Union Bank Of India — education subsidy

Address:Azamgarh, Uttar Pradesh, 276305

Hi sir/madam
To
Concern officer

Sub-regarding my subsidy
Date-28-nov-2018

Dear sir
I am ajay kumar yadav s/o ram chet yadav i have taken an education lone in 22. Oct.2009
Of amount 3, 20000.
Of loan a/c number [protected]
Saving a/c number [protected]

My following point are below………
1) i did not receive entire subsidy till now.
2) when i have approach a branch and ro they did not provide any positive response only asking me to write an application but still no revert receive,
3) so please let me know when i will receive entire subsidy?
4) why my entire subsidy was claimed by branch at moratorium period?
5) and if branch is aware about that the entire interest was provided by indian government in form of subsidy, then why current branch manager of year 2011-12 has reached out at my home and used abusing word to my father and said that your a/c is going to npa so please deposited the interest right now[protected].
6) so, i want to know why my a/c is going to npa in 2011-12 as per that branch manager? My education was end in june 2013, so before ending of education how my a/c will be npa??
7) one question also i want highlighted that why without intimation to me bm[protected] went to my home for recovery and abusing us and said that your a/c is npa. Why???
8) two policy has kept against this lone a/c (1. Ram asharey yadav 2. Indrawati devi)
And indrawti policy has mature in 2010 and it surrender value at the time of lone was 40, 000 rs approx.
So why current bm of 2011-12 has reach out to my home and did not demand that policy from the lic, and blindly went to my home for recovery.
And i had chase a branch number of time to demand the mature policy amount from the lic but branch did not care for same, why??
And present bm has demanded[protected] that amount from the lic so i have lost the same principal amount in the form of interest in 8 (Eight) years.
9) bank always updating me fake update

Thanks and regards
Ajay kumar yadav
+91-[protected]
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Hello
I dint get my refund

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