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TATA Capital Complaints & Reviews

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Updated: Jun 25, 2026
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S
Sameergunjal14
from Pune, Maharashtra
Nov 30, 2023
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I’m also facing this issue and even if I informed to execute they have not updated my number under dnd.
This is really irritating even if person is not interested and receive so many call in a day.
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    P
    Pri_68
    from Coimbatore, Tamil Nadu
    Nov 21, 2023
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    Address: [email protected]

    Dear Sir,

    I would like to make this formal complaint to your esteemed self regarding a horrible experience of mine at Race Course Tata Tafe Access Coimbatore. The sales person responsible for this horrific experience is one Mr.Manikandan.
    I had made an inquiry through online portals and received a call from a sales person from Race Course Tata Tafe Access, Manikandan. I informed Manikandan about my requirement for a test drive of Nexon which he did not provide immediately giving some excuse.
    I took the test drive elsewhere and informed Manikandan on the 3rd of November
    That i would like to purchase a mid variant SM S NEXON.
    At this time I expressed my urgency informing him that I DID NOT WISH TO BE PAY EXTRA ROAD TAX OF 3% which would kick in anytime if government passed the GO. Manikandan told me that they had no stock of this vehicle but that i could come to tafe office on Race Course road to take a look at SM S that they had stick of.

    My daughter and I visited the TATA TAFE office on Race Course Road on the 3rd of nov . At this time also Manikandan did not show us the variant we wanted to purchase. He showed us the one with sun roof but when we told him we wanted the SM -S variant and also wanted it in the next day or two ( to avoid paying extra road tax ). Manikandan denied having this but told us he would get back the next day after checking with availability in other cities.

    The next morning at 11 AM on Saturday the 4th of November Manikandan called me informing me that a vehicle was available in Erode and that he would get it for me immediately.

    He then demanded I pay Rs.21000/- immediately and sent me bank account details and code to pay using gpay which i paid immediately. Screen shot sent as attachment. He told me he was not available in office that day but
    He took my pan and aadhaar details along with my email account details but did not send me any confirmation of amount paid towards advance.

    Manikandan promised to meet me in the tafe office on Sunday and hand over receipts etc. And promised to give me a confirmation of booking made for the vehicle available in Erode on the same day as he said he was on leave on Saturday the 4th and took the money alone without furnishing any receipt. I requested him to send me an email confirmation of receipt of payment which also he said was not possible since he said "tata had stopped sending emails" . This statement was indeed strage !

    On Sunday he did not take my calls
    On Monday when I called to ask if the vehicle had come from erode he told me they would drive it down. At this point I told him I would not take any vehicle that was driven down from any place. I now instructed him to bring the vehicle in a truck in new condition if he wanted me to buy it.

    All these conversations were only on call. On Monday my vehicle had not arrived and Manikandan now became a big vague about delivery dates.
    Attaching whatsapp message proof of conversations exchanged to prove the flippant and disrespectful manner in which the transaction was treated till date.
    I received no more news from Manikandan and my calls went unanswered. Screen shots of calls attached.
    I then asked for a refund of my money and also told that since delivery was not happening I may end up paying extra road tax. Manikandan responded by calling me and saying he was hospitalized ( obviously a big lie to get away with the horrible service provided) stating he would arrange for my car delivery the next day. That day also there was no news from him and on calls he once again said he was unwell and that the car was on its way from Erode. I told him it would hardly take any time for vehicle to come from erode and even offered to get it myself from erode to see if he was genuine.
    And then I realised that Manikandan was not interested in delivering the car before increase in road tax. I continue to ask Manikandan on call if he would give me the refund but Manikandan finally told me that I could go to the tafe office and that someone would contact me and show me the car which he said he had arrived. The next day when I went to the tafe office on Race Course road one person whose number I am attaching ( +[protected] called me and showed us a car which was parked in the yard which he claimed had been there for a very long time and that it was the car that Manikandan had ear marked for me. This car had already run a few kilometres and was in a very bad condition and the person who showed us the vehicle then informed us that road tax had increased by 3% from the day. The fact that the car had been in the yard and that because of Manikandan's negligence I had to pay 30000 more tax show does the negligent terrible attitude of the sales person and at this point I did not want to have anything to do with tafe access worried that future transactions with them will also be as terrible and causing me more mental strain. I also did not want to pay the additional road tax which had kicked in because of delays caused by Manikandan negligence.
    When I requested that I should be given a refund the person who was co ordinating with me with me on behalf of Manikandan brought out a yellow form with the receipt which should have been given to me my Manikandan at the time of taking my advance from me I have. I am sharing that yellow receipt which I was asked to sign ' pre dated ' attaching the same in this email for us proof that this particular yellow chit or receipt was never given to me by Manikandan done and when I request it for a refund of the 21000 that I had already paid I was asked to sign on receipt predated so that money contain would not face any problems inside the organisation. Was not given to me by Manikandan but a signature alone was demanded for me to be able to get the refund I refuse to sign this paper and I still demanded that I received the refund to which the manager try to pacify me by offering reduction in price which anyway did not meet what Manikandan had promised. Delivery of the vehicle at the price of 10 lakh which is also seen in this WhatsApp message that I attached here with. The manager offered a reduction but I still had to pay extra road tax which I was not willing to do.

    The below is my claim and request and this should be considered as a legal claim from a begruntled customer and made immediately

    1. I would like to get my deposit money refunded to me at the earliest to my bank account. I would like immediate action to be taken and against Manikandan based on this complaint and with no further delay I would like my 21000 to be refunded
    2. This procedure of simply taking money from customers promising to book a particular vehicle and not delivering it and requesting and requesting customers to sign on papers predated is indeed illegal and should be considered as illegal by companies of repute such as Tata motors.
    I would really like appreciated if the amount is refunded at the earliest if I am kept in formed of what action is taken against Manikandan. One miss Lakshmi the customer relationship manager was the person who tried to get a signature from me on receipt which was originally not even shown to me. After I have met her and I had been refuse the refund she has try it to send me emails as if I was customer it and informing me that road tax increased which was one more way of showing the lack of integrity as well as lack of customer service next
    the manager you had inform me that the vehicle that was your mark for me by Manikandan had been lying in the yard for many many days. If that was the case Manikandan should have simply handed it over to me helping me avoid the extra road tax which I had clearly informed him I wanted to avoid.
    I am hoping that this email would be considered in the right spirit as a request for refund with every proof provided here along with the payment proof also and all chat screenshots added for additional proof. The receipt on which I would ask to sign post five days after the amount was received my Manikandan is also attached here with.
    I would very much appreciate a response to this email at the earliest along with your contact numbers to enable me to feel at ease and feel confident that the amount that is due to me by Tata motors will surely reach me at the earliest.
    Thanking you,

    Warm regards,

    Priya Ramakrishan

    B.E., MBA, LLB
    Legal Manager, Visual Marketer
    Coimbatore Dist. Tamil Nadu
    India I Mob: 0091- [protected]

    Dear SIr,

    Please check email and also sending as attachment all proof for the same.

    Thanking You,

    Warm regards,

    Priya Ramakrishnan
    B E, LLB, MBA
    Legal Head VM

    Show quoted text
    Resending this email hoping for a response.

    Show quoted text
    Dear Sir / Madam,

    Please check emails sent to you and kindly respond. Request for refund of money taken by Manikandan and refund not provided inspite of him not delivering vehicle and having been utterly negligent

    Thanking you in advance,

    Regards,

    Priya Ramakrishnan

    [protected] Forwarded message[protected]
    From: Priya Ramakrishnan
    Date: Sat, Nov 18, 2023, 8:37 AM
    Subject: Complaint against Manikandan sales rep at Race course Tata Tafe cars and refund request
    To:

    Show quoted text
    Dear Ms. Priya Ramakrishan,

    We have escalated your enquiry to respective team. One of our associates will get in touch with you.

    Best,

    TAFE Corporate

    Classification: Internal

    From: Priya Ramakrishnan
    Sent: 20 November 2023 08:39
    To: TAFE Corporate
    Subject: Fwd: Complaint against Manikandan sales rep at Race course Tata Tafe cars and refund request

    You don't often get email from [protected]@gmail.com. Learn why this is important

    TAFE Alert: Email Originated from outside the Organization. Do not open links or attachments from unknown Sender.
    Show quoted text

    Disclaimer: The information contained and transmitted by this EMAIL is proprietary to TAFE and is intended for use only by the individual or entity to which it is addressed, and may contain information that is privileged, confidential or exempt from disclosure under applicable law. If this is a forwarded message, the content of this E-MAIL may not have been sent with the authority of the Company. If you are not the intended recipient, an agent of the intended recipient or a person responsible for delivering the information to the named recipient, you are notified that any use, distribution transmission, printing, copying or dissemination of this information in any way or in any manner is strictly prohibited. If you have received this communication in error, please delete this mail.

    tafe.com

    This message has been scanned for malware by Forcepoint. www.forcepoint.com

    Dear Sir,

    Kindly send me address for us to take this up through proper legal channels and consumer protection council since it's been 18 days since amount has been paid and there has been no effort to repay the amount. Since this has caused grave mental agony and loss of amount Mr Manikandan would be liable to civil legal action for negligence in duty.
    I don't see any address or number provided in your email nor any progress in sending me the refund.

    If I do not receive the refund in the next 24 hours I will be proceeding in the consumer protection council in Coimbatore where the cause of action arose

    Thanking you
    Regards

    Priya
    Show quoted text
    TATA Capital customer support has been notified about the posted complaint.
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      R
      Rekha_pawar
      Nov 9, 2023
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      Address: Kurawar

      Dear Tata Capital Team,

      I hope this email finds you well. I am writing to request the disbursement of a pre-approved loan and seek an update on my application status post-approval.My loan application details are as follows:Application Reference Number: [[protected]]
      Loan Type: [Personal loan ]
      Approved Loan Amount: [100000]

      I am grateful for the pre-approval of my loan application, and I would like to proceed with the disbursement of the approved amount. This is crucial for meeting my financial needs in a timely manner.

      Additionally, I kindly request an update on the post-approval data entry and the current status of my application. If there are any remaining documents or formalities required from my end, please inform me so that I can expedite the process.You can reach me at [[protected]]or[[protected]@gmail.com] for any further communication or clarification. Your prompt response and assistance in this matter would be greatly appreciated.
      Thank you for your attention to my request, and I look forward to a swift resolution.

      Best regards,

      REKHA PAWAR
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        S
        Sanwara
        Oct 18, 2023
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        5 din ho gaye sab process ho gai payment disbursed nahi hua or application status post approval data entry show ho raha h
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          J
          jesukaran
          Oct 17, 2023
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          Address: 1/300 North Street maruthakulam

          Getting toomany calls from Tata Capital please mark my number [protected] as do not disturb
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            J
            jesukaran
            Oct 17, 2023
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            Address: 1/300 North Street Maruthakulam Tirunelveli

            Getting toomany calls from Tata Capital. My mobile number is [protected]
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              A
              Oct 14, 2023
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              I applied two-wheeler loan from Tata Capital on 5th October through Tata capital agent present in Ola Barsaat showroom. Agent mentioned 5.99% APR during apply but after approval charged at 15.27% rate. It's kind of trust fraud by Tata Capital agent. Now i have to foreclosure of loan by paying 5% rate. Action should be considered for Fraud activity.

              Loan account no - TCFTW[protected].
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                D
                Daivik Patil
                from Wardha, Maharashtra
                Oct 3, 2023
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                I am writing this complain with reference to my personal loan application bearing ID:[protected]. I had applied for the loan on 25th of September 2023 and by last week all the document verification was completed and I was assured that the amount would be disbursed, but the amount is still not disbursed and despite calling and texting several times I am not getting any status update on my application. Every time the executive says it will be disbursed today where as the status shows as post approval data entry since last few days.
                This is a crazy & unethical behavior from your employees, what wrong will happen if you give status update to your customers. I was waiting with a hope that the loan amount will be credited in my account as promised but till now the amount is not credited and my phone calls & messages are being ignored. I am even not able to call the customer care number provided in your website because every time I try to call that number I get a message that my number is not registered with Tata Capital for any loan service. I feel like I have been cheated upon. Its been almost a month if you people don't want to give loans then why do you advertise & promote your services during festival time. Is it some kind of joke for you people to play with people's sentiments, because the loan was approved in Tata Capital and they promised me that the loan will be disbursed. I didn't apply for loan in other banks.
                I request for a transparency in status update and quick disbursal for my loan amount as promised.

                Thanks & Regards
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                  Shravan950
                  Sep 19, 2023
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                  This is a crazy & unethical behavior from your employees, what wrong will happen if you give status update to your customers. I was waiting with a hope that the loan amount will be creditedtill now the amount is not credited and my phone calls & messages are being ignored. I am even not able to call the customer care number provided in your website because every time I try to call that number I get a message that my number is not registered with Tata Capital for any loan service. I feel like I have been cheated upon. Its been almost a month if you people don't want to give loans then why do you advertise & promote your services during festival time. Is it some kind of joke for you people to play with people's sentiments, because the loan was approved in Tata Capital and they promised me that the loan will be disbursed
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                    A
                    ankitta
                    from bhiwadi, Rajasthan
                    Sep 13, 2023
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                    I had applied for a personal loan in Tata Capitac. I was told that your verification can be done in the office address. But the one who has to do the verification is refusing to do the office address me verification. He is saying that you talk to those to whom you have given the documents. The person to whom I have given the documents is not receiving the call.
                    TATA Capital customer support has been notified about the posted complaint.
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                      ankitta
                      from bhiwadi, Rajasthan
                      Sep 13, 2023
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                      I had applied for a personal loan in Tata Capital. I was told that your verification can be done in the office address. But the one who has to do the verification is refusing to do the office address me verification. He is saying that you talk to those to whom you have given the documents. The person to whom I have given the documents is not receiving the call.
                      TATA Capital customer support has been notified about the posted complaint.
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                        E
                        Aug 27, 2023
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                        Applied for personal loan through icicidirect.com on Tata Capital date Aug 05, 2023.

                        Status changed after20 days to data entry stage.

                        Need confirmation loan approved amount.
                        When it will be disbursed .
                        If not please reject application.
                        CIBIL IS CHECKED 2 TIMES .
                        PLEASE HELP
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                          Ann D
                          Aug 26, 2023
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                          I am receiving too many calls in a day from TATA capital reprsentatives to a point that i stopped answering calls from unknown numbers. Which led me to miss out on career and business opportunities.

                          Despite telling multiple times to remove my number from the calling list, the representatives still call.

                          Kindly provide me an official email to share my contact details and priortize this.
                          TATA Capital customer support has been notified about the posted complaint.
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                            G
                            Gaurav india
                            Aug 23, 2023
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                            Getting lots and lots of spam marketing calls. Already registered on dnd. Sent mail on [protected]@tatacapital.com 2 times but no response.
                            TATA Capital customer support has been notified about the posted complaint.
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                              Gaurav india
                              Aug 23, 2023
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                              Getting very frequent calls from tata capital loans, mailed on [protected]@tatacapital.com two times but no response, no reply message. How to get rid of tata capital. Name of tata they are using, and principles of tata I am sure not reflect the image of company
                              TATA Capital customer support has been notified about the posted complaint.
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                                Mangala1256
                                Aug 22, 2023
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                                Address: Nashii

                                Myself mangala dadaji bachhav having reg no with tata capital [protected].i had get cl frm tata capitl cust exe tgat i have preapproved offer then all process done on 5th aug also status shown disbursed but till22 aug it not credited to my ac i called customer cr 10 to 15 times but they only said we already highlighted ur issue n no resoltion they provide to me...worst service from tata capital.i also attatched screenshot in which clealy we can see that loan disbursed
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                                  Harini sathya
                                  Aug 22, 2023
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                                  I have applied for a loan in Tata Capital and the executive called and all the verification process were done properly and the loan application status got changed to post approval data entry. The executive mentioned that the loan amount will be disbursed within 4 days and i have been waiting for week and still not disbursed and the status still shows post approval data entry. There is no other way to contact them. Why can’t they update the actual status of the loan where all the process was done correctly and got approved.
                                  TATA Capital customer support has been notified about the posted complaint.
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                                    A
                                    Aqsa3690
                                    from Nagpur Rural, Maharashtra
                                    Aug 20, 2023
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                                    Hello,
                                    My loan is sanctioned but still not receive and my loan status is showing to post approval entry
                                    My application no is APPL13852265

                                    Thank you
                                    Aqsa khan
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                                      A
                                      Arya3956
                                      from Kayamkulam, Kerala
                                      Aug 19, 2023
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                                      I got a call from TATA Capital I have pre-approved 133000 INR loan offer . I applied even I signed for E nach also for 1lakh 33 thousand they told me to sign in 10 Lakh e nach and they promised me will get in 72 hours.Even 1 person can for house verification also . Everything was done but still it's showing post data approval.

                                      I don't know why trusted brand like TATA is doing this types of scams to people's . Because of this brand name only I signed e nach also .
                                      Atleast don't play with others emotions you guys are promising will get money in 72 hours don't make fools customers

                                      Teach customer service to reply.
                                      They doesn't know anything once they get datas they doesn't know anything.

                                      Don't make fools others
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                                        Aqsa3690
                                        from Nagpur Rural, Maharashtra
                                        Aug 19, 2023
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                                        Hello,

                                        My application no is APPL13852265
                                        My loan is approved and disbursed nut i have not received it yet. Status is showing post approval documents.

                                        Kindly check it and let me know till when it will be issued.

                                        And also i have received a text message regarding mandat amount of 100000 but i have applied for 60000 and my monthly emo is 3, 264 rs so what its means can you help me.

                                        Thank you
                                        Aqsa khan
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