Tata Capital — Customer are getting cheated on interest rate

Hi all,
Please don't go for Tata capital housing loan, please go with lic, sbi hdfc, because Tata capital will say initially that as per bank they will charge, later whenver rbi reduces repo rate, .all banks will give option to customer through mail or sms. But here nothing will come and also if you call they will say ours is the best rate. Currently Tata capital given 9.5 for exisiting customer, whereas sbi, hdfc charging 7.5 c the diff