TATA Capital Complaints & Reviews

To,
Consumer Right Department,
Ahmedabad

Subject: Complaint about unnecessary foreclosing charges demanded by Tata Capital Financial Services Limited

Respected authority,

I am writing this to draw your immediate attention on the demand of additional charges on the foreclosing of Personal Loan by TCFSL.

I have taken personal loan of 3, 24, 158.00 Rs. My loan details...

I ordered a bag on Tata cliq 's black friday sale .The price was 50%off .they automatically cancelled the order 5 days after placing the order on the website saying it is out of stock but it is still on the website and is in stock .But now the price has become double of what I bought .They waited for 5 days to cancel the order after the sale ended .
And didn't even have the decency to inform before hand .They could have atleast cancelled DURING the sale so that I could buy from some other place .

And now when I checked the website, they have item on store and the price have increased by Rs. ***/- and the new price is Rs. ***/-.

I have a worst experience with Tata Capital. I have taken a loan against property from Tata Capital. After 3 years, I opted to foreclose the loan but Tata Capital executives have cosses the limit of harrassment. Tata Capital only want to earn interests on the loan but they does not want to maintain relations with the customers.

Hi,

I would like to bring your attention towards the fraud going on by few of the fraudsters in the name of Tata Capital.

On 22-Nov-2022, I received a call from so called Mr. Gopal Gupta (Mob [protected]), mentioning as employee of Tata Capital with id card no. TATA CAPITAL/FNC/891569.

He said my loan application to Tata Capital was not processed due to not proper credit score, for need to audit...

So on Oct 6th, Tata Cliq initiated a refund for order id:[protected]. The original payment method was cash on delivery and for refund I gave my Federal bank account details.

Since i did not get a refund, i raiseda complaint and the response i got was reference number[protected] and also a statement saying that if I don't receive the refund within 3-4 business days, i should raise a chargeback request and dispute the transaction as the refund not processed.

The bank will then follow up with the payment processor to locate the refund.

So I called Fed bank to rasie a chargeback request on 18th Nov and they asked me to give a call back on monday.

Today i called them back and they are telling me no refund has been intiated. In order to raise a charge back request, they need some proof of refund (apart from the reference number as that is apparently useless). Idk what they did on Friday and how they came to the conclusion that refund has not been received to the bank but anyway, I called TataCliq and asked for some proof and all they have is the reference number. Cannot give any more information as everything was handled by the finance teams.

Dear Sir,
This is to report that Tata Capital continues to call me for personal loans and credit cards.
They claim that we are not follow DND rules though my number already register with DND since one month.
It is a way to reach out to all customers.
Infact, they change the numbers daily and call from different numbers daily through their 3rd patries also.
All that is required is to register on the National...

Have approached customer service on 10th November 2022 for reducing interest rate compare to market rate offered by leading financial institution. On 11.11.2022 have received response from the currently request could not consider since only 6 months only completed from the date of disbursement. Also first one year consider as locking period their is no possibility of foreclosure. Suddenly yesterday have received payment link and foreclosure agreement with high interest. Could not understand and lost reputation with TATA CAPITAL which was having past one decade.
Now very much panic their could be additional hindrance charges may levied against me which may create conflict in near future

From last 10 days my personal loan application status is showing post approval data entry

I cleared the loan amount in covid but they did not gave me settlement letter and noc and they siezed my vehicle and they auctioned and sold to the dealer when i went to ask they told we have auctioned it and to sold to someone else vehicle details suzuki access KA 02 KB 6213 so please in me to get vehicle back i have original rc card also

My loan EMI was deducted from my account on the regular date. Next day I received a call from Tata Capital that it was not deposited and that I have to pay the same through UPI. They requested extra money also. I immediately transferred the amount requested through UPI.

After a couple of days when I checked my bank account, I got to know that the same EMI has been paid TWICE to TATA CAPITAL!! with EXTRA CHARGES without my fault. And as a result, my HOME LOAN EMI has been BOUNCED due to this!!

I now demand my extra paid EMI along with extra charges back immediately. I can also show my bank statement for the proof.

Hi Team,

This is to report that Tata Capital continues to call me for personal loans and credit cards even though my number is on the National Do Not Call for more than around 5 years now.
They claim that their DND list does not have my number and their website does not give an option to register the numbers on their DND list.
It is a way to reach out to all customers.
I would hereby request the concerned...

Dear Sir, Our Company Znome Consultancy Services, has taken a 15 lAkhs Business Loan due to Covid we were affected & hence went on a Direct Settlement with TATA CAPITAL, the settlement amount was 5 Lakhs as Dated: 13/03/2022 & the amount was paid off on the 25/03/2022, since then i have been calmly tried to reason with them to close my Loan & provide us the NOC. Till Today they have not done, so. I have emailed them, called them & requested...

Personal loan is rejected or approved it is not clear

TCFSL 24/08/2022 Personal Loan 8, 00, 000
TCFSL 22/08/2022 Personal Loan 1, 00, 000
TCFSL 17/08/2022 Two-wheeler Loan 84, 641
TCFSL 18/05/2017 Personal Loan 8, 30, 000

I have applied only two wheeler loan only through tata capital. I never applied any personal loan through Tata capital but I can see in the CIBIL report enquiries list. To remove the enquiries please send the new report to the CIBIL team so that CIBIL team will update the same.

I have applied for the personal loan on 22.9.2022 from tata capital the status is showing post approval data entry and i am afraid as customer care is not providing any assistance not even the sales manager, poor assistance as i am afraid as even though my loan amount not get disbursed i am afraid will me emi will get deducted and Tata Capital has poor customer assistance

I am writing this complain with reference to my personal loan application bearing ID:[protected]. I had applied for the loan on 5th of October 2022 and by last week all the document verification was completed and I was assured that the amount would be disbursed before diwali, but the amount is still not disbursed and despite calling and texting several times I am not getting any status update on my application. Every time the executive...

I am not sure why this Post approval data entry comes after green in loan application. System of approval in Tata capital is not properly . All verification done very urgently. But approval is like a tortoise.

Loan ID[protected]
PAN BEDPG9619D

Dear Team

I, Jhuma Chatterjee having Personal Loan with you & last 2 years I am paying regular payment but due to some unavoidable circumstances I left my job & doing freelancing. As per schedule my drop down has been started which is 25500 per month which unbearable for me at this moment. Kindly restructure my EMI amount whithin 16K. I will be able to pay that much of EMI Amount every month.

This is my request to you kindly look into this matter as soon as possible because next month EMI will star & not be able to pay. Then my CIBIL will be effected. Kindly do the needful. Details are attached in mail. No body from Tata Capital is taking ng this responsibility. They are not responding at all. Kindly help me out.

Loan account no- [protected]

Regards
Jhuma Chatterjee
Cont no [protected]

I had applied for a personal loan on Tata Capital in the Month of September 2022. After long waiting, on 25th September 2022, I got a call from (+91 [protected]) saying it was from TATA Capital and they also mentioned the amount i.e. 40, 000 which I had applied on TATA Capital personal loan. They did tell me about the loan and tenure and the Interest rates and after that they sent me a mail from ([protected]@tatacapital.com) which was...

I have ordered the product online on 25 th sep. And promised delivery date was 14th October. But still the product is not shipped.