. Do mahine baad aapke employe hme call krke bol rhe h k aapka loan reject ho chuka h sirf ek personal problem ki wjh se nov 2015 m chq bounce ho gya tha bs. Jbki hmne sari formality bhi krwa di thi jb aapke employe ko phele hi pta tha to aapke employe ne procesing feee kyu li ye btatye. Loan acc no.9328001 top up reject by pankaj kumar lajpat nagar branch file no.[protected].

          Rahul parmar
          [protected]
          Agr kuch solution nikle to please call
          TATA Capital customer support has been notified about the posted complaint.
          Sep 28, 2016
          Updated by Ronii123
          NO ONE CAN RESPONSE BY TATA CAPITAL FINANCE LTD
          PLEASE HELP US SIR
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            R
            Ronii123
            from Gurgaon, Haryana
            Sep 21, 2016
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            Address: 201001

            Dear Sir,
            Mene aapki tata company se loan le rkha h or top up krwane k liye apply kr chuka hu uske baad jb sari procesing ho gyi h aapki lajpat nagar ki branch emplyoee name pankaj kumar ne kha aapka loan reject kr diya gya h . Do mahine baad aapke employe hme call krke bol rhe h k aapka loan reject ho chuka h sirf ek personal problem ki wjh se nov 2015 m chq bounce ho gya tha bs. Jbki hmne sari formality bhi krwa di thi jb aapke employe ko phele hi pta tha to aapke employe ne procesing feee kyu li ye btatye. LOAN ACC NO.9328001 FILE NO.[protected] REJECTED BY PANKAJ KUMAR LAJPAT NAGAR BRANCH

            Rahul parmar
            [protected]
            Agr kuch solution nikle to please call
            TATA Capital customer support has been notified about the posted complaint.
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              O
              oceanganatra
              from Anand, Gujarat
              Sep 12, 2016
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              Address: 400 001
              Website: www.Tatacliq.com

              Tatacliq Fraud e Commerce Company in India
              I've ordered Fitness belt 40 Day ago
              Got Different from ordered.
              Called for Refund as below times
              39 Email = No Replay till date
              27 Chat = We're will get back to you in 48 hours Till same replay
              Refund = No status very very bad support

              Fraud company Tatacliq don't buy any products from them they are scammers.
              Plz I request all buyers not to shop on Tata cliq
              Their policies are very poor
              Because i[censored] dont like ur purchased product from Tata cliq, forget about the replacement
              As they don't have have a replacement policy
              And the story about refund is that they are Never going to return your money as well
              U keep calling customer support or email them
              They will keep telling blah blah blah
              And finally u will be empty handed
              They are the biggest fraudsters in Indian market I think.
              Just giving same fake promises, because of which one cannot go for even the local market.
              Worst ever experience ever, would ask all my friends and relatives, just block this website called TataCliq in adblocker, so that they are not even redirected to this scamming and spamming website.
              Request everybody to take the complaints above seriously and donot ever buy from TATACLIQ. They really donot have any REPLACEMENT OR REFUND policy. Ever policy displayed on their website is a BIG LIE. I returned a faulty product (on my own), as per their directions and yet after 6 months I am still waiting for my refund (order ID: [protected], Return Ticket ID: [protected]) . This company is a FRAUDSTER. Over time, your complaints will not be heard, your emails will not be answered and their so called customer service is a junk. SO BE AWARE. DONOT EVER BUY FROM TATACLIQ.
              Very bad experience. Better to purchase from other sites where return and refund is easy and hassle free.
              For all those who have grievances on Tatacliq - unable to return/get refund...I faced a similar problem and after 6 months of waiting and followup, I complained on below mentioned site and got refund within a few days. I urge you all to have your issues resolved through this site by registering a complaint and provide as much details as possible regarding your transaction with Tatacliq...

              Department of Consumer Affairs: http://consumerhelpline.gov.in/
              Rajesh083's reply, May 27, 2022
              I too complained
              TATA cliq advertise some AC model at rock bottom price and charges online.
              Later says model not available as later same model is shown available but at higher price.
              TATA and its seller fraudster tries to sell low MRP product as replacement.
              Call as new customer the ordered model is available.

              TATA Cliq has only name of TATA but missing Ethics & Value chain.

              Above similar problem handled by Amazon ...they themselves checked and told me to wait and price though higher but did not ask any penny more...difference in customer satisfaction & trust.
              Poor that only Indian company I trusted is being scrutinised.
              Read above cases, it could be handled on goodwll if ethics exists.
              With Mr Ratan Tata moving out, ethics are thrown out of window
              Rajesh083's reply, May 27, 2022
              Worst same happen to me
              Ordered 2 teshirt s on 18.12.2021 vide order[protected]. Neither order delivered nor refund and showing product delivered. I paid 1099 /- for 2 teshirts. Sheer blackmail.
              Order no.[protected] dt.18.12.2021. 2 teshirts amount 1099/-. No delivery no refund .
              In query the message is order delivered without OTP without contact. It's sheer fraud.
              Refund required or delivery.
              It's a fraud logistic with no email no co ta t number.
              Kamlesh Mohan
              [protected]
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                A
                anura96
                Sep 10, 2016
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                Address: Mumbai City, Maharashtra, 400001
                Website: tatacliq.com

                I ordered ifb top loaded automatic machine in tata cliq online store on 6 September 12:22 am, order number[protected] and i also payment through my sbi cradit card Rs 18797.00 and my order is approve and they show my product delivery provide on 9 September 2016 but next 24 hours my product not proceed so i complain tata cliq costumer care[protected] so they register my complaint against delay delivery. my complaint number [protected] and they told my product is proceed with in 24 hours but my product not proceed next 24 hours so i call again customer care and they told he discuss his/her senior manager and call back with in 2 hours but i was not receive any call so i was again call and they told same sentence and same promise but not solve my problem and again i was call many times but not solve my problem so please hep me and registered my complaint and solve my problem.
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                  A
                  Antony Samy.A
                  from Coimbatore, Tamil Nadu
                  Sep 9, 2016
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                  Address: 641602

                  Dear Sir,
                  Good evening, This is Antony Samy.A from Tirupur, I have taken used car loan from Your Coimbatore R.S.Puram Branch, My contract no is [protected], I have Pre-closed my Loan on 3rd of August, After 37 days Still i have not received NOC, I am not at all satisfied with your people service, each and every day they are telling reason by reason.Please take necessity action to send NOC today without any delay.
                  Thanks®ards,
                  Antony Samy.A
                  Mobile no [protected]
                  TATA Capital customer support has been notified about the posted complaint.
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                    A
                    appusona1983
                    from Delhi, Delhi
                    Sep 6, 2016
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                    Address: Bankura, West Bengal, 722203
                    Website: Mumbai

                    Booked an power bank on flash sell offer. They have sent it through courier but i didn't receive it due to their own technical problems. I have the invoice copy of that. After a long struggle, they committed to offer me a coupon code with my money refund. I have repeatedly launched a complaint about the matter but they are not taking it seriously. Also there customer service is very poor. Still now i didn't get my money back to my bank account and also the coupon code. Please, i want a serious solution for that from you, so that i could get the booked order.
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                      D
                      deep air
                      from Gurgaon, Haryana
                      Sep 3, 2016
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                      Address: New Delhi, Delhi

                      We were sanctioned/Released a loan (Loan A/C No.[protected] of Rs. 1.5 Crore against our property located at Gurgaon. We have returned our complete loan amount with Interest but Tata Capital Housing Finance Ltd. charged us the penalty of 4 % on the loan amount in addition to Interest.We were not aware about this practice. Kindly help us to get back this 4% penalty amount from the Tata Capital Housing Finance Ltd.
                      Your cooperation in this matter is highly appreciated.

                      Thanks

                      Deep Raj Sharma
                      52, Shivalik Appartment, Alaknanda, Pocket-A, Kalkaji, New Delhi-110019
                      Mobile- [protected]
                      TATA Capital customer support has been notified about the posted complaint.
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                        N
                        NareshPattanaik
                        Sep 1, 2016
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                        Address: 110092

                        I am really pessimistic and disheartened with the process of bank formalities for Loan disbursement. In spite of all documents submission, detailed verification and processes being followed and despite the Sanction letter being issued to me with my existing Gurgaon residence address which has been allotted to us by Government bank, as my Wife being a Bank employee, I have not received any response of Call or mail notification from tata capital for Loan disbursement till now although during the physical meeting and interaction, Abhishek and Nitin had told that it will be disbursed within a week.
                        But to my mere surprise, I had been following up with you guys since last two months now and nobody is simply picking up and responding. Such behavior is not acceptable .

                        No transparency is followed by the Guys, They have no courtesy to even call back or respond to Customer. What service you are delivering to People then. If at all there is any hassle, somebody should have directly called and communicated me about the bug and which is of course not the case here. The time is very crucial for everyone and everybody should respect time for self and others.

                        I am really fad up and upset on dealings.
                        Below received from tata capital that your loan has been approved.
                        =====================================
                        [protected]@tatacapital.com
                        Jul 13
                        to me
                        Dear Mr. NARESH PATTANAIK,
                        We are pleased to inform you that your Loan Application no.[protected] with Tata Capital Housing Finance Limited under its Home Loan program has been approved for loan amount of Rs. 4000000 ( Forty Lakh only) with repayment tenure of 240 months. This Sanction is Subject to fulfilment of the Terms and Conditions as may be stipulated in the final sanction letter.

                        Thank You,
                        Tata Capital Housing Finance Limited
                        ==================================

                        Documents provided for residential proof: - Bank allotment letter, marriage certificate and bank statement.
                        Applied loan : 05 July 2016, sanction letter issued on 13 July with gurgaon resident address.
                        In the sanction letter the residential address are mentioned but still they are not processing due to address proof is not valid. If address proof is not valid then how in sanction letter the gurgaon address was mention and why this issue came after 2 months ? If address proof is not valid then it should not be consider at the time of applying loan.
                        TATA Capital customer support has been notified about the posted complaint.
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                          Pintu Pravinbhai Shah
                          from Visnagar, Gujarat
                          Aug 27, 2016
                          Resolved
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                          Resolved

                          Address: Ahmedabad, Gujarat, 380001

                          Hi, I m 8th pass so hindi me batata hu,
                          Tata sbi credit card k liye jo banda documents lene or form sing karane aya tha usne mujhe platinum card pe annual charge free or 3000/- k free gift vouchers mileage,
                          Or first bill me 3449/- charge lag k aya complen ki to us ka kya hua nahi bataya ulta smg aya ye
                          Dear TATA Cardholder, despite multiple attempts we were unable to establish contact with you.Pls call up helpline no.39020202 for status of your query/complaint.

                          Jb dubara complen ki to 2 September 2016 ko pata chalega kya hoga k pese dene ya na dene,

                          Sala 1 September ko du date he matlab or bhi charges lagne he or mera cibil bigadna he ye right he?


                          Agar charge maaf nahi hua to consumer court jau ya kya karu?
                          Nov 3, 2020
                          Complaint marked as Resolved 
                          No problems
                          TATA Capital customer support has been notified about the posted complaint.
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                            S
                            ssrana777
                            from Lunavada, Gujarat
                            Aug 17, 2016
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                            I have given two years bill as my professional charge for title clearing certificate and vetting report. I have mail in this regard to concerned authority of ahmedabad office but i have not single reply given by the authority and not received my call. Reply me. What should i do? Or to which authority and which person i should approached.
                            Thanks
                            S. S. Rana
                            Advocate
                            TATA Capital customer support has been notified about the posted complaint.
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                              S
                              Sushil Luniya
                              from Chennai, Tamil Nadu
                              Aug 17, 2016
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                              Address: Mumbai City, Maharashtra, 400076
                              Website: tatacard.com

                              I have a tata card which i communicated to their call centre to cancel as i did not want to pay the renewal fee. They have not done so and have been charging me delay interest. The card no is [protected].

                              I am very fed up with this response and it is affecting my cibil rating for no fault of mine. They have also wrongly entered the dob so i am unable to also reach thru ivr to call centre.
                              TATA Capital customer support has been notified about the posted complaint.
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                                B.L.Madan
                                from Alappuzha, Kerala
                                Aug 8, 2016
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                                I want to know how much of loan sanctioned and EMI details.As I had purchase TV worth 125000/and I had taken loan amount of 85000/only for. 12 months repayment option.Now I feel the loan is over but still amount has been taken from my account.I had bought the TV in reliance world in Rajarajeshwarinagar Bangalore.
                                TATA Capital customer support has been notified about the posted complaint.
                                After one year later home loan document not received to me. home insurance by 60, 000 rs. withdraw by you but not any document received after so many time call your customer care or respected officers.
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                                  D
                                  deep air
                                  from Gurgaon, Haryana
                                  Aug 8, 2016
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                                  Address: New Delhi, Delhi, 24
                                  Website: www.tatacapital.com

                                  We were sanctioned/Released a loan of Rs. 1.5 Crore against our property located at Gurgaon. We have returned our complete loan amount with Interest but Tata Capital Housing Finance Ltd. charged us the penalty of 4 % on the loan amount in addition to Interest.We were not aware about this practice. Kindly help us to get back this 4% penalty amount from the Tata Capital Housing Finance Ltd.
                                  Your cooperation in this matter is highly appreciated.

                                  Thanks

                                  Deep Raj Sharma
                                  52, Shivalik Appartment, Alaknanda, Pocket-A, Kalkaji, New Delhi-110019
                                  Mobile- [protected]
                                  TATA Capital customer support has been notified about the posted complaint.
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                                    S
                                    Shiprika Acharya
                                    from Mumbai, Maharashtra
                                    Jun 18, 2016
                                    Resolved
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                                    Resolved

                                    Address: New Delhi, Delhi, 110071
                                    Website: www.tatacapital.com

                                    Hello -

                                    First of all, I would like to mention that even before I have taken the loan amount, I got highly disinterested and demotivated with TATA CAPITAL

                                    I applied for a loan in April and was sanctioned an amount of 3, 00, 000/- on 30th April, 2016
                                    However, I cancelled the same instantly and requested for a closure on this loan which is why the amount was never disbursed to my account.

                                    Got surprised when on 3rd June, 2016, the first instalment was deducted from my account for an amount of 8502/- when actually I did not avail the loan
                                    I got highly dissatisfied and called up the bank to let them know what they are not aware of (Rajendra Place, New Delhi)

                                    The bank said they have registered a request to close the account after I intimated them, which never happened again.

                                    Can anybody now tell me what is going on???

                                    Being pissed, I logged into the web account today, 18th june and again got a nightmare to find that my web account says 11, 839/- due as outstanding against me with a disbursed amount showing as 7, 522/-. Do not know when and how this was disbursed to me and WHY I owe 11K to TATA CAPITAL?

                                    IS THIS THE WAY TATA CAPITAL HARASS CUSTOMERS?

                                    I ALSO SAW ON INTERNET THAT I AM NOT THE FIRST VICTIM, THERE HAVE BEEN OTHERS AS WELL WHERE EMI GOT DEDUCTED EVEN BEFORE DISBURSEMENT OF LOAN. THERE ARE A LOT OF OTHER COMPLAINTS AS WELL. check out: http://www.complaintboard.in/complaints-reviews/tata-capital-l45046.html

                                    Following this - I called up the customer care officer to get my 3rd shock to hear that the request was registered only on 14th June even when I connected with the office on 7th June. What is this delay for and why?
                                    Not sure what is going on? Do you guys do not hear from your customers?

                                    Again, the officer told me that - the system is showing a resolution date of 23rd June. REALLY? You take that long for providing resolution to such matters? Do you not have any prioritisation mechanism and treat your cases based on how CRITICAL they are?

                                    I want someone from the financial institution to go through the complete email to understand the concern and reply me back with an answer which I can digest

                                    I want the money back ASAP into my account which has been deducted along with the bank interest for this delay that I could have earned
                                    And a final confirmation from TATA CAPITAL also required that such things would not happen in future
                                    Aug 6, 2021
                                    Complaint marked as Resolved 
                                    TATA Capital customer support has been notified about the posted complaint.
                                    Dear Shiprika, we regret the inconvenience caused. Request you to kindly inbox your contact details for our team to get in touch and assist you with your query.
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                                      omprakash25
                                      from Mumbai, Maharashtra
                                      Jun 7, 2016
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                                      Address: Pune, Maharashtra, 411007
                                      Website: www.tatacapital.com/customer-testimonial/customer-grievances.htm

                                      I have completely paid my loan amount with tata capital. Even though after my final settlement, There is no confirmation from them, that you loan amount is paid. But when i asked for a sibil score, They have kept a 400 amount due on my payment and never notified me. Because of which I was not able to initiate any loan process. I have contacted their customer support and raised a complaint but they just raised a issue and mentiioned they will call back without any further information.
                                      TATA Capital customer support has been notified about the posted complaint.
                                      Dear Sir, we regret the inconvenience caused. Request you to kindly inbox your contact details for our team to get in touch and assist you with your query.
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                                        Keerthi Kala
                                        from Hyderabad, Telangana
                                        Jun 7, 2016
                                        Resolved
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                                        Resolved

                                        Address: 500032

                                        Hi team,

                                        I called up customer care to know my contract number, a lady called “rashmitt” she was able to hear me but pretends as if she cannot hear me, but when i asked her i will write an email, then she says that my voice is low she can’t hear me, atleast she should be polite saying that but she was talking as if i am her slave, illiterate lady, very very poor customer service no courtesy, with this kind of service i just went online to check the feedback on tata capital, looking at you tata capital reputation i am now worried.

                                        Your services are really degrading the brand tata. Please consider the feedbacks given by the customer.
                                        Jun 16, 2016
                                        Complaint marked as Resolved 
                                        Very next day person called up from customer care and apologized and gave the Info, kudos to the lady
                                        TATA Capital customer support has been notified about the posted complaint.
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