Union Bank of India Complaints & Reviews

Respected sir/ma'am,

This concern the loan account number [protected] with union bank of india, chinsurah, ifsc code - ubin0552933 under the name of sumit mahato.

I would like to bring this to your notice that i have been regularly paying installments against the education loan sanctioned to me. Despite being from a not so economic well off family, my parents had did their best to pay the interest generated upon my loan account during my education tenure. Post graduation due to instability of securing a suitable job, i was not able to pay my monthly installments towards the loan account. But ever since i secured a stable job suiting my educational qualification, i have started paying the emis (Rs. 7000) against my loan regularly (Every month starting from january).
Please note as per the discussion during the loan sanction, i was informed that the repayment tenure of the loan amount is at least 10 years. Despite that the bank has been repeatedly calling me and addressing me as a defaulter. First of all, this is the first loan under my name so technically i am not liable to be addressed as defaulter. Secondly, i was informed by the bank that my loan account has been made npa, to which i have least knowledge but i understand that even this doesn't makes me a defaulter, as the account was npa only in the fiscal year 2018-19. Based on that the bank has been sending me court's notice on the aforementioned matter which is so not necessary. Also note, that the bank has also been calling me from the last 2 months to increase the emi amount to rs.10, 000. I had informed the bank earlier and repeatedly that paying the said amount will not be possible for me as my salary is not that much.
I will like to bring this to your notice that i live in bangalore and i toil hard to earn a living here and moreover, as informed earlier i do not hail from a very economic well to do family background.
Lastly, i would like to assure you that i very well intend to pay off this debt on me as earlier as possible. I would also request your team to please do not spam me through calls on a regular basis and especially during my work hours.
Please note, that i come from an educated well behaved family up-bringing and i look forward to a peaceful and prosperous life ahead. Therefore, i would possible not even come across the thought of not paying off the loan upon my name.

I have already done all payments regulary, still my cibil reflects the overdue amount for union bank credit card. And due to this my cibil gets low... For the same i m constantly visiting bank and calling customer care but havent got any proper reply for the same... Last option for me was mailing... Kindly reply with a proper solution... Or i have to take legal steps.

With due respect, i would like to state that i 'vipul ranjan kaushik' is a customer of your illustrious bank with account no[protected]. Rs. 4444 is refunded back to my account [protected] by amazon on 26th of july 2018 with reference no.[protected] but the amount is not credited in my account yet. I lodged the complaint regarding that with complaint no.[protected] but it also not proceeds yet. Please look the problem and proceed for the further. Thank you
Complain id:[protected], attachment: email from amazon regarding refund

I ordered a book and earphone, and i returned it to amazon. But didn't got my refund yet. I then contacted amazon regarding this, but they told that they have done refund process, it is my bank who is responsible for my refund. They told me to file a complaint. I have also contacted the branch manager but he told they are not responsible for this. Now i'm stuck with my payment refund. I request you to please take action regarding my issue.

Dear sir,
Find the following loan details
Loan account no:[protected],
Sanctioned amount:1, 00, 000,
First installment date-30/04/2018,
Loan period in months:60,
Ledger balance:94, 302.87

I am paying loan since 1 year 1 months without any due amount of interest and principle, after one year paying the principle amount should be 80, 000 but now it showing 94, 000.

Till date i have paid 30, 960
Find the attachment of repaying statement

Bank officials are not responding and one more thing every year insurance amount was deducting how it is possible. From my knowledge only one time insurance will deduct.

Please resolve my issue.

Sir i have paid 2400 rupees fee of kv of Tirumalagiri on 15/07/2019 at 09:23:49 and 09:28:25 hrs am for the 2nd session, Jul, Aug and Sep. But due to some problems the payment happened twice and both transactions are successful. So total amount of 4800 rupees have been paid. Sir i'm requesting you to refund 2400 rupees in my account. The unique id of my son is [protected]. His name Vyshnav AnilKumar, section A, class 10th, roll 32

I deposited 14000 in CDM o[censored]nion Bank Of India with denominations of 500*12 and 2000*1 ... After filling all the details and putting cash in the tray ...machine start counting and then showed error and print a reciept of Contact To Bank Manager... I Complaint to Bank Manager he said that it will take 30 Days time and gives no surety of that...pls do something
Encolsing the receipt...

On 8th of june
I did two transactions 27470₹ and 27029₹ on amazon, but due to some reason i returned the products to amazon.
They refunded me on 21st june with two refund reference numbers[protected] amount 27370₹ and[protected] amount 26929₹)
These amounts are not credited to my account yet
Its been more than 20 days but still i didnt get my money back
Please help me with resolving this issue as soon as possible
Account no - [protected]
Name - rahul wadhwa
Mobile - [protected]
Branch - samana

Dear sir/madam

This is SRIKANT SHARMA, a/c no. [protected], I was made a payment on 28th June 2019 through my DEBIT CARD for Counselling registration fee https://jceceb.examflix.in on this website. But my transaction was failed and amount has deducted from my bank but not collected by the JCECEB. And after 18 days I haven't received my refund or deducted amount.

Transaction Id: S26840954
Debited Amt: 400/-
Bank Name: Union Bank of India
A/c Holder: SRIKANT SHARMA
Email: [protected]@gmail.com

So, kindly help me and please refund my debited amount as soon as possible.

I have purchase a mobile phone from amazon of rs 8999/- paid the amount by phonepay using union bank of india UPI Transiction. But the problem is that...the transiction is successfrl fron the phone pay side and bank ...but not received by the amazon.
Transiction date 12 june 2019 time 02:52pm
Transion id -p1906121452107692127513
UTR[protected]
Acc no.-[protected]
Name -jeetendra kumar
...
Reply fron phone pay is listed below...
...
Please note, we have successfully credited Rs.8999.0 and the merchant’s partner bank has confirmed the receipt of the payment.

If at all, the merchant denies the receipt of the same, we recommend you to contact your bank and raise a chargeback by providing transaction details that include, P1906121452107692127513 and the date and time of the payment done along with the UTR. (This will be displayed in your bank statement.)

Also note that a chargeback must be raised with your bank within 60 days from the date of the transaction.

Meanwhile, we will also contact the merchant’s partner bank regarding this issue. Usually, the bank takes up to 30 days to share an update. As soon as we hear from them, we will convey the same to you.

Reply from amazon to consumer helpline
.
...On a review of the complaint, we find that the payment transaction
was unsuccessful. Accordingly, no amount was transacted and no
amount has been received into the nodal account due to the aforesaid
reason of payment failure. In view of the above, you are
requested/advised to contact your concerned bank and file a charge
dispute for further clarity. Further, it is submitted that our role is
limited to that of a facilitator and we are not the seller/manufacturer,
the products listed on our Website are sold by independent third
party sellers. In view of the above, the issue stands closed...

Dear sir i had sent rupees 15000/- on 19.06.2019 through net banking but the amount debit from my account and not credited to the beneficiary account after 24 hours as suggested by the customer care executive, i had complaint the customer care and they provide me complaint number 1-[protected] on 27.06.2019 an email was received from customer care and they tell that please share your details on [protected]@unionbankofindia.com.

Sir...

Yesterday morning i have deposited rs. 900 (500×1, 100×4) the machine cash rejected error soil notes, but in the box 500 note missing, morning i have complaint the bank, oppanakara street, coimbatore.
Today (01.07.19) morning i have deposited 1000rupees (500×2), machine accepted the money and shows transaction declined and not credited in the account.. Totally 1500 rules. This also i have informed the bank... A/c nos. [protected]

I have used ubi atm on 27.06.2019 in hdfc bank atm at patel nagar east puasa chowk & withdrawal was declined. However rs10000/- has been deducted from my union bank saving account no [protected] (Jagdish prasad meena). Already five days are over but amount not yet credited back in my account.
Transaction id - s22805926 dated 27/06/2019
[protected]/[protected]/[protected]
Kindly look in to it & credit the same my account.

Sir, amount of 10000 was deducted from my account on 20 may 2019 without any reason. Inspite of number of call to customer care it was not refunded to my account till date. Same was happened two years back and it was refunded too late. I couldn't understand the reason for the auto deduction. Ifbit is not refunded within two days i have to lodge police complain.

To,
Manager,
Union Bank of India
Bodakdev Br.

(Sub: Always Delay in ECS)

Respected Sir,

This is to inform you that, I bought New Hyundai Grand i10 from Concept Hyundai with Finance from our Bank & Branch...At the time of agreement & documentation with Ankushsir, the ECS/EMI of my car loan will be debited from my salary account (Account No: [protected]) on 15th of every month.. Even Lalsingh (Ass. Finance Manager) gave special note for this date...

But till time there is no single emi are debited automatically from my account on 15th. in last four months...

Every time i have to come personally or call him lots of time to deduct the ECS/EMI...

Today we are in date of 26th of this month & till time My EMI is not deducted from my account...

Please, tell me why this delay?????????????????or Reply this mail as soon as possible..

Jayesh R Nagarsheth
M.[protected]

I Mr.Heikrujam Prem Singh of Laimanai Awang Leikai have been not received the ATM card of A/C No.[protected] from the Indian post till now consignment ID is EA[protected].
So, I request the bank please block the ATM Card which have been sent by the bank.
A/C Holder Name Heikrujam Prem Singh
A/C No.[protected]
United Bank of India, Kakching Branch
IFSC: UTBI0KAK345.
Contact No. [protected]

THANK YOU.

On saturday dt.11.05.2019 i tried to withdraw amount of rs.10, 000/- in other bank atm in state bank of india but it says transaction failed, then i tried in indus ind bank but it says too transaction failed, and finally tried in indian bank i withdrawn rs.10, 000/- two times of amounting rs.20, 000/- but on verification on netbanking with ref no. C6496774 and transaction details as [protected]/[protected]/[protected] shown that amount is debited in my account but transaction is failed.

On 13/06/2019 i purchased a pc tower for rs.24998/- with ubi debit card & the order was cancelled by them on16/06/2019 by some reason. On19/06/2019 a message sent by them saying your refund initiated on 16/06/2019 giving a refund ref. No.: 74332749169916803679984 and it will be credited in your a/c with in 2 to 4 working days. But the refund amount was not recieved till now. Please pursue and do justice in reciept of the above said amount. Thanking you, yours' faithfully, k. V. Narasimhulu; cell: [protected]

Acc. no. [protected]
ifsc no. UBIN0545066
loan amount. 60000
i have applied loan KCC on the date 11/06/2013. and started the resubmission in the small amounts according to the rule.BUT on the date 29/06/2016 bank shown that you have submitted all the amount .and they again reloaned on that day only by themselves without informing or giving any information to the account holder and also shown that i have submitted all the money by cash which i didn't.Now they are asking for rest submission which.
the reloaning of that much amount without asking and changing the date of loan cause a big difference o[censored]s.
they are not giving the statement and the asking for many times manager started misbehaving.
so, please solve it fast in the possible days.

Dear Sir/Madam,
This is to inform you that i made two transactions on 20/04/2019 with the help of an UBI ATM which is attached to a UBI branch (UBIN0535001) .Both the transactions were for amount of 10, 000 each.The first transaction was successful and during the second transaction the ATM got stuck and the ATM was unable dispense the cash and i didnt receive any receipt also.After that i informed the office staffs of the UBI branch about my problem .Then one office staff came to check the ATM and he closed the shutter of the ATM and he fixed the problem after some time and told me to wait for few days to get back my cash.I waited for few days, but i didnt receive my cash and i lodged a complaint on SBI care.On 28/05/2018 after long wait my complaint had been resolved and they said that the transaction was reflected as successful.But i was not able to receive my amount back.As per their instruction i wrote to my home branch about my problem (SBI KALAG).After few days of wait the branch manager of my home branch asked me that they have no solution for it as the transaction is reflecting as successful and he asked me to inform me again to the bank branch attached to the ATM.Now I am in trouble ...What should i do to get my cash returned ...Is there any way left ?????Please please help me..

Regards

Ajit Chandra Talukdar
A/C NO [protected]
SBI KALAG(SBIN0007006)