Vidal Health Insurance Tpa Pvt Ltd — Claim amount not approved as per sum insured

Address:

Vidal health insurance tpa pvt ltd, Gurgaon haryana

I have gone through my surgery of gallbladder removal due to gallstone in Sir Ganga Ram Hospital . My total bill was 155000rs by Hospital.
I already submitted all original documents to the vidal health insurance company on 20th april they receivedmy documents. But, approval amount was only 75000rs . And they deducted the rest of the amount. But my total expenditure was 155000rs. Iam an employee of Coforge Ltd. Now when I talk to the call center of Vipul they are saying whatever amount is approved only that will be transferred. As a patient we are not like to claim anything and we don't want to ill . It is natural as we get ill. I am very disturbed with this when the vidal health insurance company is not approving my sum insured amount of rs 150000rs. I already expend 155000rs I am not asking the whole amount but they should approve my sum insured amount of rs 150000rs. Iam expecting that they will approve the amount 150000rs.