TATA cards — Wrong charge has been framed and cibil has been damaged

Address:	Tata cards
Website:	www.tatacard.com

Address:TATA credit cardsWebsite:www.tatacard.com

I was not using my tata credit card since aug 2015 and paid the then all the charges, my account was blocked and no transactions made on that.

Surprisingly i received a bill where i had to pay the annual charges, i objected to for that as when my card is inactive why annual bill has been charged?

Then it was told by customer care executive that it was blocked but was active and you have to pay the charges else your cibil will affect, i have paid the annual charges as told.

Now when today i was looking for a loan it was rejected since my cibil was not in good shape while i was paying all the charges/emi on time when i investigated further i found that tata cards was affecting it.

So just understand.

They charge you with around 500/-. Then they apply it as late fee, and now only late fee has reached to 5000 and now it is impacting my cibil badly and cause of it i could not get an urgent required pl in this pandemic.

Meantime i have tried contacting tata credit card customer care nodal office and all possible contacts but there is no reply